Hildy Richelson is president of Scarsdale Investment Group, a registered investment adviser based in Blue Bell, Pennsylvania, that specializes in fixed-income investments. Hildy and Stan Richelson are co-authors of several books on bonds, including “Bonds: The Unbeaten Path to Secure Investment Growth,” Second Edition (Bloomberg Press, 2011).
Area of Expertise: bonds
The advice of Hildy Richelson and Stan Richelson on bond investing is sought across the United States by individuals, financial advisers and the media. They have translated the complex world of bond investing into layman’s language, enabling interested investors to take control of their financial lives. They have popularized individuals’ understanding of bond investing by writing five books on the subject. The Richelsons’ initial bond book, “Income Without Taxes” (Carol & Graf, 1985), was the first book written for individual investors who wished to learn how to invest in tax-free municipal bonds. Three additional bond books were subsequently published, including the award-winning “Bonds: The Unbeaten Path to Secure Investment Growth” (Bloomberg Press, 2007). The book’s second edition was published on October 6, 2011, by Bloomberg Press.
In addition to their bond books, the Richelsons have written many articles that have been published in leading financial magazines and newspapers and online. A sample of their recent writings and a free bond newsletter can be found on their website, www.allbondportfolios.com. They have been quoted in such publications as The Wall Street Journal, Money Magazine and SmartMoney and online at www.AdvisorPerspectives.com and many other websites. They have appeared on national and regional broadcast outlets, including CNBC-TV and CN8-TV and many radio shows.
The Richelsons' prolific writings naturally led to the formation of Scarsdale Investment Group Ltd., a registered investment adviser, which generally limits its activities to the design and supervision of bond portfolios for individual investors. The Richelsons create custom bond ladders of high-quality bonds that are tailored to an individual’s financial situation. Scarsdale Investment Group has $231 million under advisement.
Hildy Richelson received a master’s degree and a Ph.D. from Syracuse University. She and her husband practice in Blue Bell, Pennsylvania, and have two children.
Articles by this Author
The ability to buy and sell with ease can be transitory and depends on both the market for the asset and the size of the transaction.
October 2015 | Journal
Retired Investor »
A predictable flow of cash income can be obtained by holding a ladder of high-quality bonds.
October 2014 | Journal
Starting a bond ladder creates income now and produces cash flow that can be used to reinvest if and when interest rates do rise.
May 2013 | Journal
Maximizing consistent and predictable cash flow is key for meeting retirement objectives. Municipal bonds can help investors accomplish this.
October 2012 | Journal
Stronger inflation is the upside case for investors using bond ladders and holding their bonds to maturity, because of higher interest rates to reinvest into.
June 2012 | Journal
Utilizing a bond ladder while paying attention to the yield curve can help you create a portfolio for achieving your financial goals
October 2011 | Journal
Once you make the choice to invest in individual bonds, the question is: How do you buy them? Guidelines for evaluating Web sites and locating a bond broker.
February 2008 | Journal
The experts can agree neither on which way interest rates will go next nor on what the shape of the yield curve means for interest rates in the future. However, you can still get significant information from studying the yield curve.
January 2003 | Journal