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The AAII Journal

April 2012 Issue

Editor's Note »

Editor's Note

thumbnail for Editor's Note Buckets. Most of us have financial buckets, even though we don't refer to them as such. Rather, we use terms like "retirement savings," "vacation fund," "checking account," etc. Buckets are our mental way of segmenting our cash savings and investments by their intended purposes.

 

Financial Planning »

Comparing a Bucket Strategy and a Systematic Withdrawal Strategy

thumbnail for Comparing a Bucket Strategy and a Systematic Withdrawal Strategy Allocating a portfolio into three buckets for use in specific retirement time periods can help investors feel more confident that their savings will last.

 

Financial Planning »

18 Recommendations for Minimizing Inheritance Conflict

thumbnail for 18 Recommendations for Minimizing Inheritance Conflict Your estate plan can both leave a lasting legacy of love and prevent disputes, if a combination of psychology, good lawyering and common sense are used.

 

Portfolio Strategies »

Using Currencies to Diversify Your Portfolio

thumbnail for Using Currencies to Diversify Your Portfolio Investing in currencies can reduce the overall risk profile of your portfolio, as currencies have different and less volatile returns than stocks and bonds.

 

Portfolio Strategies »

Updating Modern Portfolio Theory for Investor Behavior

thumbnail for Updating Modern Portfolio Theory for Investor Behavior The optimum portfolio is not only based on the expected risk and return of the investments, but considers an investor’s tolerance for risk.

 

Portfolio Strategies »

Should You Dollar Cost Average or Lump-Sum Invest?

thumbnail for Should You Dollar Cost Average or Lump-Sum Invest? Since December 1999, dollar cost averaging has worked better for the S&P 500 index, but lump-sum investing has worked better for other indexes.

 

First Cut »

Firms With High Sustainable Growth

thumbnail for Firms With High Sustainable Growth These 30 companies have high return on equity and high earnings retention rates.

 

Trading Strategies »

Three Basic Candlestick Formations to Improve Your Timing

Three candlestick formations—the abandoned baby, white soldiers and black crows, and the engulfing pattern—can signal changes in price trends.

 

AAII Model Portfolios »

Model Shadow Stock Portfolio Reaches an All-Time High

thumbnail for Model Shadow Stock Portfolio Reaches an All-Time High A rally in micro-cap stocks helped drive the portfolio’s cumulative return to an all-time high. Plus, read about the portfolio’s latest changes.

 
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