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    Variable Life Insurance: Be Wary of Policy 'Delusions'

    by Peter Katt

    “My stocks ‘averaged’ 4.1% but my variable life account is down 40%!”

    This is one individual’s situation seven years into his variable life policy that he employs for the dual purposes of family protection and tax-deferred investing to enhance his retirement resources.

    Everything was done right for Dr. Smith:

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