Taking the Load Off of "Must Have" Fully Loaded Funds

Mutual fund investors should avoid unnecessary charges whenever possible. After all, the bottom line in any investment is how it performs for the investor, and that performance includes consideration of all loads, fees and expenses.

In most instances, the easiest approach is to simply focus on no-load and low-load mutual funds. For every high-performing load fund, there usually is a similar no-load or low-load fund that can be purchased more cheaply.

In this article

Share this article

If you are investing larger amounts of money, however, load funds need not be written off entirely if there is one you find particularly appealing. Many mutual funds that are sold with sales charges (or "loads") offer discounts to investors who invest certain amounts. [These discounts are available only among funds that are sold with sales charges and do not apply to "no-load" funds, which are sold without sales charges.]

To read more, please become an AAII member or CLICK HERE.

This article is reserved for the paid membership of AAII.

To gain complete access to this article and all of the member benefits and investment education AAII offers, please take a moment to join AAII today.

As a member of our nonprofit investor association, you'll benefit from our monthly magazine, website, model portfolios, investor classrooms, local chapter network and our unconditional money-back guarantee.

Invest the AAII Way

We've been helping investors for over 30 years. Our unique educational directive coupled with winning model portfolios are what every "do it yourself" investor needs to successfully grow and manage investment wealth.

Read this entire article instantly when you sign up »

Join AAII Today!

Join AAII
to read more »

10,000+
investment guides, classrooms, and articles — free at AAII.com

meet 150,000 members
all learning to invest

dozens
of Stock Screens and Model Portfolios, all with proven returns