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Portfolio Strategies Articles

The Importance of Diversification in Retirement Portfolios

April 2015 by Craig Israelsen
Diversifying a portfolio among four primary asset classes allows for large withdrawals to be taken throughout retirement. Read more »

Increasing Retirement Withdrawal Rates Through Asset Allocation

April 2015 by Michael Kitces
The optimal equity allocation depends on market valuations, though a fixed 60% stock/40% Treasury bill allocation works well overall. Read more »

Increasing Retirement Withdrawal Rates Through Asset Allocation

April 2015 by Wade Pfau
The optimal equity allocation depends on market valuations, though a fixed 60% stock/40% Treasury bill allocation works well overall. Read more »

Nine Rules for Smarter Investing

April 2015 by Guy Spier
These guidelines for creating a better investment process are based on Spier’s own experience as a professional fund manager and value investor. Read more »

Rebalancing Update: Retirement Adjustments Necessary

April 2015 by Charles Rotblut
A retiree following the rebalancing model would have needed to rebalance at the end of 2014 because of the gains in large- and mid-cap stocks. Read more »

Lessons Learned From Many Years of Investing

March 2015 by H. Bradlee Perry
Doing the math, having a good understanding of market and economic history and paying attention to valuations are key to long-term investing success. Read more »

Converting to a Roth IRA Can Minimize RMDs

March 2015 by Judith Ward
Gradually converting traditional IRA assets into a Roth IRA can both increase lifetime wealth and reduce the total amount of taxes paid. Read more »

Choosing the Right Portfolio Allocation Approach for You

October 2014 by Charles Rotblut
This overview of six common asset allocation approaches will help you determine which method will work best for your portfolio. Read more »

Don’t Over-Rely on Historical Data to Forecast Future Returns

October 2014 by Charles Rotblut
Historical risk may be a reasonably good predictor of future risk, but past returns are a rotten predictor of future returns. Read more »

Don’t Over-Rely on Historical Data to Forecast Future Returns

October 2014 by William Sharpe
Historical risk may be a reasonably good predictor of future risk, but past returns are a rotten predictor of future returns. Read more »

Allocate by Market Weight (And Adjust for Personal Circumstances)

September 2014 by Charles Rotblut
Weight your stock and bond allocations in accordance with the market if you want to take the risk incurred by the average investor. Read more »

Allocate by Market Weight (And Adjust for Personal Circumstances)

September 2014 by William Sharpe
Weight your stock and bond allocations in accordance with the market if you want to take the risk incurred by the average investor. Read more »

Managing Cash Flow in Retirement

September 2014 by Harold Evensky
Combining a year’s worth of cash with a long-term investment portfolio protects immediate needs while still enabling the portfolio to grow. Read more »

Managing Cash Flow in Retirement

September 2014 by Deena Katz
Combining a year’s worth of cash with a long-term investment portfolio protects immediate needs while still enabling the portfolio to grow. Read more »

Real Returns Favor Holding Stocks

August 2014 by Jeremy Siegel
Stocks are good hedges against inflation, preserve purchasing power, and, over long periods, are less risky than bonds. Read more »

How Much Small Cap Should Be in Your Portfolio?

July 2014 by John McDermott
Small-cap stocks have historically realized higher returns, but there are reasons why an investor may not want to overweight small-cap stocks. Read more »

How Much Small Cap Should Be in Your Portfolio?

July 2014 by Dana D'Auria
Small-cap stocks have historically realized higher returns, but there are reasons why an investor may not want to overweight small-cap stocks. Read more »

Peculiar Facts From 500 Years of Finance

May 2014 by Timothy Knight
Lesser-known but notable events that not only have led us to the present day, but also had an impact beyond the financial markets. Read more »

The Three Pockets Approach to Investing

May 2014 by Timothy McCarthy
Segmenting your portfolio into savings, investing and trading pockets can simplify the allocation process and better help you achieve your goals. Read more »

The Danger of Getting Out of Stocks During Bear Markets

May 2014 by Charles Rotblut
Panicking and pulling out of stocks during turbulent market conditions can have a significant and lasting negative impact on your wealth. Read more »

Reduce Stock Exposure in Retirement, or Gradually Increase It?

April 2014 by Michael Kitces
Starting retirement with a 30% allocation to equities and then gradually increasing it to 70% leads to a 95.1% probability of not outliving your savings. Read more »

Reduce Stock Exposure in Retirement, or Gradually Increase It?

April 2014 by Wade Pfau
Starting retirement with a 30% allocation to equities and then gradually increasing it to 70% leads to a 95.1% probability of not outliving your savings. Read more »

John Maynard Keynes as an Investor: Timeless Lessons and Principles

March 2014 by John Wasik
A look at Keynes’ evolution from a spectator to a successful value investor and the godfather of behavioral finance. Read more »

My Investment Letter: Words of Advice for My Grandchildren

October 2013 by Charles Ellis
A letter from legendary investor Charles Ellis to his grandchildren, with 12 guidelines for how to become successful long-term investors. Read more »



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