« Back to Author Index

Rande Spiegelman

author Image Rande Spiegelman is vice president of financial planning at the Schwab Center for Financial Research.

Articles by this Author

Areas of Expertise: personal financial planning, income tax, estate tax, retirement, cash flow, net worth, compensatory stock options, employee plans, investments, portfolio planning

Website: www.schwab.com/marketinsight

Rande Spiegelman has been widely quoted in The Wall Street Journal, Investor's Business Daily, Forbes, Fortune, Smart Money, Kiplinger's, The New York Times, The Los Angeles Times, U.S. News & World Report, USA Today, CBS Marketwatch, The Street.com and many others.

Prior to joining Schwab, he was a senior manager in the personal financial planning practice of a major accounting firm, where he provided investment counseling and financial planning advice to individuals, groups and institutions. He earned his B.S. in accounting from San Francisco State University, magna cum laude, and is a member of the American Institute of Certified Public Accountants and the California Society of CPAs.


Articles by this Author

  1. Financial Planning »

    Lump Sum or Annuity: Which Should You Choose at Retirement?

    An annuity is attractive if you expect to live beyond normal life expectancy, but a lump sum may be better if you have other sources of income.

    December 2012 | Journal