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Clueless: What Graduates Need to Know About Making Financial Decisions

by William Reichenstein and Tom Potts

Clueless: What Graduates Need To Know About Making Financial Decisions Splash image

Today’s college graduates are usually enthusiastic and well-trained in their discipline.

But they are often clueless about financial matters.

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William Reichenstein , CFA, holds the Pat and Thomas R. Powers Chair in Investment Management at Baylor University. bill_reichenstein@baylor.edu.
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Tom Potts , Ph.D., CFP, is a professor of finance at Baylor University and can be reached at Tom_Potts@baylor.edu.
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Unfortunately, the fallback position is typically to do nothing. But these early-year “non-decisions” can have a detrimental effect on their financial well being throughout their working lives, and especially in retirement. If only they had known how important it is to make good decisions in these early-year financial matters!

This article is aimed directly at the younger generation, and it designed to help them avoid such financial mistakes.

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→ William Reichenstein , CFA, holds the Pat and Thomas R. Powers Chair in Investment Management at Baylor University. bill_reichenstein@baylor.edu.
Tom Potts , Ph.D., CFP, is a professor of finance at Baylor University and can be reached at Tom_Potts@baylor.edu.