Portfolio	Year-to-Date Return (%)	Annual Return (%)			1-Year Risk-Grade	1-Year Risk-Adjusted Return (%)
		1-Year	3-Year	10-Year
Recommended Funds*	7.6	7.6	19.6	13.0	44	9.2
Vanguard 500 Idx (VFINX)	4.8	4.8	14.3	9.0	63	4.8
Vanguard Small Cap Idx (NAESX)	7.4	7.4	23.3	10.3	84	6.6
Data as of 12/31/2005 * The return for the recommended funds is for historical interest. The actual portfolio began in 2003