Briefly Noted Articles

No Long-Term Link Between Past and Future Fund Performance

February 2016
no-long-term-link-between-past-and-future-fund-performance Read more »

Contrarian Hedge Funds Outperform Momentum Mutual Funds

February 2016
Hedge funds following contrarian strategies tend to realize higher returns than hedge funds and mutual funds that follow momentum strategies. Read more »

Simplifying Investment Choices Helps Focus Decisions

February 2016
An analysis of a large U.S. nonprofit found that when the organization’s defined-contribution plan was streamlined, employees chose fewer funds, reduced their portfolio risk and lowered costs. Read more »

Smart Beta Funds Can Differ Significantly

February 2016
Smart beta strategies are promoted for being able to take advantage of specific return anomalies, however, approaches that focus on the same anomalies can vary significantly in their underlying construction. Read more »

A $5 Test Can Help Avoid Financial Problems

January 2016
Hearing loss has been linked to an accelerated decline in cognitive abilities, which directly and adversely impacts a person’s abilities to manage their finances. Read more »

Why Do People Retire Early?

January 2016
The most common assumptions of what causes a worker to retire early are valid, but they may play a smaller role than many suspect. Read more »

2015 Tax Guide Update

January 2016
In mid-December, Congress voted to renew many so-called tax extenders as part of the Consolidated Appropriations Act, 2016 (H.R. 2029). Read more »

Wealth Stays Stable Until One Spouse Dies

January 2016
Being married is good for wealth, until one spouse dies. A study found retired couples experience stable to increasing assets, but near the time and after one of the two spouses dies, wealth declines. Read more »

Women Are Better Retirement Savers

December 2015
A study analyzing Vanguard’s recordkeeping systems for employer-sponsor retirement plans found that women are better savers and more likely to use professional advice regarding allocation strategies than men. Read more »

The U.S. Ranks Just 14th in Financial Literacy

December 2015
The S&P Global Finlit Survey asked adults in more than 140 economies to answer questions covering four key aspects of financial literacy and described the findings as “sobering.” Read more »

Two Social Security Claiming Strategies Ending

December 2015
The Social Security Administration announced it is ending “file and suspend” and restricted applications, strategies used by married and divorced couples to maximize benefits. Read more »

Finances and Cognitive Impairment Lead to Long-Term Care Insurance Lapses

December 2015
More than one-third of individuals with long-term care policies at age 65 will let their policies lapse before death, forfeiting the benefits they have previously paid for. Read more »

Short-Term Annuities May Not Impact Medicaid Eligibility

November 2015
The length of time an annuity contract is in force for has no bearing on Medicaid eligibility, according to the U.S. Court of Appeals for the Third District. Read more »

CFOs Identify Financial Statement Red Flags

November 2015
A survey of 375 chief financial officers (CFOs) from both publicly traded and privately held companies unveiled widely held suspicions of earnings manipulation. Read more »

FINRA Proposes Suspending Withdrawals If Fraud Is Suspected

November 2015
New rules intended to protect seniors from financial fraud were proposed by the Financial Industry Regulatory Authority (FINRA). Read more »

A Big Rule Change for Mutual Fund and ETF Portfolios

November 2015
The Securities and Exchange Commission (SEC) proposed new rules regarding how mutual and exchange-traded funds (ETFs) construct their portfolios. Read more »

Neglected Mutual Fund Accounts Claimed by State Governments

October 2015
Investors can unintentionally forfeit their mutual fund accounts to state governments by not staying in contact with the mutual fund company. Read more »

Value of Analyst Research Is in Investor Recognition

October 2015
New coverage of a stock by a brokerage firm analyst has only a limited effect on increasing the amount of information available and no measurable effect on the company’s performance. Read more »

Friday Evenings Used to Hide Bad News

October 2015
Friday evening is an opportunistic time for corporations to announce earnings. The lack of attention paid combined with a delayed reaction to news gives corporate executives an opportunity to act by buying or selling shares. Read more »

Retirees Holding Onto 401(k) Savings

October 2015
The majority of retirees pull money out of their workplace retirement accounts but roll over the assets to other accounts, likely to fund retirement withdrawals, according to a Vanguard study. Read more »

Gold Mines Aren’t Perfect Substitutes for Gold

September 2015
A new study used exchange-traded funds to determine the diversification benefits of holding gold- mining stocks instead of gold. Read more »

Bias Influences 401(k) Plans’ Investing Offerings

September 2015
When mutual fund companies are asked to help manage defined-contribution plans and set the menu of investment offerings, they often favor their own funds. Read more »

A Universal Guideline for Saving for Retirement

September 2015
How much do you need to save for a financially secure retirement? The answer differs for each investor, but there is a guideline that can be universally applied. Read more »

Six Steps for Making Retirement Savings Last

September 2015
The New York Times lists six steps that people nearing retirement can take to increase the odds of not outliving their savings. All Read more »



Past Issues