Allocating for Final Goals

by Charles Rotblut, CFA

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Allocating for Final Goals

Allocating for expenditures such as a charitable legacy simply requires budgeting and segregating the amount away from your retirement savings.

Charles Rotblut, CFA is a vice president at AAII and editor of the AAII Journal. Follow him on Twitter at


Eric Djavadi from California posted about 1 year ago:

Dear Mr. rotblut:

Please make the "KISS" as one of your principal editorial rules! Almost all of the written stuff comes out of AAII are too long (full of fluff)!

If you can not express it simply and concisely in a few sentences, please do not say it at all. Authors who are afflicted with verbosity, either do not know what they saying or they are too confused saying it simply in a short form.

The AAII Journal should become a thought provoking twits! I am sure that the majority of the membership will be "richly" rewarded.


Joshua Agsalud from Hawaii posted about 1 year ago:

To Eric Djavadi: I find your comments disgusting. The AAII Journal is an academic endeavor as are other Journals. If your comment is directed at Mr. Rotblut, he is an excellent writer. His weekly AAII Investor Updates which we get weekly via email are timely, well composed, clear and concise. This particular AAII Journal article is well-organized, informative, and easly to comprehend. If you are directing your remarks to those who write for the Journal, I repeat, this is an academic periodical, published by professionals who are experts in various subjects relevant to investing, for members of the American Association of Individual Investors (once in a while it is helpful to think of us members as that and not just the acronym AAII). Your criticisms indicate that you are the problem when you advocate the insulting acronym KISS (Keep it simple, stupid), when you write poorly (exclamation points, poor grammar, capitalization errors)and when you invoke "hip" terms such as "stuff" and "twits". I think your frustration stems from the fact that you cannot read at a higher level from where you are wedged.

Albert Grigsby from Ohio posted about 1 year ago:

I find problems with both comments. The first is a result of too much emphasis on sound bites. Headlines only without any meat.

The second blog is derogatory and attacking, which is out of place on AAII.

The AAII Journal is a professional magazine and as such is proper place to address topics in detail. Most articles have an excellent summary where one can decide if the topic is worth the time to devel into the details.

I would also like to complement our editor on doing an outstanding job of keeping us posted on AAII related financial information.

William Wenzel from Wisconsin posted about 1 year ago:

By the way, it is 2013 update would work.

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