Letters to the Editor
To the Editors:
The February 2007 AAII Journal article by Christine Fahlund, “Invest or Delay? Strategies for Taking Social Security Benefits,” was the best I’ve seen in helping to decide when to take Social Security benefits. Three additional points not discussed, which I believe skew the decision toward taking early Social Security benefits, are: (1) Considering the present value of drawing early benefits seems to me to push the break-even point out even further; (2) Expect the government to continue to tinker with limiting benefits to those who have other retirement income; (3) Quality of life in the early retirement years is at its peak and if taking early Social Security benefits permits greater enjoyment of life quality, then this would be a very importa
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