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Computerized Investing > May 25, 2013

Free Retirement Planner

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by CI Staff

The Free Retirement Planner spreadsheet by Analyze Now assists users in making retirement decisions, such as deciding when to retire, making Social Security plans, choosing between lump sum versus annuity and much more. This free spreadsheet can be useful to both working individuals and people who have already retired.

There are six different tabs in the spreadsheet, with the most recently added tabs being the Pre-Retirement and Post-Retirement budgeting tabs. These tabs provide an insight into your expenses and detail where your money is going and will go. If you are not currently retired, the Pre-Retirement Budgeting tab acts as a simple budgeting spreadsheet: It ensures that your current income can support your current expenses. The Post-Retirement tab determines what expense cuts you may have to make during retirement to sustain a comfortable lifestyle.

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