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Computerized Investing > February 2, 2013

SimpleD Budget

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by CI Staff

SimpleD Budget is a personal finance application that helps users track expenses and budget their income accordingly. It helps users figure out how much is required to budget for each aspect of their lives and assist in income dispersion. It is an easy way to input all your bill amounts into one place and track how your money is spent.

After downloading SimpleD Budget, select Begin New Document to start a budget. Your income can be broken down into sections by clicking Add Income Source. Once total income sources are added, the next step is adding categories to budgeting. An example could be adding categories for bills, entertainment, mortgage, etc. Each category is given a specific budget amount, so the program can calculate how much of your income is required to meet the budget. A bar is placed next to each budget to display how much of your income percentage is allocated to each category. Each category has the option to be “fixed,” such as rent or car payments, as opposed to a category that may fluctuate, such as entertainment. A total is given at the bottom of each budget category. This shows how much income is budgeted to specific categories as well as what is left over. Another option is to automatically have leftover cash flow distributed to unfixed budget categories. That way you will know when you have more money to spend shopping or going out to dinner.

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