Letters to the Editor

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To the Editors:

Ms. Thau is looking at munis from the top down in “The Muni Market Turmoil Continues: What’s Going on and How to Respond” [January 2009 AAII Journal]. I live in California and would not touch any California bonds. I owned Orange County Water district bonds right through the bankruptcy and since they were insured I kept getting the interest payments. If insurance is no guarantee against default, why risk any money at all for munis? Real estate prices are collapsing and people are walking away from property. How will local governments collect revenue? Apparently one way is to issue more traffic tickets, but I doubt that will replace all the l

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Arthur Roth


To the Editors:

The Madoff Ponzi scheme article by Karen Altfest in the April 2009 AAII Journal was very informative [“Due Diligence: 10 Steps to Avoiding Ponzi Schemes and Financial Fraud”]. However, I believe there was a major step omitted in the list.

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