The AAII Phoenix Chapter presents...

Do You Have a Life Plan?

    Discussed by:

    Don Scher
    President, Don Scher and Associates

Do you really know how much money will be required to live out the remainder of your life? Are you prepared to deal with serious accidents or illness and possible catastrophic events? As an attorney specializing in wills, trusts, probate and trust litigation, and protecting seniors from abuse and financial exploitation, Don Scher has seen families go terribly wrong way too many times. It’s called The Law of Unintended Consequences. To avoid the pitfalls, everyone needs a strategic life plan for the same reasons that every successful business owner must have a strategic business plan. Once you have defined your life plan, then and only then will you be able to calculate the cost of funding that plan. Avoiding probate and minimizing estate taxes is not the purpose of estate planning; its purpose is to protect you during your lifetime. So how do you answer the next question: Who will act as my successor trustee or my agent under my power of attorney, to protect me and carry out my wishes? Attend this presentation to learn how to find the answer.

Attend This Meeting and Learn...
How to outline your financial goals
What a “life plan” is, and how to determine the true cost of living out the rest of your life
Real strategies for protecting yourself and your money

Saturday, December 7, 2013
9:00 a.m.    Registration/Social/Refreshments
9:30 a.m.    Program
11:00 a.m.    Q&A (see subgroup schedule below)
Franciscan Renewal Center
5802 E. Lincoln Dr.
Scottsdale, AZ 85253
[ Map This Location ]
In Advance by 12/4
AAII Members, Member?s Family, $9/person; Nonmembers,
At the Door space permitting
Everyone, $15/person
Refunds To cancel and receive a refund, email Roger Carter,, at least three days before the meeting date.

  Special Interest Groups (SIGs)


Personal Finance and Retirement Income Planning SIG, Saturday,
December 7, 2013, 12:00 to 1:00 p.m. (after the chapter meeting). Contact: Dr. Joyce Morningstar, Same date and location as chapter meeting. Cost: None.
Due to greater uncertainties, financial planning after retirement becomes more challenging. One of the major challenges retirees face is overcoming the cognitive errors that lead to irrational decisions and behavior harmful to someone’s long term financial health. In addition to our focus on financial planning and sensible investing to produce retirement income, this season will include a series on ways to overcome common investor biases to make better financial decisions. In financial planning, one size does not fit all, so there’s no “silver bullet” for investing. Our group welcomes different viewpoints and participation from both experienced and new investors.

Options & Analysis SIG, Saturday, December 7, 2013, 1:16 to 3:30 p.m. (after the chapter meeting). Contact: Lowell Carty, Same date and location as chapter meeting. Cost: None.
All AAII participants are invited to improve their wealth-building and management skills through the use of option instruments and analysis tools. You will benefit from a combination of tutorial presentations and active discussions. These range from use of options to generate monthly income to “hedging” for protection of your stocks and portfolios. Participant depth ranges from initial learning to active traders. You are welcome to join our quest to combat the unprecedented market changes and uncertainties. We work closely with the Stocks and ETFs SIG. This includes rotating the meeting start time and sharing facilities.

Health Care Reform and Medicare SIG, Saturday, December 7, 2013, 1:00 to 2:00 p.m. (after the chapter meeting in October, December, February and April). Contact: Allan Zee, Same date and location as chapter meeting. Cost: None.
Major changes are coming in health care. All citizens and legal residents must purchase government-approved health insurance or pay a penalty/tax, and 30+ million newly eligible people will begin to enter the health care system. We’ll discuss the new mandates, the effect on premiums, enforcement of the Affordable Care Act, availability of doctors and medical professionals and much more. Changes are happening now in advance of January 1. Hear the latest updates and changes.

Stocks and ETFs SIG, Saturday, December 7, 2013, 1:16 to 3:30 p.m. (after the chapter meeting). Contact: Beatrice Kenney,, 480/406-8942. Same date and location as chapter meeting. Cost: None.
The goal of this SIG is to create smarter, better-informed, successful traders and investors through experiences with high-quality stock trading information. Independent traders and successful investors will present their methods and strategies of trading. Charting tools and tactics will help traders and investors profit from investments and trades. Investor psychology, portfolio strategies and handling potential losses are some of the subjects covered. Opportunities to listen and learn, take an active role in the group or make a presentation are available. We share meeting time and location with the Options & Analysis SIG.

Vector Vest SIG, first Saturday of every month, 9:00 to 11:00 a.m. Contact: Eugene Almer, 602/300-4573. Location: Gloria Dei Lutheran Church, 3539 E. Stanford Dr., Paradise Valley, AZ 85253. Cost: None.
This SIG focuses on the use of the VectorVest system for equity investing strategies and market timing. Most meetings include a discussion of the current market conditions and what to expect in the month ahead using VectorVest tools, several educational presentations by members describing their experiences with various parts of the VectorVest System, and discussions and analysis of selected investment strategies and/or equities of interest to the members.
Income Protection SIG. Contact: Richard Climie,, 602/774.2214. Time and location: TBD

The Income Protection (IP) SIG focuses on wealth protection in perilous times. Foreseeable market volatility, inflation and other factors promise significant wealth destruction for the uninformed. There is no Holy Grail, but improved skills and strategies can help protect your portfolio. Also, you will learn techniques to increase your wealth in such troubled times. The IP SIG will complement the fundamental work of the Stocks & ETFs SIG and the Options & Analysis SIG. We meet once a month. A draft agenda will be circulated for each meeting.

Brunch Bunch SIG, third Wednesday of the month, May through September, 10 a.m. to noon. Optional lunch. Contact: Dr. Joyce Morningstar, Location: Dynamic Wealth Advisors, 8655 E. Via de Ventura, STE G-200, Scottsdale, AZ 85258. Cost: None.
Join us for lively discussions on current events in the financial world. We will learn from each other as we discuss different viewpoints, sharing our experience and knowledge. The conversation continues for those who wish to go to lunch afterwards. We welcome different viewpoints and participation from both experienced and new investors.

Return to Phoenix Chapter home page
Phoenix PLAIN TEXT template
Phoenix Review Speaker template
Speaker Notification template

NEW HTML template!!!!