Table 1. The Top Funds Over Five Years (2004-2008)
Fund (Ticker) 5-Year
Annualized
Total Return (%)
Annual Total Return (%) Bull*
Market
Return
(%)
Bear*
Market
Return
(%)
Tax-
Effic'y
Rating
(%)
Risk Index Total Assets
($ Mil)
Number
of
Holdings
% of
Port in
Top 10
Invest
Exp
Ratio
(%)
Phone Web
Fund Cat +/- 2008 2007 2006 2005 2004 Category Total
Stock Funds
Large-Cap Stock
CGM Focus (CGMFX) 8.5 10.9 -48.2 79.9 14.9 25.2 12.4 420.1 -47.4 93 1.88 1.97 4,160.6 22 64 1.27 800-598-0778 www.cgmfunds.com
Fairholme (FAIRX) 5.5 7.9 -29.8 12.3 16.7 13.7 24.9 167.7 -34.2 98 1.10 1.15 7,247.2 37 65 1.00 866-202-2263 www.fairholmefunds.com
Wasatch-1st Source Income Equity (FMIEX) 3.6 6.0 -31.2 12.3 20.0 9.9 17.0 149.0 -33.1 95 0.88 0.92 745.0 83 31 1.04 800-766-8938 www.wasatchfunds.com
FMI Large Cap (FMIHX) 2.6 5.0 -27.0 4.1 16.6 9.1 17.5 123.1 -29.7 98 0.71 0.74 1,543.1 29 44 1.00 800-811-5311 www.fiduciarymgt.com
Parnassus Equity Income - Inv (PRBLX) 2.5 4.9 -23 14.1 14.6 2.6 9.3 76.6 -24.2 95 0.80 0.84 1,394.5 45 48 0.99 800-999-3505 www.parnassus.com
Large-Cap Stock Average -2.4 0.0 -38.6 8.5 13 6.5 11.6 109.4 -41.5 97 1.00 1.05 1,772.7 209 37 0.94    
Mid-Cap Stock
Gabelli ABC (GABCX) 4.5 5.9 -2.7 7.0 11.9 4.9 1.9 34.8 -3.0 96 0.22 0.27 129.7 169 56 0.63 800-422-3554 www.gabelli.com
Artisan Mid Cap Value (ARTQX) 4.1 5.5 -27.6 1.6 14.1 15.4 26.2 148.4 -30.8 96 0.98 1.20 2,282.5 48 36 1.21 800-344-1770 www.artisanfunds.com
Hennessy Focus 30 (HFTFX) 3.8 5.2 -33.1 6.6 11.9 32.7 14.1 na -34.2 96 1.18 1.43 151.50 34 37 1.23 800-966-4354 www.hennessyfunds.com
American Century Heritage Inv (TWHIX) 3.7 5.1 -46.2 45.7 17.0 22.2 7.0 187 -45.7 98 1.14 1.38 1,090.0 119 23 1.00 800-345-8765 www.americancentury.com
FMI Common Stock (FMIMX) 3.5 4.9 -20.5 -2.0 17.1 9.4 18.7 111.5 -25.4 93 0.87 1.05 429.4 46 33 1.22 800-811-5311 www.fiduciarymgt.com
Mid-Cap Stock Average -1.4 0.0 -40.3 10.0 13.2 10.2 16.4 143.7 -43.4 97 1.00 1.21 971.4 217 29 1.08    
Small-Cap Stock
Pinnacle Value (PVFIX) 7.1 9.5 -16.9 15.4 13.2 8.5 19.7 na -17.9 95 0.43 0.55 57.40 36 85 1.49 877-369-3705 www.pinnaclevaluefund.com
Dreman Contrarian Small Cap Value R (DRSVX) 6.0 8.4 -27 0.9 30.7 7.5 29.5 na -30.4 99 0.87 1.11 47.8 104 19 1.50 800-247-1014 www.dreman.com
Royce Value Svc (RYVFX) 4.1 6.5 -34.3 3.7 16.7 17.2 30.9 211.1 -38.3 98 1.10 1.40 701.9 74 29 1.36 800-221-4268 www.roycefunds.com
Heartland Value Plus (HRVIX) 2.9 5.3 -17.9 4.7 13.6 1.3 16.9 145.5 -22.6 95 0.80 1.03 672.2 57 41 1.21 800-432-7856 www.heartlandfunds.com
Stratton Small-Cap Value (STSCX) 2.9 5.3 -25.8 -2.3 13.8 10.8 26.4 165.9 -31.7 98 0.83 1.06 662.4 61 27 0.87 800-472-4266 www.strattonmutualfunds.com
Small-Cap Stock Average -2.4 0.0 -39.3 2.5 14.5 7.0 16.8 145.1 -43.5 95 1.00 1.28 497.8 253 26 1.28    
Sector Stock
ICON Energy (ICENX) 14.7 8.3 -33.4 38.7 9.6 41.9 38.1 295.3 -31.2 90 0.82 1.66 370.6 30 71 1.16 800-764-0442 www.iconfunds.com
Vanguard Energy (VGENX) 13.1 6.7 -42.9 37.0 19.6 44.5 36.6 323.3 -42.0 97 0.82 1.67 4,532.4 105 39 0.25 800-662-6273 www.vanguard.com
Energy/Resources Sector Average 6.4 0.0 -53.1 40.9 13.6 38.3 29.8 270.3 -52.7 96 1.00 2.03 672.2 141 64 1.12    
Fidelity Select Brokerage & Investment (FSLBX) -2.1 6.5 -49.4 -0.2 21.2 29.8 12.9 183.5 -52.3 95 1.16 1.48 357.7 74 50 0.87 800-544-8544 www.fidelity.com
Schwab Financial Services (SWFFX) -4.9 3.7 -44.2 -7.4 14.7 12.1 17.3 111.7 -47.8 97 0.93 1.18 72.1 71 37 0.90 800-435-4000 www.schwab.com
Financial/Banking Sector Average -8.6 0.0 -45.9 -10.1 15.1 6.7 13.5 88.2 -50.3 94 1.00 1.27 163.9 66 51 1.09    
USAA Precious Metals and Minerals (USAGX) 11.2 6.8 -25 27.6 43.1 39.2 -10.8 344.8 -30.6 96 1.00 2.64 879.2 52 54 1.19 800-531-8181 www.usaa.com
U.S. Gbl Inv Gold and Precious Metals (USERX) 9.7 5.3 -27.1 16.9 50.1 32.7 -6.5 309.2 -32.3 97 0.94 2.48 154.1 92 56 1.27 800-873-8637 www.usfunds.com
Gold Sector Average 4.4 0.0 -37.4 23.7 33.1 33.3 -7.0 276.7 -42.9 96 1.00 2.65 544.7 69 62 1.17    
Schwab Health Care (SWHFX) 5.9 4.2 -25 10.6 2.1 20.0 31.0 157.9 -26.8 100 0.88 0.88 522.5 85 40 0.82 800-435-4000 www.schwab.com
T. Rowe Price Health Sciences (PRHSX) 4.0 2.3 -28.8 18.7 9.5 13.5 15.8 138.3 -29.1 97 1.05 1.05 1,601.5 178 27 0.83 800-638-5660 www.troweprice.com
Health Sector Average 1.7 0.0 -25.8 11.4 3.1 13.9 13.5 103.7 -27.7 98 1.00 1.00 1,202.2 77 50 1.01    
CGM Realty (CGMRX) 9.6 11.3 -46.9 34.4 29.0 26.9 35.5 485.8 -49.5 87 1.12 1.98 1,032.7 23 61 0.86 800-343-5678 www.cgmfunds.com
Cohen & Steers Realty Shares (CSRSX) 2.9 4.6 -34.5 -19.2 37.1 14.8 38.4 194.9 -44.8 89 0.99 1.74 2,328.5 55 54 0.95 800-437-9912 www.cohenandsteers.com
Real Estate Sector Average -1.7 0.0 -44.2 -13.2 32.2 12.2 32.4 185.2 -51.6 91 1.00 1.77 576.2 80 48 1.05    
Baron iOpportunity (BIOPX) -0.4 5.4 -46.1 21.1 12.1 7.0 25.5 250.8 -49.8 100 1.02 1.47 101.0 45 41 1.42 800-442-3814 www.baronfunds.com
Fidelity Select Software & Comp (FSCSX) -0.8 5.0 -42.2 23.8 24.9 0.0 7.6 141.4 -44.6 100 0.97 1.4 505.8 38 65 0.86 800-544-8544 www.fidelity.com
Technology Sector Average -5.8 0.0 -46.6 15.4 9.7 5.8 4.6 148 -50.9 100 1.00 1.44 187.2 63 46 1.37    
T. Rowe Price Media & Telecommunications (PRMTX) 4.5 5.1 -46.5 21.8 28.5 18.1 26.2 302.8 -49.7 98 1.05 1.46 852.4 69 47 0.82 800-638-5660 www.troweprice.com
Fidelity Select Wireless (FWRLX) 3.1 3.7 -49.7 27.4 8.7 17.3 42.5 337.6 -54.9 98 1.07 1.49 172.6 57 60 0.91 800-544-8544 www.fidelity.com
Telecommunications Sector Average -0.6 0.0 -44.4 15.5 20.9 7.0 19.2 190.1 -48.3 98 1.00 1.39 180.6 70 62 1.18    
American Century Utilities Inv (BULIX) 7.5 1.3 -31.2 17.8 24.9 14.3 23.8 178.9 -32.7 98 0.92 0.93 250.3 61 35 0.68 877-256-6083 www.americancentury.com
FBR Gas Utility Index (GASFX) 6.7 0.5 -28.3 14.0 21.2 13.5 23.0 163.4 -28.9 96 0.91 0.91 186.4 69 46 0.75 888-888-0025 www.fbrcapitalmarkets.com
Utilities Sector Average 6.2 0.0 -32.9 15.6 25.9 12.8 23.5 179.3 -33.8 97 1.00 1.00 256.3 77 48 1.06    
Global Stock
USAA World Growth (USAWX) 2.6 2.1 -34.1 9.3 23.9 7.7 18.3 143.8 -36.0 94 0.78 0.93 351.3 97 24 1.24 800-531-8181 www.usaa.com
Janus Contrarian (JSVAX) 2.2 1.7 -48.2 21.2 24.5 16 22.6 249.2 -50.0 96 1.15 1.37 3,219.4 59 46 0.96 800-525-0020 www.janus.com
Tweedy, Browne Global Value (TBGVX) 2.0 1.5 -38.4 7.5 20.1 15.4 20 152.8 -40.9 94 0.78 0.93 3,614.6 146 41 1.37 800-432-4789 www.tweedy.com
Oakmark Global I (OAKGX) 1.3 0.8 -38.8 7.3 24.1 13.2 15.6 201.4 -41.5 93 0.87 1.04 1,346.2 38 41 1.16 800-625-6275 www.oakmark.com
Fidelity Worldwide (FWWFX) 1.1 0.6 -40.3 18.4 17.4 13.5 12.2 174.1 -43.4 95 0.93 1.12 875.1 217 32 1.02 800-544-9797 www.fidelity.com
Global Stock Average 0.5 0.0 -40.8 12.8 20 13 15.9 171.5 -43.8 95 1.00 1.19 934.7 168 39 1.22    
Foreign Stock
Artisan International Value (ARTKX) 6.3 4.7 -30.2 -0.7 34.4 10.0 32.2 235.7 -34.6 96 0.72 0.96 813.4 44 45 1.23 800-399-1770 www.artisanfunds.com
Thomas White International (TWWDX) 5.8 4.2 -43.5 17.9 31.7 25.5 20.4 265.6 -46.6 95 0.97 1.30 243.8 132 23 1.42 800-811-0535 www.thomaswhite.com
Harbor International Inv (HIINX) 5.3 3.7 -42.9 21.3 32.1 20.3 17.4 257.8 -45.6 96 1.00 1.34 2,062.9 105 24 1.19 800-422-1050 www.harborfunds.com
UMB Scout International (UMBWX) 4.5 2.9 -38.1 17.7 21.5 19.5 18.0 190.4 -40.0 97 0.84 1.12 2,747.20 93 23 0.96 800-996-2862 www.umb.com
HighMark International Opportunities M (HIOMX) 3.7 2.1 -44.9 18.7 27.2 20.6 19.7 251.7 -48.7 95 0.98 1.32 129 284 18 1.23 800-433-6884 www.highmarkfunds.com
Foreign Stock Average 1.6 0.0 -45.9 12.2 25.9 18.2 19.8 226.8 -49.6 95 1.00 1.34 1,743.10 246 28 1.13    
Regional/Country Stock
T. Rowe Price Latin America (PRLAX) 17.1 14.2 -55.8 48.9 51.2 60.0 38.3 812.4 -58.3 97 1.29 2.15 1,248.7 44 67 1.20 800-638-5660 www.troweprice.com
Fidelity Latin America (FLATX) 15.5 12.6 -54.7 43.7 44.3 55.1 41.1 753.8 -57.0 97 1.26 2.09 2,090.9 89 45 0.98 800-544-9797 www.fidelity.com
Matthews China (MCHFX) 9.7 6.8 -49 70.1 64.8 6.9 3.8 465.1 -55.5 93 1.15 1.90 781.3 64 29 1.17 800-789-2742 www.matthewsfunds.com
Fidelity Southeast Asia (FSEAX) 9.2 6.3 -51.9 55.3 37.1 33.5 13.5 493.4 -58.3 97 1.02 1.70 1,596.7 79 46 0.98 800-544-9797 www.fidelity.com
Matthews Asian Growth & Income (MACSX) 7.4 4.5 -32.1 21.5 23.3 15.7 21.4 193.6 -32.9 90 0.65 1.09 1,085.0 74 28 1.15 800-789-2742 www.matthewsfunds.com
Regional/Country Stock Average 2.9 0.0 -50 26.8 26.7 28.2 20.7 319.8 -53.4 95 1.00 1.66 861.9 91 41 1.29    
Emerging Stock
Lazard Emerging Markets Equity Open (LZOEX) 10.4 3.9 -48.1 32.7 29.9 41.3 30.1 443.5 -50.1 92 0.81 1.64 1,134.8 83 27 1.47 800-986-3455 www.lazardnet.com
Driehaus Emerging Markets Growth (DREGX) 9.5 3.0 -54.5 42.3 41.2 38.9 24.1 513.9 -56.8 92 0.83 1.68 263.4 73 30 1.69 800-560-6111 www.driehaus.com
Vanguard Emerging Mkts Stock Idx (VEIEX) 7.1 0.6 -52.9 38.9 29.3 32.0 26.1 434.4 -56.7 96 0.86 1.76 5,142.6 837 17 0.37 800-662-6273 www.vanguard.com
Fidelity Emerging Markets (FEMKX) 6.1 -0.4 -60.9 45.0 33.3 44.3 22.9 467.3 -63.0 98 0.97 1.96 1,937.4 199 28 0.99 800-544-9797 www.fidelity.com
T. Rowe Price Emerging Markets Stock (PRMSX) 5.5 -1.0 -60.6 42.9 32.0 38.7 26.9 461.8 -62.6 96 0.97 1.97 2,183.6 135 23 1.20 800-638-5660 www.troweprice.com
Emerging Stock Average 6.5 0.0 -59.5 40.3 33.8 34.7 26.4 450.8 -62.3 94 1.00 2.03 748.1 199 33 1.50    
Balanced Stock/Bond Funds
Balanced: Domestic
Hussman Strategic Total Return (HSTRX) 7.3 6.4 6.3 12.6 5.6 6.0 6.5 43.6 8.7 94 0.68 0.46 577.0 28 84 0.90 800-487-7626 www.hussmanfunds.com
Permanent Portfolio (PRPFX) 7.1 6.2 -8.4 12.4 13.8 7.6 12.0 85.2 -8.8 99 1.03 0.69 3,389.9 129 46 0.95 800-531-5142 www.permanentportfoliofunds.com
Oakmark Equity & Income I (OAKBX) 4.5 3.6 -16.2 11.9 10.8 8.6 10.3 89.8 -17.3 95 0.79 0.53 11,538.1 99 35 0.81 800-625-6275 www.oakmark.com
FundX Flexible Income (INCMX) 4.0 3.1 -0.3 4.9 8.5 1.9 4.9 40.3 -1.0 95 0.32 0.21 123.8 19 89 0.93 866-455-3863 www.fundxfund.com
Manning & Napier Pro-Blend Cnsrv Term S (EXDAX) 3.9 3.0 -5.1 6.4 8.5 4.2 6.2 37 -5.0 95 0.43 0.29 149.8 369 58 0.99 800-466-3863 www.manningnapieradvisors.com
Balanced: Domestic Average 0.9 0.0 -23.4 7.0 10.9 5.6 10 77.3 -25 95 1.00 0.67 1,926.0 468 48 0.77    
Balanced: Global
Fidelity Global Balanced (FGBLX) 4.2 3.5 -23.3 13.7 13.6 9.0 13.6 121.6 -25.6 94 0.83 0.72 350.9 542 32 1.12 800-544-9797 www.fidelity.com
USAA Cornerstone Strategy (USCRX) -1.5 -2.2 -34.5 6.0 13.8 5.5 11.5 92.0 -37.4 93 1.01 0.87 1,466.2 2,994 14 1.19 800-531-8181 www.usaa.com
Balanced: Global Average 0.7 0.0 -27.8 8.7 10.9 5.8 10.2 87.1 -29.6 93 1.00 0.87 296.2 273 72 0.83    
Target Date: 2000-2004
Vanguard Target Retirement Income (VTINX) 2.5 1.5 -11.0 8.1 6.3 3.3 6.8 na -10.8 94 0.75 0.40 1,864.1 8 100 0.00 800-662-6273 www.vanguard.com
Vanguard Target Retirement 2005 (VTOVX) 1.9 0.9 -15.9 8.1 8.2 3.5 7.7 na -16.6 95 0.91 0.49 1,555.6 9 100 0.00 800-662-6273 www.vanguard.com
Target Date: 2000-2014 Average 1.0 0.0 -19.5 6.5 9.3 4.7 6.9 53.9 -21 95 1.00 0.54 2,273.0 17 89 0.0    
Target Date: 2015-2029
Vanguard Target Retirement 2015 (VTXVX) 0.8 1.3 -24.1 7.5 11.4 4.9 9.0 na -26.0 96 0.85 0.65 7,051.3 7 100 0.00 800-662-6273 www.vanguard.com
Fidelity Freedom 2015 (FFVFX) 0.1 0.6 -27.2 7.8 10.3 7.0 8.4 na -29.3 95 0.90 0.70 6,212.7 26 65 0.00 800-544-9797 www.fidelity.com
Target Date: 2015-2029 Average -0.5 0.0 -29.2 7.0 12.5 6.4 9.9 87.6 -31.7 95 1.00 0.77 3,903.7 20 87 0.07    
Target Date: 2030+
Vanguard Target Retirement 2045 (VTIVX) -0.4 0.8 -34.6 7.4 15.9 6.9 12.8 na -37.6 97 0.91 0.91 2,191.5 7 100 0.00 800-662-6273 www.vanguard.com
Vanguard Target Retirement 2035 (VTTHX) -0.8 0.4 -34.7 7.4 15.2 6.3 11.9 na -37.6 96 0.91 0.91 4,351.1 7 100 0.00 800-662-6273 www.vanguard.com
Target Date: 2030+ Average -1.2 0.0 -36.1 7.6 14.8 7.9 12.2 114.7 -39.2 96 1.00 1.0 1,889.7 15 91 0.02    
Domestic Taxable Stock Average -1.9 -39.8 8.3 14.2 8.9 14.3 136.1 -43.1 1.23 1,107.2 193 37
Bond Funds
Corporate High-Yield Bond
Janus High-Yield (JAHYX) 0.4 1.1 -19.4 1.3 11.1 2.7 9.4 46.5 -20.7 88 0.95 0.63 357.5 183 24 0.86 800-525-3713 www.janus.com
Northern High Yield Fixed Income (NHFIX) -0.1 0.6 -19.4 1.3 10.0 1.7 8.5 51.9 -21.1 88 0.97 0.64 1,161.2 125 27 0.90 800-595-9111 www.northernfunds.com
Fidelity Floating Rate High Income (FFRHX) -0.2 0.5 -16.5 2.6 6.3 4.2 4.4 26.2 -17.0 92 0.72 0.48 1,234.6 281 29 0.72 800-544-4774 www.fidelity.com
Payden High Income (PYHRX) -0.3 0.4 -20.4 2.6 8.8 2.3 8.2 45.1 -21.5 88 1.05 0.69 242.2 170 29 0.61 800-572-9336 www.payden.com
Corporate High-Yield Bond Average -0.7 0.0 -21.5 2.4 9.7 2.1 9.4 51.3 -22.6 88 1.00 0.66 755 199 41 0.88    
Mortgage-Backed Bond
Vanguard GNMA (VFIIX) 5.1 1.8 7.2 7.0 4.3 3.3 4.1 19.2 9.6 92 1.00 0.20 14,724.5 29,882 13 0.21 800-662-2739 www.vanguard.com
Payden GNMA (PYGNX) 5.0 1.7 7.6 6.2 4.4 2.9 4.1 18.6 9.9 92 1.00 0.20 414.3 119 46 0.50 800-572-9336 www.payden.com
Fidelity Ginnie Mae (FGMNX) 4.9 1.6 7.1 6.7 4.1 2.6 4.1 18.2 9.2 92 0.94 0.19 4,245.3 198 81 0.45 800-544-6666 www.fidelity.com
USAA GNMA (USGNX) 4.7 1.4 7.2 6.2 4.1 2.7 3.4 16.6 9.4 92 0.91 0.18 552.1 110 44 0.51 800-531-8181 www.usaa.com
Mortgage-Backed Bond Average 3.3 0.0 1.0 5.8 4.2 2.4 3.4 16.8 2.7 93 1.00 0.2 1,272.0 1,834 62 0.66    
Government Bond: Short-Term
American Century Target Mat 2010 Inv (BTTNX) 4.6 1.2 6.9 8.3 2.8 1.3 4.0 15 9.8 92 1.61 0.18 271.1 47 61 0.57 800-345-2021 www.americancentury.com
Vanguard Short-Term Federal (VSGBX) 4.3 0.9 7.0 7.4 4.3 1.7 1.3 14.6 9.3 94 1.17 0.13 2,104.4 140 34 0.20 800-662-2739 www.vanguard.com
Vanguard Short-Term Treasury (VFISX) 4.1 0.7 6.6 7.8 3.7 1.7 1.0 14.4 9.2 94 1.17 0.13 2,934.7 68 51 0.22 800-662-2739 www.vanguard.com
Dreyfus Short-Intermediate Government (DSIGX) 3.5 0.1 6.5 5.6 3.5 1.6 0.3 11.2 8.3 94 0.78 0.09 218.3 61 86 0.76 800-645-6561 www.dreyfus.com
Government: Short-Term Bond Average 3.4 0.0 4.9 6.3 3.8 1.6 1.1 12.4 6.7 94 1.00 0.11 569.6 65 63 0.55    
Government Bond: Intermediate-Term
American Century Target Mat 2015 Inv (BTFTX) 7.7 2.6 12.7 10.0 2.0 4.9 9.0 24.0 17.2 93 1.85 0.46 329.1 62 51 0.57 800-345-2021 www.americancentury.com
Vanguard Interm-Term Treasury (VFITX) 6.3 1.2 13.3 9.9 3.1 2.3 3.4 16.9 17.5 93 1.29 0.32 3,264.8 62 65 0.26 800-662-2739 www.vanguard.com
T. Rowe Price U.S. Treasury Interm (PRTIX) 5.7 0.6 14.1 9.9 2.5 1.5 1.1 12.0 18.4 94 1.34 0.34 661 196 76 0.54 800-638-5660 www.troweprice.com
Fidelity Government Income (FGOVX) 5.6 0.5 11.0 7.9 3.5 2.4 3.5 16.3 14.0 93 0.98 0.24 6,337.7 323 40 0.45 800-544-6666 www.fidelity.com
Government: Interm-Term Bond Average 5.1 0.0 9.6 7.8 3.4 2.1 3.2 15.7 12.6 93 1.00 0.25 986.1 316 57 0.6    
Government Bond: Long-Term
Wasatch-Hoisington U.S. Treasury (WHOSX) 13.0 2.2 37.7 10.0 -0.2 10.4 10.2 25.0 45.0 94 1.10 0.95 191.2 9 100 0.74 800-551-1700 www.wasatchfunds.com
American Century Target Mat 2025 Inv (BTTRX) 12.7 1.9 26.5 9.4 -1.4 14.6 16.3 34.7 32.5 91 1.20 1.03 240.8 46 51 0.57 800-345-2021 www.americancentury.com
Vanguard Long-Term U.S. Treasury (VUSTX) 9.2 -1.6 22.5 9.2 1.7 6.6 7.1 22 27.5 92 0.74 0.63 2,203.8 38 60 0.26 800-662-2739 www.vanguard.com
T. Rowe Price U.S. Treasury Long-Term (PRULX) 8.8 -2.0 23.2 9.9 1.0 5.4 5.7 18.6 28.6 93 0.75 0.65 399.4 125 81 0.53 800-638-5660 www.troweprice.com
Government: Long-Term Bond Average 10.8 0.0 30.7 10.4 -0.1 8.5 9 21.6 37.5 93 1.00 0.86 342.2 32 117 0.76    
Inflation-Protected Bond
American Century Infl-Adjusted Bond Inv (ACITX) 3.9 0.3 -1.1 10.9 0.0 2.4 7.9 22.1 2.6 93 0.96 0.48 973 41 58 0.49 800-345-2021 www.americancentury.com
Vanguard Inflation-Protected Secs (VIPSX) 3.8 0.2 -2.9 11.5 0.4 2.5 8.2 24.1 0.8 92 0.98 0.49 8,592.6 25 59 0.20 800-662-7447 www.vanguard.com
T. Rowe Price Inflation Protected Bd (PRIPX) 3.7 0.1 -1.9 11.1 0.0 2.3 7.4 20.8 1.8 96 0.95 0.48 215.8 42 69 0.50 800-638-5660 www.troweprice.com
Fidelity Inflation-Protected Bond (FINPX) 3.3 -0.3 -2.4 9.0 0.2 2.1 8.2 21.1 0.7 95 0.98 0.49 1,709.8 69 57 0.45 800-544-9797 www.fidelity.com
Inflation-Protected Bond Average 3.6 0.0 -2.7 10.7 0.1 2.3 8.1 22.3 0.7 93 1.00 0.5 1,929.0 393 88 0.51    
General Bond: Short-Term
Vanguard Short-Term Bond Index (VBISX) 3.9 3.1 5.4 7.2 4.0 1.3 1.7 15.3 7.5 94 0.65 0.15 3,679.6 966 23 0.18 800-662-6273 www.vanguard.com
Janus Short-Term Bond (JASBX) 3.4 2.6 4.6 5.2 4.2 1.5 1.9 15.5 5.8 94 0.38 0.09 250.1 79 50 0.64 800-525-3713 www.janus.com
Weitz Short-Intermediate Income (WEFIX) 3.3 2.5 2.2 6.0 4.0 1.6 2.6 18.9 4.4 94 0.68 0.15 150.0 78 41 0.70 800-304-9745 www.weitzfunds.com
T. Rowe Price Short-Term Bond (PRWBX) 2.8 2.0 1.2 5.4 4.3 1.7 1.4 15.0 2.4 94 0.57 0.13 1,830.5 516 22 0.55 800-492-7670 www.troweprice.com
General Bond: Short-Term Bond Average 0.8 0.0 -7.1 3.9 4.6 2.1 2.1 15.3 -6.6 93 1.00 0.22 916.7 437 72 0.61    
General Bond: Intermediate-Term
PIMCO Total Return D (PTTDX) 4.8 2.2 4.4 8.7 3.6 2.5 4.8 21.9 7.3 92 0.92 0.28 14,443.4 19,121 531 0.75 800-426-0107 www.pimco.com
Dreyfus Bond Market Index Basic (DBIRX) 4.6 2.0 5.8 7.0 4.1 2.1 4.1 18.8 8.1 92 0.80 0.24 473.7 1,390 11 0.15 800-645-6561 www.dreyfus.com
Vanguard Interm-Term Bond Index (VBIIX) 4.6 2.0 4.9 7.6 3.9 1.7 5.2 20.9 7.6 92 1.30 0.40 3,318.1 999 22 0.18 800-662-6273 www.vanguard.com
Vanguard Total Bond Market Index (VBMFX) 4.5 1.9 5.0 6.9 4.2 2.4 4.2 19.4 7.2 92 0.80 0.24 29,687.0 12,728 11 0.19 800-662-6273 www.vanguard.com
General Bond: Interm-Term Bond Average 2.6 0.0 -2.4 5.2 4.5 2.1 4.3 20.8 -1.1 92 1.00 0.3 2,403.6 1,002 63 0.62    
General Bond: Long-Term
Vanguard Long-Term Bond Index (VBLTX) 6.3 3.5 8.6 6.5 2.6 5.3 8.3 25.4 11.0 92 1.39 0.68 2,518.0 811 27 0.18 800-662-6273 www.vanguard.com
Vanguard Long-Term Investment-Grade (VWESX) 4.5 1.7 2.2 3.7 2.8 5.1 8.9 24.7 3.3 91 1.54 0.75 3,657.8 215 17 0.22 800-662-2739 www.vanguard.com
TCW Core Fixed-Income N (TGFNX) 3.8 1.0 3.6 6.9 3.6 0.3 4.9 20.8 5.8 92 0.46 0.23 94.4 330 34 0.76 800-386-3829 www.tcw.com
T. Rowe Price Corporate Income (PRPIX) 1.4 -1.4 -10.0 3.7 4.9 2.5 7.0 30.4 -9.8 91 0.99 0.48 241.7 294 11 0.74 800-638-5660 www.troweprice.com
General Bond: Long-Term Average 2.8 0.0 -3.7 5.1 4.3 2.5 6.3 26.1 -2.5 92 1.00 0.48 1,268.5 382 23 0.66    
National Muni Bond: Short-Term
Vanguard Short-Term Tax-Ex (VWSTX) 2.7 0.4 3.7 4.1 3.2 1.6 1.1 10.8 4.7 100 0.56 0.05 1,473.9 544 9 0.15 800-997-2798 www.vanguard.com
Vanguard Ltd-Term Tax-Ex (VMLTX) 2.6 0.3 2.9 4.3 3.3 1.1 1.5 11.5 4.0 100 1.25 0.12 2,191.9 805 8 0.15 800-997-2798 www.vanguard.com
T. Rowe Price Tax-Free Short-Interm (PRFSX) 2.5 0.2 3.0 3.8 3.2 0.9 1.6 11.3 3.9 100 1.50 0.15 579.2 191 15 0.51 800-225-5132 www.troweprice.com
USAA Tax Exempt Short-Term (USSTX) 2.2 -0.1 1.3 3.3 3.5 1.7 1.5 12.0 1.9 100 1.00 0.10 1,108.10 239 21 0.55 800-531-8722 www.usaa.com
National Muni: Short-Term Bond Average 2.3 0.0 1.1 3.1 3.1 1.7 1.4 11.2 1.8 100 1.00 0.10 662.0 250 25 0.56    
National Muni Bond: Intermediate-Term
Fidelity Intermediate Municipal Income (FLTMX) 3.0 1.0 0.9 3.9 3.9 2.5 3.7 18.3 2.0 100 0.83 0.20 2,688.1 934 8 0.37 877-208-0098 www.fidelity.com
Fidelity Short-Intermediate Muni Income (FSTFX) 2.7 0.7 3.5 4.4 2.9 1.0 1.8 11.5 4.6 100 0.58 0.14 1,865.8 504 14 0.49 800-544-6666 www.fidelity.com
Bernstein Diversified Municipal (SNDPX) 2.7 0.7 2.4 4 3.1 1.4 2.5 13.9 3.6 100 0.80 0.20 4,637.5 763 12 0.57 800-221-5672 www.bernstein.com
T. Rowe Price Summit Municipal Interm (PRSMX) 2.6 0.6 0.1 3.7 4.1 2.2 3.0 16.6 1.1 100 0.90 0.22 781.7 385 12 0.5 800-638-5660 www.troweprice.com
National Muni: Interm-Term Bond Average 2.0 0.0 -1.7 3.2 3.7 1.9 2.9 15.1 -0.8 100 1.00 0.24 1,344.6 445 17 0.6    
National Muni Bond: Long-Term
Fidelity Tax-Free Bond (FTABX) 2.6 0.9 -3.4 3.2 4.8 3.7 4.8 22.3 -2.4 100 0.96 0.30 1,129.8 636 8 0.18 800-544-6666 www.fidelity.com
Northern Tax-Exempt (NOTEX) 2.5 0.8 -1.9 2.9 4.2 3.1 4.0 18.6 -0.7 100 0.92 0.29 832.9 192 20 0.75 800-595-9111 www.northernfunds.com
Schwab Tax-Free Bond (SWNTX) 2.3 0.6 0.3 1.6 3.9 2.0 4.0 16.0 0.9 100 0.77 0.24 126.7 102 27 0.48 800-407-0256 www.schwab.com
Fidelity Municipal Income (FHIGX) 2.2 0.5 -4.7 3.1 4.7 3.6 4.7 21.4 -3.7 99 0.92 0.29 4,531.2 1,041 8 0.44 800-544-9797 www.fidelity.com
National Muni: Long-Term Bond Average 1.7 0.0 -5.4 2.3 4.7 3.4 4.5 20.0 -4.8 100 1.00 0.32 1,053.1 333 18 0.54    
National Muni Bond: High-Yield
Vanguard High-Yield Tax-Exempt (VWAHX) 1.0 2.3 -10.5 1.5 5.5 4.3 4.9 23.6 -10.2 100 0.72 0.35 1,539.8 590 8 0.15 800-997-2798 www.vanguard.com
T. Rowe Price Tax-Free High-Yield (PRFHX) -1.3 0.0 -21.5 -1.2 6.8 6.2 6.6 28.4 -22.4 100 1.03 0.49 1,203.7 475 9 0.72 800-225-5132 www.troweprice.com
Northern High Yield Muni (NHYMX) -2.1 -0.8 -21.4 -3.6 6.3 4.8 6.5 23.9 -23.6 100 1.01 0.49 265.9 233 13 0.85 800-595-9111 www.northernfunds.com
National Muni: High-Yield Bond Average -1.3 0.0 -20.5 -1.0 6.9 5.5 5.8 25.7 -21.6 100 1.00 0.48 594.6 331 16 0.67    
International Bond: General
Northern Global Fixed Income (NOIFX) 5.0 1.6 10.9 9.3 4.7 -8.0 9.2 25.6 13.2 94 1.04 0.44 93.6 106 79 1.15 800-595-9111 www.northernfunds.com
American Century International Bd Inv (BEGBX) 4.8 1.4 2.4 9.8 8.2 -8.3 13.1 41.1 3.3 94 1.30 0.55 1,484.3 57 40 0.82 800-345-2021 www.americancentury.com
T. Rowe Price International Bond (RPIBX) 4.2 0.8 1.7 10.0 7.5 -8.2 11.4 38.1 2.6 93 1.30 0.55 2,003.0 326 79 0.82 800-225-5132 www.troweprice.com
International Bond: General Average 3.4 0.0 -0.5 7.3 5.5 -3.3 7.9 28.8 0.7 93 1.00 0.42 521.7 381 133 0.92    
International Bond: Emerging
T. Rowe Price Emerging Markets Bond (PREMX) 5.5 1.2 -17.8 5.8 11.4 17.2 14.8 93.3 -18.2 87 0.98 0.79 505.7 132 64 0.96 800-225-5132 www.troweprice.com
Payden Emerging Markets Bond (PYEMX) 5.1 0.8 -10.3 2.8 10.0 11.7 13.1 66.6 -12.1 90 0.92 0.74 83.0 53 54 0.80 800-572-9336 www.payden.com
PIMCO Emerging Markets Bond D (PEMDX) 4.1 -0.2 -14.4 5.2 9.3 11.2 11.7 78.0 -14.6 90 0.95 0.77 232.3 646 373 1.25 800-426-0107 www.pimco.com
International Bond: Emerging Average 4.3 0.0 -16.7 6.0 11.4 12.8 13.2 82.8 -17.5 89 1.00 0.81 458.3 307 105 1.04    
Domestic Taxable Bond Category Average 2.6 -3.1 5.5 4.9 2.5 4.8 24.8 -1.8 0.38 1,350.9 647 62    
Indexes
S&P 500 -2.2 -37.0 5.5 15.8 4.9 10.9 64.7 -41.4 0.92 0.93    
S&P MidCap 400 -0.3 -36.5 7.7 10.0 12.3 16.2 103.2 -16.5 1.17 1.18    
S&P SmallCap 600 0.9 -31.1 -0.3 15.1 7.7 22.7 121.2 -10.1 1.15 1.16    
MSCI EAFE 2.1 -43.1 11.6 26.9 14 20.7 134.7 -46.4 1.18 1.19    
BarCap Long Government 9.6 22.7 9.7 2.1 6.6 8.0 8.7 40.0 0.63 0.64    
BarCap Intermediate Government 5.3 10.4 8.5 3.8 1.7 2.3 5.2 30.3 0.19 0.2    
BarCap Municipal 2.7 -2.5 3.4 4.9 3.5 4.5 12.8 26.4 0.29 0.3    
T-Bills 3.1 1.4 4.5 4.8 3.3 1.4 7.1 10.0 0.02 0.03    
* Bull market is defined as 3/1/03 through 10/31/07. Bear market is defined as 11/1/07 through 12/31/08.
Source: The Individual Investor's Guide to the Top Mutual Funds, 28th Edition, 2009, AAII.