Retirement Spending Calculators

Retirement Spending Calculators Splash image

Where can you turn if you want a relatively quick-and-easy estimate of how much of your retirement savings you can safely spend each year? The following Web sites all provide calculators to help you make that determination. The better calculators allow you to enter fairly detailed information concerning the types of savings accounts you currently have (for instance, taxable vs. tax-deferred), other sources of income during retirement (for instance, Social Security benefits and pensions), and estimated expenses during retirement. Don’t expect to get the same answer from all of them, however—many of the calculators use different assumptions.

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