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Asset Allocation Articles

Picking the Right Tax Pocket for Your Assets

November 2005
A 401(k) plan can help minimize the amount of money Uncle Sam grabs from your pockets. But if you have taxable savings in addition to your 401(k), the best way to limit Uncle Sam's reach is to make sure you are putting the right assets into the right pocket - either taxable savings accounts or tax-deferred 401(k) accounts. A look at how to make the "asset location" decision. Read more »

"For Long-Term Investors, the Focus Should Be on Risk"

June 2005
When determining the optimal allocation for your own portfolio, it's best to focus first on how much you are able and willing to lose. Read more »

Reach Your Retirement Goals By Following 10 Basic Axioms

May 2003
These principles provide the critical cornerstone for making decisions. When any of the axioms are violated, you risk being derailed from the ultimate objective of accumulating a more-than-adequate fund for retirement. Read more »

Five Big Lessons From Market History

February 2003
The period from 1987 to 2002 encompassed the extremes, including two severe bear markets and one long bull market. How would various asset allocation strategies have fared during this time period? A valuable financial market history lesson. Read more »

Asset Allocation and Retirement: Do You Need to Make a Change?

October 1999
The asset allocation decision should not be based on your age or your stage in life, but rather by your time horizon, your risk tolerance, and your return needs. Read more »

What Assets "Count" as Part of Your Total Investment Portfolio?

October 1997
Sorting out which assets to include and exclude when defining your investment portfolio: A case study. Read more »

Basic Truths About Asset Allocation: A Consensus View Among the Experts

October 1996
The widespread consensus among investment professionals reveals basic truths concerning the appropriate asset mix for the typical investor. Read more »

Strategies for Married Couples: How to Coordinate Your Plans

July 1996
Most people think of their 401(k) plans allocations in isolation. But for married couples, it may be better to "marry" your allocation strategies as well. A look at the coordinated approach to retirement investing. Read more »