Best of the AAII Journal

My favorite articles are listed below. In hand-picking the commentaries for this list, I sought out a mix of articles that covered various aspects of investing strategies and portfolio management.

Beginning Investor

Determining How Much to Allocate to Each Investment

- January 2014 by Charles Rotblut

Strategies to Allocate by the percentage of portfolio dollars, not by the number of shares.
 

BEHAVIORAL FINANCE

Defining Your Investment Philosophy

- November 2015 by Ben Carlson

An investment philosophy can help you make better decisions. Ten questions for defining your own personal philosophy.
 

BONDS

What Bond Calls Mean for Your Cash Flow

- April 2016 by Hildy Richelson and Stan Richelson

Call provisions allow an issuer to redeem a bond. The type of call provision and the yield to call should be considered before purchase.
 

FINANCIAL PLANNING

What Exactly Do Online Investment Advisory Services Offer?

- January 2015 by Jaclyn McClellan

In contrast with the moniker of “robo-adviser,” online advisory services vary in the features they offer and how they interact with clients.
 

FINANCIAL STATEMENTS ANALYSIS

Using Book Value to Judge a Stock’s Worth

- June 2015 by Charles Rotblut

The price-to-book-value ratio is a popular valuation measure among value investors, though most combine it with additional indicators.
 

FIRST CUT

Wiley’s 52-Week Low Strategy

- October 2015 by John Bajkowski

Twenty-eight fundamentally strong stocks trading near their 52-week lows.
 

INVESTOR PROFESSOR

A Satirical Take on Financial Terminology

- January 2016 by Jason Zweig

Financial terms often mean the opposite of what they appear to signify. Poking fun can unveil weaknesses and risks not so apparent on first glance.
 

MUTUAL FUNDS & EXCHANGE-TRADED FUNDS

The Top Mutual Funds Over Five Years: Health Care Remains on Top

- March 2016 by Jaclyn McClellan

Health care has not only remained the best-performing category, it now boasts seven of the 10 funds with the highest five-year returns.
 

PORTFOLIO STRATEGIES

Retirement Portfolio Survival: A 90-Year Study

- May 2016 by Craig Israelsen

While a conservative allocation lasts 35 years at a 3% withdrawal rate, higher withdrawal rates require greater exposure to stocks.
 

RETIRED INVESTOR

Advocating the Paycheck Strategy for Lifetime Investing

- October 2014 by Hildy Richelson and Stan Richelson

A predictable flow of cash income can be obtained by holding a ladder of high-quality bonds.
 

STOCK STRATEGIES

Common Mistakes Made When Investing in Quality Companies

- May 2016 by Lawrence A. Cunningham

Investors must be careful to avoid letting decisions be influenced by macroeconomic factors, overconfidence and emotional attachment.