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I have a mix of index (Vanguard) and active management---8 with Vanguard and a total of 12 funds - with addition of one Total Bond Market Vanguard and a money market fund..
The funds outside of Vanguard are American Funds and Templeton Global transferred to my IRA from 403B at work when I retired..and I did not pay commissions-- they provide more non-US exposure..
Our assets are over 1 million-??? does higher $ amount allow for more that suggested 8 funds????
- - our desire is to stay with funds (not individual stocks, for personal comfort)
As I am new to AAII- will there be a comment from the author or another reader on this question? thanks
posted about 1 year ago by Jeanette from California
In my opinion the article reflects some good principles in keeping the number limited so the investor can keep better track of what is happening to their investments and to minimize overlap of fund objectivess. I am partial to Vanguard for their low expense ratios.
posted about 1 year ago by Paul from California
I have hard time to limit funds to 8. In fact I am seriously considering following professor Isaelsen's research using 12 as reported in:
Welcome your comments.
posted about 1 month ago by T Chiao from California
Ric Edelman, "Rescue Your Money," lists an example of a truly diversified portfolio as having 16 different sectors and gives his supporting reasons for that number.
posted about 1 month ago by James Smith from Maine
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