The AAII Journal

December 2012 Issue

Editor's Note »

Editor's Note

thumbnail for Editor's Note This month's decision to use a snow-covered path on the cover wasn't solely due to the calendar. We wanted to convey the image of a road less traveled. Investing is about choices and for many investors choosing the known path of tracking traditional well-known indexes like the S&P 500 index works well.

 

Features »

The Permanent Portfolio: Using Allocation to Build and Protect Wealth

thumbnail for The Permanent Portfolio: Using Allocation to Build and Protect Wealth Based on Harry Browne’s methodology, this strategy holds four distinct asset classes to take advantage of varying economic states.

 

Portfolio Strategies »

An Investor’s Guide to Smart Beta Strategies

thumbnail for An Investor’s Guide to Smart Beta Strategies Smart beta strategies differ from traditional market-capitalization-weighted indexes by taking advantage of value and small-company outperformance.

 

Financial Planning »

Lump Sum or Annuity: Which Should You Choose at Retirement?

thumbnail for Lump Sum or Annuity: Which Should You Choose at Retirement? An annuity is attractive if you expect to live beyond normal life expectancy, but a lump sum may be better if you have other sources of income.

 

Financial Planning »

Retirement Withdrawals: Can You Base Them on RMDs?

thumbnail for Retirement Withdrawals: Can You Base Them on RMDs? The IRS’s required minimum distributions are easy to follow and with a little modification can set the basis for a more optimal withdrawal strategy.

 

Financial Statements »

Breaking Down ROE Using the DuPont Formula

thumbnail for Breaking Down ROE Using the DuPont Formula The DuPont formula identifies the factors that determine how effectively management is generating profits for shareholders.

 

Stock Screens »

Constructing Winning Stock Screens

thumbnail for Constructing Winning Stock Screens By combining primary and secondary criteria, a stock screen can be created to identify companies matching an individual’s investing objective and style.

 

Portfolio Strategies »

Rules of Thumb and Key Phrases: Gleaning the Nuggets of Truth

thumbnail for Rules of Thumb and Key Phrases: Gleaning the Nuggets of Truth These 22 tidbits have an element of truth and carry the wisdom of experience. Included in these rules are suggestions about selling.

 

Beginning Investor »

Choosing Between Bonds and Bond Funds

thumbnail for Choosing Between Bonds and Bond Funds Deciding whether to invest directly in individual bonds or to use bond funds involves considering many factors, including the desire for simplicity or a predictable return.

 
Departments
thumbnail for The Permanent Portfolio: Using Allocation to Build and Protect Wealth
Cover Article »

The Permanent Portfolio: Using Allocation to Build and Protect Wealth

Based on Harry Browne’s methodology, this strategy holds four distinct asset classes to take advantage of varying economic states.


Topic Archive

Below you can view the complete archives of each AAII Journal topic.