M Muhle from TX posted over 6 years ago:

Could not read all the values in Table 1 unless I highlighted the black areas. Need to change font color in the black regions.

Thomas Walsh from WA posted 4 months ago:

1987 to 2002 is a period with declining interest rates. That can't happen now.

D Logan from MI posted 4 months ago:

bonds in a rising rate environment will lose value. I'm selling stocks and holding cash. I prefer to have 3 yrs expenses in cash to ride out a downturn in the market. The rest would be in one good mutual fund and ETFs and index funds. I have no fear of volatility. If the long trend is up let the best rock.....

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