Table 1. Top Funds Over Five Years (2002-2006)
Fund (Ticker) 5-Year
Annualized
Total Return (%)
Annual Total Return (%) Bull* Return
(%)
Bear* Return
(%)
Tax-
Efficiency
Rating
(%)
Risk Index Total
Assets
($ Mil)
Number
of
Holdings
Expense
Ratio
(%)
Phone Web
Fund Cat +/- 2006 2005 2004 2003 2002 Category Total
Stock Funds
Large-Cap Stock
CGM Focus (CGMFX) 17.2 11.3 14.9 25.2 12.4 66.4 (17.7) 192.9 74.5 95 2.42 2.29 2,276 26 1.07 800-345-4048 www.cgmfunds.com
Marsico 21st Century (MXXIX) 15.8 9.9 18.6 7.8 22.3 48.7 (10.4) 140.4 (50.1) 99 1.42 1.34 1,276 46 1.33 888-860-8686 www.marsicofunds.com
Amer Beacon Large Cap Value PlanAhead (AAGPX) 11.9 6.0 18.7 9.6 19.1 35.3 (16.1) 120.9 (7.5) 97 0.83 0.78 2,830 168 0.86 800-658-5811 www.aafunds.com
Excelsior Value & Restructuring (UMBIX) 11.3 5.4 14.8 9.9 19.3 47.7 (23.3) 129.1 (27.9) 99 1.21 1.14 7,447 103 1.05 800-446-1012 www.excelsiorfunds.com
TCW Dividend Focused N (TGIGX) 11.2 5.3 18.1 2.9 17.4 31.5 (9.5) 99.8 18.1 95 0.90 0.85 1,306 56 1.16 800-386-3829 www.tcw.com
Large-Cap Stock Average 5.9 0.0 12.6 6.2 11.1 30.2 (21.8) 80.3 (34.6) 98 1.00 0.95 3,191 207 0.95    
Mid-Cap Stock
Fidelity Leveraged Company Stock (FLVCX) 27.0 17.4 17.5 17.4 24.4 96.3 (1.7) 237.1 na 97 1.23 1.48 4,909 174 0.85 800-544-8544 www.fidelity.com
Kinetics Paradigm (WWNPX) 20.3 10.7 27.8 16.1 20.9 47.7 (4.6) 174.1 (4.0) 99 0.90 1.09 1,323 190 1.69 800-930-3828 www.kineticsfunds.com
Hodges (HDPMX) 17.9 8.3 17.7 17.2 24.4 80.2 (26.2) 242.8 (53.9) 98 1.28 1.55 579 98 1.47 866-811-0224 www.hodgesfund.com
Fairholme (FAIRX) 15.1 5.5 16.7 13.7 24.9 23.9 (1.5) 122.8 35.4 98 0.72 0.87 3,525 36 1.00 866-202-2263 www.fairholmefunds.com
Delafield (DEFIX) 14.8 5.2 20.3 6.0 20.8 40.0 (7.4) 127.1 33.6 93 0.98 1.19 526 56 1.33 800-221-3079 www.delafieldfund.com
Mid-Cap Stock Average 9.6 0.0 13.0 10.0 16.1 37.3 (18.7) 107.6 (24.1) 97 1.00 1.21 1,683 187 1.16    
Small-Cap Stock
Royce Value Plus Svc (RYVPX) 21.5 10.7 19.3 13.2 28.1 79.8 (14.7) 221.8 na 97 1.06 1.58 1,514 93 1.17 800-221-4268 www.roycefunds.com
Bridgeway Ultra Small Company Market (BRSIX) 21.0 10.2 11.4 4.0 19.1 79.4 4.9 151.3 17.5 99 1.06 1.58 1,176 696 0.65 800-661-3550 www.bridgewayfund.com
James Advantage Small Cap (JASCX) 17.9 7.1 12.2 7.5 26.1 53.6 (2.4) 142.7 7.4 98 1.11 1.66 282 73 1.50 800-995-2637 www.jamesfunds.com
Stratton Small Cap Value (STSCX) 16.6 5.8 13.8 10.8 26.4 49.6 (9.5) 150.0 22.4 98 1.05 1.57 736 74 1.28 800-634-5726 www.strattonmgt.com
Heartland Value (HRTVX) 16.5 5.7 28.0 1.9 9.1 70.1 (11.4) 156.4 12.7 93 1.02 1.53 2,019 231 1.19 800-432-7856 www.americasvalueinvestor.com
Small-Cap Stock Average 10.8 0.0 14.2 7.3 16.5 47.1 (18.3) 122.6 (16.1) 96 1.00 1.50 1,246 232 1.26    
Sector Stock
US Global Inv Global Resources (PSPFX) 41.0 19.0 22.1 48.9 30.4 99.5 17.7 339.3 19.9 94 1.11 2.68 1,276 310 0.95 800-873-8637 www.usfunds.com
Energy/Resources Sector Average 22.0 0.0 14.0 47.1 34.5 31.4 (7.0) 193.5 (1.8) 97 1.00 2.42 1,476 93 1.04    
Fidelity Select Brokerage & Investment Mgmt (FSLBX) 14.9 3.6 21.2 29.8 12.9 36.4 (17.2) 167.0 (23.7) 97 1.49 1.60 1,242 46 0.89 800-544-8544 www.fidelity.com
Financial/Banking Sector Average 11.3 0.0 15.1 6.7 13.5 34.5 (7.9) 98.1 20.6 95 1.00 1.07 448 63 1.07    
US Global Inv World Prec Minerals (UNWPX) 48.0 13.3 52.3 30.8 0.9 92.7 83.4 287.8 46.4 94 1.03 3.59 914 287 1.13 800-873-8637 www.usfunds.com
Gold Sector Average 34.7 0.0 33.1 33.2 (6.6) 59.1 65.6 179.0 77.7 97 1.00 3.50 806 72 1.26    
Fidelity Select Medical Delivery (FSHCX) 16.1 10.4 (1.6) 29.0 45.4 30.1 (12.1) 149.1 48.3 97 1.35 1.62 668 121 0.91 800-544-8544 www.fidelity.com
Health Sector Average 5.7 0.0 3.1 13.9 13.5 30.5 (23.1) 78.8 (1.9) 98 1.00 1.19 1,717 90 1.02    
CGM Realty (CGMRX) 34.2 10.2 29.0 26.9 35.5 89.7 3.5 313.8 40.5 88 1.25 1.99 1,474 29 0.92 800-345-4048 www.cgmfunds.com
Real Estate Sector Average 24.0 0.0 33.5 12.2 31.7 40.0 3.8 179.2 42.6 91 1.00 1.60 1,531 131 1.05    
Matthews Asian Technology (MATFX) 15.2 13.2 21.2 19.8 12.8 64.9 (24.8) 187.1 (73.2) 100 0.79 1.57 130 56 1.48 800-789-2742 www.matthewsfunds.com
Technology Sector Average 2.0 0.0 9.8 4.9 3.4 58.1 (40.2) 93.3 (76.3) 99 1.00 1.99 430 73 1.43    
T Rowe Price Media & Telecommunications (PRMTX) 16.4 10.3 28.5 18.1 26.3 55.9 (28.3) 210.2 (56.1) 99 0.83 1.35 1,428 78 0.92 800-638-5660 www.troweprice.com
Telecommunications Sector Average 6.1 0.0 16.5 9.3 21.9 50.9 (40.8) 140.7 (72.4) 99 1.00 1.63 493 86 1.14    
Global Stock
Polaris Global Value Investor (PGVFX) 21.0 8.9 24.5 10.5 23.6 47.0 3.8 162.3 (0.2) 98 1.00 1.02 602 88 1.29 888-263-5594 www.polarisfunds.com
Oakmark Global I (OAKGX) 18.8 6.7 24.1 13.2 15.6 48.9 (2.1) 168.0 22.0 96 0.87 0.89 2,513 49 1.18 800-625-6275 www.oakmark.com
Vanguard Global Equity (VHGEX) 17.7 5.6 23.5 11.7 20.0 44.5 (5.6) 147.7 (11.1) 97 1.06 1.09 4,964 642 0.80 800-662-7447 www.vanguard.com
Janus Contrarian (JSVAX) 15.6 3.5 24.5 16.0 22.6 53.2 (23.7) 177.4 (34.3) 97 1.27 1.30 4,513 59 0.93 800-525-3713 www.janus.com
T Rowe Price Global Stock (PRGSX) 12.1 0.0 22.5 22.7 14.4 30.0 (20.7) 135.8 (43.6) 98 1.13 1.15 392 76 1.18 800-638-5660 www.troweprice.com
Global Stock Average 12.1 0.0 20.4 12.7 14.8 35.6 (16.0) 124.5 (34.4) 97 1.00 1.02 1,486 135 1.27    
Foreign Stock
T Rowe Price Intl Discovery (PRIDX) 22.8 6.5 27.6 27.8 23.7 65.2 (16.2) 244.4 (58.4) 98 1.13 1.35 2,212 226 1.28 800-638-5660 www.troweprice.com
Dodge & Cox Intl Stock (DODFX) 20.7 4.4 28.0 16.7 32.4 49.4 (13.1) 225.2 na 97 0.96 1.15 28,486 85 0.67 800-621-3979 www.dodgeandcox.com
Thomas White International (TWWDX) 19.2 2.9 31.8 25.5 20.4 36.3 (11.3) 192.6 (40.2) 96 1.09 1.31 170 132 1.50 800-811-0535 www.thomaswhite.com
Janus Overseas (JAOSX) 19.1 2.8 47.2 32.3 18.5 36.7 (23.8) 245.2 (61.9) 98 1.46 1.75 6,371 77 0.89 800-525-3713 www.janus.com
HighMark International Opps M (HIOMX) 18.2 1.9 27.2 20.6 19.7 43.8 (12.7) 175.7 (47.0) 96 1.05 1.25 239 450 1.25 800-433-6884 www.highmarkfunds.com
Foreign Stock Average 16.3 0.0 25.6 18.3 19.6 42.0 (14.1) 169.4 (44.0) 96 1.00 1.20 3,036 215 1.16    
Regional/Country Stock
T Rowe Price Emerging Europe & Mediterranean (TREMX) 37.3 17.3 34.7 59.0 30.0 69.2 3.7 366.8 na 98 1.29 2.30 1,497 49 1.32 800-638-5660 www.troweprice.com
T Rowe Price Latin America (PRLAX) 34.0 14.0 51.2 60.0 38.3 57.9 (18.1) 476.4 (38.8) 98 1.40 2.49 2,023 43 1.29 800-638-5660 www.troweprice.com
Fidelity Latin America (FLATX) 32.9 12.9 44.3 55.1 41.1 65.7 (20.8) 462.4 (45.3) 97 1.35 2.41 3,666 74 1.04 800-544-8544 www.fidelity.com
Matthews Korea (MAKOX) 26.1 6.1 12.9 58.7 23.4 33.2 8.1 223.6 (3.1) 91 1.14 2.03 241 48 1.35 800-789-2742 www.matthewsfunds.com
T Rowe Price New Asia (PRASX) 23.2 3.2 36.1 26.4 18.6 53.5 (9.3) 222.6 (49.5) 96 0.98 1.74 2,110 125 1.05 800-638-5660 www.troweprice.com
Regional/Country Stock Average 20.0 0.0 25.7 28.9 20.3 49.5 (9.4) 202.5 (40.1) 96 1.00 1.78 1,558 102 1.35    
Emerging Stock
Lazard Emerging Markets Open (LZOEX) 29.7 2.7 29.9 41.3 30.1 54.5 (0.6) 293.2 (35.7) 95 0.86 1.82 388 83 1.59 800-823-6300 www.lazardnet.com
T Rowe Price Emerging Markets Stock (PRMSX) 27.4 0.4 32.0 38.7 26.9 52.3 (4.9) 271.7 (42.2) 97 0.94 2.00 2,480 139 1.27 800-638-5660 www.troweprice.com
SSgA Emerging Markets (SSEMX) 27.2 0.2 33.4 37.2 24.6 53.9 (5.0) 263.8 (36.2) 95 0.95 2.02 1,739 326 1.25 800-997-7327 www.ssgafunds.com
Emerging Stock Average 27.0 0.0 33.5 35.9 25.0 57.1 (6.7) 267.6 (40.2) 97 1.00 2.14 1,508 212 1.51    
Balanced Stock/Bond Funds
Balanced: Domestic
T Rowe Price Capital Appreciation (PRWCX) 12.2 4.8 14.5 6.8 15.2 25.4 0.5 81.6 31.0 94 1.00 0.63 9,174 106 0.76 800-638-5660 www.troweprice.com
Fidelity Balanced (FBALX) 9.9 2.5 11.6 10.6 10.9 28.2 (8.4) 79.3 (5.5) 95 1.26 0.79 22,439 2,217 0.63 800-544-8544 www.fidelity.com
Greenspring (GRSPX) 9.9 2.5 12.2 6.5 8.6 31.3 (5.9) 68.2 22.7 94 1.04 0.65 244 68 1.16 800-366-3863 www.greenspringfund.com
Oakmark Equity & Income I (OAKBX) 9.8 2.4 10.8 8.6 10.3 23.2 (2.1) 67.1 29.8 96 0.79 0.49 10,792 105 0.86 800-625-6275 www.oakmark.com
T Rowe Price Personal Strategy Growth (TRSGX) 9.8 2.4 14.1 7.6 14.9 29.2 (12.3) 89.0 (18.1) 97 1.21 0.76 1,058 1,110 0.92 800-638-5660 www.troweprice.com
Balanced: Domestic Average 7.4 0.0 11.2 5.5 10.0 22.2 (8.9) 61.5 (10.8) 95 1.00 0.62 2,566 463 0.79    
Balanced: Global
Fidelity Global Balanced (FGBLX) 11.4 1.8 13.7 9.0 13.6 29.9 (6.1) 88.7 (23.3) 95 1.15 0.76 275 324 1.15 800-544-8544 www.fidelity.com
Prudent Global Income (PSAFX) 10.7 1.1 11.5 (4.2) 3.3 16.3 29.6 27.0 27.5 93 1.28 0.85 347 31 1.31 800-711-1848 www.prudentbear.com
Balanced: Global Average 9.6 0.0 10.5 4.4 10.1 23.1 0.5 64.4 (10.7) 95 1.00 0.66 474 266 1.18    
Balanced: Target
Fidelity Freedom 2010 (FFFCX) 6.2 1.3 9.4 5.9 7.2 17.1 (6.8) 47.0 (15.0) 95 1.19 0.48 12,269 25 0.01 800-544-8544 www.fidelity.com
Target Date: 2000-2014 Average 4.9 0.0 9.3 4.7 6.9 14.7 (2.9) 42.4 (3.9) 95 1.00 0.41 2,093 15 0.00    
Fidelity Freedom 2020 (FFFDX) 7.2 0.0 11.6 7.7 9.5 24.9 (13.7) 68.0 (29.3) 96 1.15 0.68 16,889 25 0.01 800-544-8544 www.fidelity.com
Target Date: 2015-2029 Average 7.2 0.0 12.5 6.5 9.9 26.1 (13.7) 75.5 (29.3) 96 1.00 0.59 3,415 14 0.04    
Fidelity Freedom 2040 (FFFFX) 7.7 0.1 13.4 9.0 11.3 31.1 (19.6) 86.7 na 96 1.20 0.85 5,249 23 0.01 800-544-8544 www.fidelity.com
Target Date: 2030+ Average 7.6 0.0 14.8 7.9 12.2 29.8 (18.4) 89.1 (36.2) 96 1.00 0.70 2,087 13 0.02    
Domestic Taxable Stock Average 8.7 -- 13.3 8.6 13.5 35.9 (17.7) 100.6 (22.1) 97 -- 1.16 1,969 205 1.06    
Bonds Funds
Corporate High-Yield Bond
Fidelity Capital & Income (FAGIX) 13.1 4.9 13.4 5.0 12.5 39.1 (0.4) 75.0 (9.7) 89 1.31 0.51 7,483 477 0.77 800-544-8544 www.fidelity.com
Fidelity High Income (SPHIX) 10.2 2.0 11.0 3.4 9.6 27.4 1.4 54.6 (12.3) 88 1.00 0.38 4,509 422 0.76 800-544-8544 www.fidelity.com
Northeast Investors (NTHEX) 9.1 0.9 12.1 2.2 14.3 14.3 3.2 50.3 (0.4) 87 0.97 0.37 1,399 131 1.23 800-225-6704 www.northeastinvestors.com
USAA High Yield Opportunities (USHYX) 8.8 0.6 11.0 3.3 10.5 26.5 (4.6) 55.4 4.0 87 0.97 0.37 552 295 0.95 800-531-8181 www.usaa.com
Northern High Yield Fixed Income (NHFIX) 8.7 0.5 10.0 1.7 8.5 23.5 1.3 46.5 5.8 88 1.11 0.43 1,666 181 0.90 800-595-9111 www.northernfunds.com
Corporate High-Yield Bond Average 8.2 0.0 9.7 1.9 9.2 21.1 (0.3) 44.4 3.2 88 1.00 0.39 1,230 200 0.90    
Mortgage-Backed Bond
Payden GNMA R (PYGNX) 4.8 0.8 4.4 2.9 4.1 3.0 9.9 14.0 30.4 90 1.14 0.26 147 66 0.50 800-572-9336 www.payden.com
Fidelity Mortgage Securities (FMSFX) 4.8 0.8 4.8 2.4 4.4 3.5 9.1 15.1 29.5 92 1.14 0.26 1,613 1,155 0.55 800-840-6333 www.fidelity.com
Vanguard GNMA (VFIIX) 4.7 0.7 4.3 3.3 4.1 2.4 9.6 13.9 30.1 91 1.19 0.27 12,869 28,849 0.21 800-662-7447 www.vanguard.com
Fidelity Ginnie Mae (FGMNX) 4.3 0.3 4.1 2.6 4.2 2.2 8.6 12.9 27.4 92 1.10 0.25 3,332 189 0.45 800-544-8544 www.fidelity.com
T Rowe Price GNMA (PRGMX) 4.3 0.3 3.8 2.7 3.8 2.3 9.0 12.2 28.9 92 1.05 0.24 1,261 2,506 0.66 800-638-5660 www.troweprice.com
Mortgage-Backed Bond Average 4.0 0.0 4.2 2.4 3.3 2.3 8.0 12.0 27.0 92 1.00 0.23 1,338 2,026 0.64    
Government Bond: Short-Term
Amer Century Target Maturity 2010 Inv (BTTNX) 5.7 2.7 2.6 1.3 4.0 3.2 18.2 8.8 46.4 90 3.00 0.49 208 47 0.57 800-345-2021 www.americancentury.com
Vanguard Short Term Federal (VSGBX) 3.3 0.3 4.3 1.8 1.3 1.9 7.6 9.0 26.7 93 1.00 0.16 1,513 92 0.20 800-662-7447 www.vanguard.com
Vanguard Short Term Treasury (VFISX) 3.3 0.3 3.7 1.7 1.0 2.3 8.0 8.5 25.9 94 0.93 0.15 1,331 41 0.26 800-662-7447 www.vanguard.com
Excelsior Short Term Govt Sec (UMGVX) 3.0 0.0 3.9 1.7 1.4 1.4 6.7 7.9 23.1 93 0.73 0.12 258 70 0.65 800-446-1012 www.excelsiorfunds.com
Government Bond: Short-Term Average 3.0 0.0 3.8 1.7 1.2 1.6 6.6 7.9 23.5 94 1.00 0.17 411 55 0.57    
Government Bond: Intermediate-Term
Amer Century Target Maturity 2015 Inv (BTFTX) 8.0 3.6 1.9 4.8 9.1 3.9 21.2 16.8 45.6 90 2.32 0.87 198 38 0.57 800-345-2021 www.americancentury.com
Vanguard Inflation Protected Securities (VIPSX) 7.0 2.6 0.4 2.5 8.2 8.0 16.6 15.5 na 92 1.47 0.55 5,440 17 0.20 800-662-7447 www.vanguard.com
Vanguard Intermediate Term Tsy Inv (VFITX) 4.9 0.5 3.1 2.3 3.4 2.3 14.1 10.3 38.1 91 1.12 0.42 1,696 53 0.26 800-662-7447 www.vanguard.com
Marshall Government Income Inv (MRGIX) 4.4 0.0 4.7 2.3 4.2 3.0 8.1 14.6 25.4 92 0.65 0.24 625 102 0.86 800-236-3863 www.marshallfunds.com
Fidelity Government Income (FGOVX) 4.4 0.0 3.5 2.4 3.6 2.2 10.9 10.7 31.6 93 0.97 0.36 5,975 331 0.44 800-544-8544 www.fidelity.com
Government Bond: Intermediate-Term Average 4.4 0.0 3.2 2.1 3.7 3.0 10.9 10.7 31.3 92 1.00 0.38 898 89 0.68    
Government Bond: Long-Term
Amer Century Target Maturity 2025 Inv (BTTRX) 10.0 4.2 (1.4) 14.4 16.4 2.0 20.4 28.7 36.2 88 1.48 1.49 280 39 0.57 800-345-2021 www.americancentury.com
Amer Century Target Maturity 2020 Inv (BTTTX) 9.2 3.4 0.0 10.2 12.4 3.4 21.4 23.3 41.8 89 1.18 1.20 181 38 0.57 800-345-2021 www.americancentury.com
Wasatch Hoisington US Treasury (WHOSX) 7.5 1.7 (0.1) 10.4 10.2 1.2 16.8 19.7 36.9 93 1.17 1.19 200 13 0.72 800-551-1700 www.wasatchfunds.com
Vanguard Long Term Treasury Inv (VUSTX) 6.8 1.0 1.7 6.6 7.1 2.6 16.6 16.3 39.0 91 0.80 0.81 1,293 26 0.26 800-662-7447 www.vanguard.com
Rydex Government Long Bd Advantage Inv (RYGBX) 6.1 0.3 (3.1) 8.3 9.4 (1.7) 19.0 9.8 35.1 93 1.33 1.34 56 5 0.94 800-820-0888 www.rydexfunds.com
Government Bond: Long-Term Average 5.8 0.0 1.0 4.9 6.0 2.1 13.2 12.1 30.2 92 1.00 1.01 402 98 0.75    
General Bond: Short-Term
Fidelity Short Term Bond (FSHBX) 3.7 0.7 4.6 2.1 1.8 3.5 6.7 11.5 23.7 93 1.18 0.14 6,929 1,607 0.46 800-544-8544 www.fidelity.com
Vanguard Short Term Invst Grade (VFSTX) 3.7 0.7 4.9 2.2 2.1 4.2 5.2 13.0 22.5 92 1.27 0.15 10,377 804 0.21 800-662-7447 www.vanguard.com
Metropolitan West Low Duration Bond M (MWLDX) 3.5 0.5 6.1 2.7 3.2 5.9 (0.3) 18.7 13.7 92 1.27 0.15 813 234 0.58 800-241-4671 www.mwamllc.com
Marshall Short Term Income Inv (MSINX) 3.3 0.3 4.9 2.0 1.4 3.0 5.5 11.0 18.8 92 1.00 0.12 125 73 0.58 800-236-3863 www.marshallfunds.com
T Rowe Price Short Term Bond (PRWBX) 3.3 0.3 4.3 1.7 1.4 3.7 5.3 10.3 23.7 93 1.18 0.14 1,382 466 0.55 800-638-5660 www.troweprice.com
General Bond: Short-Term Average 3.0 0.0 4.6 2.1 1.9 3.1 3.8 11.0 18.7 93 1.00 0.12 1,103 316 0.65    
General Bond: Intermediate-Term
Westcore Plus Bond (WTIBX) 6.5 1.9 5.8 2.0 6.3 11.5 7.1 26.8 25.8 90 0.97 0.32 730 309 0.55 800-392-2673 www.westcore.com
Metropolitan West Total Return Bond M (MWTRX) 5.5 0.9 6.9 3.1 5.1 13.8 (0.9) 30.0 18.3 90 0.93 0.31 882 252 0.65 800-241-4671 www.mwamllc.com
Vanguard Intermediate Term Invst Grade (VFICX) 5.5 0.9 4.4 1.9 4.7 6.2 10.2 16.4 33.3 91 1.23 0.41 2,432 519 0.21 800-662-7447 www.vanguard.com
Dodge & Cox Income (DODIX) 5.4 0.8 5.3 1.9 3.6 5.9 10.7 16.3 34.2 92 0.77 0.25 11,709 382 0.44 800-621-3979 www.dodgeandcox.com
Vanguard Intermediate Term Bond Index Inv (VBIIX) 5.4 0.8 3.9 1.7 5.2 5.6 10.8 15.2 36.0 91 1.50 0.49 2,929 856 0.18 800-662-7447 www.vanguard.com
General Bond: Intermediate-Term Average 4.6 0.0 4.2 1.9 3.8 5.1 8.4 14.2 28.6 92 1.00 0.33 1,839 602 0.65    
General Bond: Long-Term
Managers Bond (MGFIX) 7.3 1.0 7.8 2.2 5.1 10.7 10.9 25.6 29.6 92 0.74 0.38 836 198 0.94 800-835-3879 www.managersfunds.com
Vanguard Long Term Invst Grade (VWESX) 7.2 0.9 2.8 5.1 8.9 6.2 13.2 21.3 39.2 90 1.60 0.82 4,187 250 0.25 800-662-7447 www.vanguard.com
Vanguard Long Term Bond Index (VBLTX) 7.1 0.8 2.6 5.3 8.4 5.5 14.3 20.2 39.6 91 1.60 0.82 1,898 652 0.18 800-662-7447 www.vanguard.com
T Rowe Price Corporate Income (PRPIX) 6.3 0.0 4.9 2.5 7.0 13.0 4.2 25.9 26.0 91 0.89 0.46 208 256 0.78 800-638-5660 www.troweprice.com
General Bond: Long-Term Average 6.3 0.0 4.3 2.7 6.6 9.4 8.9 21.8 29.5 91 1.00 0.52 1,129 303 0.72    
National Muni Bond: Short-Term
Wells Fargo Advtg Short Term Muni Bd Inv (STSMX) 3.7 1.3 3.6 2.6 3.2 4.0 5.0 13.1 15.9 100 1.00 0.09 647 320 0.66 888-877-9275 www.wellsfargofunds.com
Vanguard Limited Term TE (VMLTX) 3.0 0.6 3.3 1.1 1.5 2.7 6.3 8.1 19.1 100 1.75 0.15 1,930 743 0.16 800-662-7447 www.vanguard.com
USAA Tx Ex Short Term (USSTX) 2.9 0.5 3.5 1.7 1.5 2.9 5.0 9.2 16.8 100 1.25 0.11 1,086 229 0.56 800-531-8181 www.usaa.com
National Muni Bond: Short-Term Average 2.4 0.0 2.9 1.6 1.3 2.3 3.8 7.8 14.0 99 1.00 0.09 678 256 0.55    
National Muni Bond: Intermediate-Term
USAA Tx Ex Intermediate Term (USATX) 4.9 0.7 4.5 3.0 4.2 5.1 7.6 16.8 23.4 100 1.04 0.31 2,775 568 0.55 800-531-8181 www.usaa.com
Fidelity Intermediate Muni Inc (FLTMX) 4.8 0.6 3.9 2.5 3.7 5.3 9.0 15.0 24.7 99 1.00 0.30 2,023 733 0.36 800-544-8544 www.fidelity.com
Northern Intermediate Tax Exempt (NOITX) 4.5 0.3 3.8 2.0 3.1 4.6 9.1 12.9 23.3 98 1.00 0.30 604 144 0.85 800-595-9111 www.northernfunds.com
T Rowe Price Summit Muni Intm (PRSMX) 4.4 0.2 4.1 2.2 3.0 4.4 8.6 13.6 23.8 100 1.00 0.30 559 248 0.50 800-638-5660 www.troweprice.com
Amer Century Tax Free Bond Inv (TWTIX) 4.4 0.2 4.1 2.4 2.6 4.0 9.1 12.8 24.9 99 0.96 0.29 632 339 0.49 800-345-2021 www.americancentury.com
National Muni Bond: Intermediate-Term Average 4.2 0.0 3.7 1.8 2.8 4.2 8.5 12.1 22.6 99 1.00 0.30 884 291 0.61    
National Muni Bond: Long-Term
USAA Tx Ex Long Term (USTEX) 6.1 0.7 4.8 3.8 5.6 7.0 9.7 21.2 26.6 99 1.03 0.37 2,418 302 0.55 800-531-8181 www.usaa.com
Fidelity Tax Free Bond (FTABX) 6.0 0.6 4.8 3.7 4.8 6.1 10.6 19.6 na 99 1.09 0.40 504 339 0.16 800-544-8544 www.fidelity.com
T Rowe Price Summit Muni Income (PRINX) 6.0 0.6 5.4 4.2 5.1 6.0 9.1 21.1 26.4 100 0.88 0.32 404 332 0.50 800-638-5660 www.troweprice.com
Fidelity Municipal Income (FHIGX) 5.8 0.4 4.7 3.6 4.7 5.8 10.4 18.8 27.8 99 1.00 0.36 4,679 883 0.45 800-544-8544 www.fidelity.com
Vanguard Insrd Long Term TE (VILPX) 5.5 0.1 4.9 3.3 3.9 5.7 10.0 17.8 27.0 99 1.12 0.41 947 291 0.16 800-662-7447 www.vanguard.com
National Muni Bond: Long-Term Average 5.4 0.0 4.8 3.4 4.7 5.2 9.1 18.2 24.7 99 1.00 0.36 959 239 0.57    
National Muni Bond: High-Yield
T Rowe Price Tx Fr Inc Tr High Yield (PRFHX) 6.6 0.2 6.8 6.2 6.6 7.1 6.3 28.2 19.2 99 0.96 0.24 1,573 462 0.70 800-638-5660 www.troweprice.com
National Muni Bond: High-Yield Average 6.4 0.0 6.9 5.5 5.7 6.5 7.8 25.2 22.0 99 1.00 0.25 740 300 0.68    
International Bond
T Rowe Price Emerging Markets Bond (PREMX) 15.6 5.3 11.4 17.2 14.8 26.0 9.5 81.4 32.4 88 1.24 0.75 606 87 1.03 800-638-5660 www.troweprice.com
Fidelity New Markets Income (FNMIX) 15.6 5.3 11.8 11.1 12.5 31.1 12.6 73.4 33.1 88 1.22 0.74 2,235 142 0.94 800-544-8544 www.fidelity.com
Loomis Sayles Bond Retail (LSBRX) 13.3 3.0 10.9 4.0 11.0 28.8 13.1 56.4 22.1 90 0.84 0.51 3,157 378 1.00 800-633-3330 www.loomissayles.com
Amer Century International Bond Inv (BEGBX) 10.7 0.4 8.2 (8.2) 13.1 19.9 23.5 29.6 27.3 93 1.25 0.76 1,315 53 0.82 800-345-2021 www.americancentury.com
Loomis Sayles Global Bond Retail (LSGLX) 10.4 0.1 7.9 (4.6) 9.4 20.9 20.2 30.7 31.8 93 0.89 0.54 609 195 1.00 800-633-3330 www.loomissayles.com
International Bond Average 10.3 0.0 9.0 3.5 9.6 18.2 13.1 41.3 27.7 91 1.00 0.61 1,148 142 0.99    
Domestic Taxable Bond Average 4.9 -- 4.9 2.3 4.4 6.7 6.5 18.3 22.6 91 -- 0.36 1,229 500 0.65    
All Funds Average 8.6 -- 12.4 8.3 11.5 27.9 (9.6) 84.7 (10.6) 96 -- 1.00 1,804 239 0.88    
* Bull market is defined as 3/1/03 through 12/31/06. Bear market is defined as 4/1/00 through 2/28/03.
Source: The Individual Investor's Guide to the Top Mutual Funds, 26th Edition, AAII.