Update: New Computer Investing Products
by CI Staff
Brentmark Software recently released Retirement Income Navigator (formerly called the Investment Scenario Generator), which offers a methodology for managing money during the income drawdown period of retirement. The software is focused on helping users allocate and manage investments for steady, dependable, and long-term income during retirement. The strategy behind Retirement Income Navigator is that stocks can always be held for the long term, if necessary, and income is generated during the stock holding period using “income ladders.”
With the software, users can optimize the amount of income generated and the asset allocation—stocks and bonds—to generate that income. Retirement Income Navigator contains new schedules to more easily account for custom income needs and non-investment income sources. In addition, scenario outputs and reports have been enhanced.
Retirement Income Navigator can be used during what the creators of the software term ‘the three phases of retirement planning’—wealth accumulation, plan execution, and navigation. The program will project how much capital an individual will accumulate from investments made on a periodic basis. For those not yet actively thinking about retirement, Retirement Income Navigator will also provide an understanding of the relationship between capital and income.
At retirement, accumulated capital is divided into two portions. The first is invested in fixed-rate investments (laddered interest-bearing obligations or annuities) that will provide guaranteed income for a predetermined number of years. This guaranteed income will allow you to hold stocks for a longer period of time without having to sell them to generate income. The other portion is invested in stocks. The software performs the calculations to optimize the allocation of accumulated capital between fixed-income investments and stocks.
Finally, Retirement Income Navigator aids investors in “timing” when to sell stocks in order to purchase additional fixed-income instruments. The program projects benchmark values for the stocks in your portfolio and recommends that you sell stocks that have met or exceeded these values when the time comes to raise funds. Otherwise, you should hold those stocks that have not yet reached their benchmark value if you do not need to raise money to purchase more fixed-income instruments.
eSignal has launched QuoTrek, a wireless quote and market information service for Microsoft PocketPC, Palm Pilot, or RIM BlackBerry handheld devices.
The QuoTrek name has been around for two decades, as it was launched in 1983 as a handheld wireless device for delivering real-time market data.
This new service offers streaming, real-time stock, options, futures, and index quotes from North America, Europe, and Asia, as well as real-time, streaming news from PR Newswire and Business Wire. Line, bar and candlestick charts can also be generated in real-time, along with a library of over 15 customizable technical indicators and studies—including Bollinger bands, stochastics, moving average convergence/divergence (MACD), and on-balance volume (OBV). QuoTrek also supports a range of time intervals for charting, from one to 60 minutes, as well as daily, weekly, and monthly periods.
Users can view two portfolios with up to 15 symbols each and can add symbols to a portfolio on their mobile device. The portfolio window supports a variety of fields such as bid/ask, percent change, 52-week high/low, and volume. QuoTrek also includes a desktop companion browser where you can maintain up to 10 portfolios. From here, you can enter your number of shares and entry price and QuoTrek monitors total loss/profit and percentage dollar gain or loss.
With QuoTrek, users can access quotes from all U.S. stock, options and futures exchanges; Canadian exchanges; major European, Asian and African exchanges; Forex market; and hundreds of world indexes.
The ETF Digest is an advisory service devoted to exchange-traded funds (ETFs). The site tracks the positions and performance of the site’s founder—Dave Fry—as well as market status ratings (oversold, bearish, neutral, etc.) of numerous American and international markets and indexes. Subscribers can post questions to and access essays by Fry and receive action alerts, weekly market commentary, monthly market summaries, and year-end wrap ups via E-mail. The site is currently offering a free 30-day trial, after which an annual subscription costs $395.95.
Edgar Online Pro
Edgar Online offers a Pro version of its SEC EDGAR filing database that provides tools for tracking various company documents. Users can access information on initial public offerings (IPOs) and secondary offerings as well as quarterly 10-Q and annual 10-K reports. The site can allow you to compare the financial data of several companies and/or industries and provides real-time access to a wider variety of SEC documents, insider trading data, and institutional investor holdings. There is also an advanced search tool with filtering options that include industry, sector, and state. Searches can also be saved and used to generate pop-up and E-mail alerts. Subscriptions to the site cost $900 per year.
The InvestorWords Web site is an on-line glossary of investment-related terms. The site allows visitors to browse for words by category or search for a term. When searching for a term, the site provides exact matches, near matches, and definitions containing the word or phrase. The site has over 6,000 definitions and is free to use.
The InsiderScoop Web site provides real-time access to insider trading data. InsiderScoop provides real-time updates as new forms are filed, E-mail alerts of insider buying or selling of companies you are interested in, same-day updates of top buyers and sellers, insider transaction archives, and links to full filings. Subscriptions for individual investors are $200 a year.
Prophet.Net has added scanning for technical crossovers to its ProphetScan area, which offers custom scanning using real-time data. With ProphetScan you can scan for bullish and bearish conditions, including crossovers of several technical studies—moving averages, Bollinger bands, and moving average convergence/divergence (MACD) histogram. In addition to specifying the crossover conditions, you can customize scans by specifying exchanges or liquidity or by combining scans with a complementary bullish/bearish indicator. Users can create and save scans based upon their own criteria. There is currently a free seven-day trial available for Prophet.Net that includes ProphetScan; annual subscriptions begin at $149.50 a year.