Long-Term Care Information on the Web
- Sites that provide useful guides to buying a long-term care insurance policy;
- Sites that provide useful information on long-term care facilities’ services. These sites can help you get a better understanding of the likely costs of long-term care in different areas of the country.
America’s Health Insurance Plans (AHIP)
AHIP is a national association representing 1,300 health insurer companies. In the Consumer Information section, AHIP offers a downloadable 20-page Consumer Guide to Long-Term Care Insurance.
Sponsored by the American Health Care Association and the National Center for Assisted Living, this Web site provides consumer information concerning long-term care and long-term care insurance, including “Understanding Long-Term Care Insurance.” Also includes useful links to other helpful Web sites.
National Association of Insurance Commissioners (NAIC)
The National Association of Insurance Commissioners (NAIC) is an organization of insurance regulators from the 50 states, the District of Columbia and the U.S. territories. Although insurance is regulated on a state-by-state basis, the NAIC provides a forum for the development of uniform policy when appropriate. The Web site includes resources for consumers about the purchase of long-term care insurance.
It also provides links to all of the state insurance regulator Web sites. The state insurance regulator Web sites often have considerable information about long-term care insurance that is specific to the state.
Although it is not available for viewing on the Web site, you can request to receive a copy of the NAIC’s “A Shopper’s Guide to Long-Term Care Insurance,” which includes an overview of long-term care, as well as payment and purchasing options, worksheets, shopping tips, and the various policy and benefit plans available to the public.
American Health Care Association
Provides information and help on selecting nursing homes or assisted-living facilities in specific areas.
Assisted Living Federation of America
Provides information and help for finding assisted-living facilities in specific areas.
The National Nursing Home Compare database from the Centers for Medicare & Medicaid Services (CMS) contains information on every Medicare and Medicaid certified nursing home in the country.
National Center for Assisted Living
Provides information on selecting an assisted-living facility, including a consumer guide to selecting a facility and links to finding facilities located in specific states.
National Association of Professional Geriatric Care Managers
Provides information and links for finding a care manager in a specific area.