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Computerized Investing > May 18, 2013

You Need A Budget 4

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by CI Staff

You Need A Budget (YNAB) is a popular budgeting program that seeks to help people avoid living from paycheck to paycheck, get out of debt and save more money. Using this online program, users can input their expenses, categorize spending and generate reports.

You Need A Budget recently came out with an upgrade to the program, YNAB 4. It features cloud syncing, which allows users to access their data using any device, at any time. YNAB 4's iPhone and Android app make it easier to stay on top of your spending as well. The new version includes a unified account view so users can see all their transactions on one screen. If you make an error while tracking your budget, the program now lets you go back to a previous version of your budget, so past budgeting isn’t lost. In YNAB 4, you can create customized financial history reports for simple tracking. Auto-save is another added feature, so you don’t have to worry about losing your work.

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