Asset Allocation and Retirement: Do You Need to Make a Change?

The asset allocation decision should not be based on your age or your stage in life, but rather by your time horizon, your risk tolerance, and your return needs. Read more »

Five Big Lessons From Market History

The period from 1987 to 2002 has encompassed the extremes, including two severe bear markets and one long bull market. How would various asset allocation strategies have fared during this time period? A valuable financial market history lesson. Read more »

For Long-Term Investors, the Focus Should Be on Risk

When determining the optimal allocation for your own portfolio, it's best to focus first on how much you are able and willing to lose. Read more »

Picking the Right Tax Pocket for Your Assets

A 401(k) plan can help minimize the amount of money Uncle Sam grabs from your pockets. But if you have taxable savings in addition to your 401(k), the best way to limit Uncle Sam's reach is to make sure you are putting the right assets into the right pocket—either taxable savings accounts or tax-deferred 401(k) accounts. A look at how to make the "asset location" decision. Read more »

Retiree Stock Allocation Recommendations: Do You Fit the "Mold"?

February 2004 by William Reichenstein
How much of your portfolio should be invested in stocks if you are living off of your retirement savings? A look at where the professional advisors agree and disagree concerning the "typical" investor. Read more »

Tailoring Your Allocation to the Stage You're in With Life Cycle Funds

Life cycle mutual funds are designed to make the asset allocation decision easy—one fund for one individual based on their stage in life. But nothing is ever easy. What do you need to know about life cycle mutual funds? A look at what 401(k) investors need to know. Read more »

What Assets "Count" as Part of Your Total Investment Portfolio?

Sorting out which assets to include and exclude when defining your investment portfolio: A case study. Read more »

What Different Conditions Will Affect My Asset Allocation?

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