The AAII Phoenix Chapter presents...

"Strategies for Pursuing Your Retirement Paycheck"

    Discussed by:

    Christine Benz
    Director of Personal Finance, Morningstar

Morningstar’s director of personal finance, Christine Benz, will discuss how the retirement landscape has changed over the last 30 years and the challenges that current and future retirees face as a result, including disappearing pension plans and historically low interest rates. She’ll then share her recommendations for how to deal with these challenges by using the “bucket” approach to retirement portfolio planning.

Attend This Meeting and Learn...
The pros and cons of income-centric and total-return-centric retirement portfolios
An overview of model ETF and traditional mutual fund retirement
A better knowledge of other key issues regarding retirement portfolio distributions, including sustainable withdrawal rates and tax-efficient withdrawal considerations

Saturday, March 8, 2014
9:00 a.m.    Registration/Social/Refreshments
9:30 a.m.    Program
11:00 a.m.    Q&A (see subgroup schedule below)
Franciscan Renewal Center
5802 E. Lincoln Dr.
Scottsdale, AZ 85253
[ Map This Location ]
In Advance by 3/5
AAII Members, Member's Family, $9/person; Nonmembers,
At the Door space permitting
Everyone, $15/person
Refunds To cancel and receive a refund, email Roger Carter,, at least three days before the meeting date.
  Special Interest Groups (SIGs)

SIG meetings do NOT require advance registration (some may request an RSVP). Most are free of charge. Contact the group leader if you need additional information to attend.


Personal Finance and Retirement Income Planning SIG, Saturday,
March 8, 2014, 12:00 to 1:00 p.m. (after the chapter meeting). Contact: Dr. Joyce Morningstar, Same date and location as chapter meeting. Cost: None.
Due to greater uncertainties, financial planning after retirement becomes more challenging. One of the major challenges retirees face is overcoming the cognitive errors that lead to irrational decisions and behavior harmful to someone’s long-term financial health. In addition to our focus on financial planning and sensible investing to produce retirement income, this season will include a series on ways to overcome common investor biases to make better financial decisions. In financial planning, one size does not fit all, so there’s no “silver bullet” for investing. Our group welcomes different viewpoints and participation from both experienced and new investors.

Options & Analysis SIG, Saturday, March 8, 2014, 1:16 to 3:30 p.m. (after the chapter meeting). Contact: Lowell Carty, Same date and location as chapter meeting. Cost: None.
All AAII participants are invited to improve their wealth-building and management skills through the use of option instruments and analysis tools. You will benefit from a combination of tutorial presentations and active discussions. These range from use of options to generate monthly income to “hedging” for protection of your stocks and portfolios. Participant depth ranges from initial learning to active traders. You are welcome to join our quest to combat the unprecedented market changes and uncertainties. We work closely with the Stocks and ETFs SIG. This includes rotating the meeting start time and sharing facilities.

Health Care Reform and Medicare SIG, 1:00 to 2:00 p.m. (after the chapter meeting in October, December, February and April). Contact: Allan Zee, Same date and location as chapter meeting. Cost: None.
Major changes are coming in health care. All citizens and legal residents must purchase government-approved health insurance or pay a penalty/tax, and 30+ million newly eligible people will begin to enter the health care system. We’ll discuss the new mandates, the effect on premiums, enforcement of the Affordable Care Act, availability of doctors and medical professionals and much more. Hear the latest updates and changes.

Stocks and ETFs SIG, Saturday, March 8, 2014, 1:16 to 3:30 p.m. (after the chapter meeting). Contact: Beatrice Kenney,, 480/406-8942. Same date and location as chapter meeting. Cost: None.
The goal of this SIG is to create smarter, better-informed, successful traders and investors through experiences with high-quality stock trading information. Independent traders and successful investors will present their methods and strategies of trading. Charting tools and tactics will help traders and investors profit from investments and trades. Investor psychology, portfolio strategies and handling potential losses are some of the subjects covered. Opportunities to listen and learn, take an active role in the group or make a presentation are available. We share meeting time and location with the Options & Analysis SIG.

Vector Vest SIG, first Saturday of every month, 9:00 to 11:00 a.m. Contact: Eugene Almer, 602/300-4573. Location: Gloria Dei Lutheran Church, 3539 E. Stanford Dr., Paradise Valley, AZ 85253. Cost: None.
This SIG focuses on the use of the VectorVest system for equity investing strategies and market timing. Most meetings include a discussion of the current market conditions and what to expect in the month ahead using VectorVest tools, several educational presentations by members describing their experiences with various parts of the VectorVest System, and discussions and analysis of selected investment strategies and/or equities of interest to the members.

Investment Protection SIG, 1:16 p.m. to 3:00 p.m. Contact: Richard Climie,, 602/774-2214. Date and location: TBD
The Investment Protection (IP) SIG focuses on wealth protection in perilous times. Foreseeable market volatility, inflation and other factors promise significant wealth destruction for the uninformed. Improved skills and strategies can help protect your portfolio and increase your wealth. The IP SIG will complement the fundamental work of the Stocks & ETFs SIG and the Options & Analysis SIG. Each SIG uses meetings and the electronic form to teach new skills. We meet once a month. Call 602/774-2214 for more information.

Brunch Bunch SIG, third Wednesday of the month, May through September, 10 a.m. to noon. Optional lunch. Contact: Dr. Joyce Morningstar, Location: Dynamic Wealth Advisors, 8655 E. Via de Ventura, STE G-200, Scottsdale, AZ 85258. Cost: None.
Join us for lively discussions on current events in the financial world. We will learn from each other as we discuss different viewpoints, sharing our experience and knowledge. The conversation continues for those who wish to go to lunch afterward. We welcome different viewpoints and participation from both experienced and new investors.

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