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The AAII Journal

July 2003 Issue

Mutual Funds »

Taking the Load Off of "Must Have" Fully Loaded Funds

thumbnail for Taking the Load Off of Many mutual funds that are sold with sales charges offer discounts if you are investing larger amounts of money. The size of the discount varies, depending upon the amount of the investment and the breakpoint schedule of the fund.

 

Portfolio Makeover »

Will Their Portfolio Last? The Rest of the Story

An analysis of "John and Mary's" retirement portfolio generated lots of inquiries. Dennis Stearns tackles your questions about portfolio sustainability, withdrawal rates, and asset allocation scenario analysis.

 

Insurance Products »

The Potential Problems With No-Lapse Premium Guarantees

Agents selling no-lapse premium-guarantee policies rarely utter a discouraging word about them in their sales rhetoric. But there is only one planning area where they are a good option.

 

Mutual Funds »

Top Funds Over Five Years: Analyzing How They Got There

thumbnail for Top Funds Over Five Years: Analyzing How They Got There Lists of top-performing funds can be dangerous to investors--the temptation to invest in the top funds without understanding how they got there is great.

 

Financial Statements »

The Big Pension Plan Hole and What It Means to Investors

thumbnail for The Big Pension Plan Hole and What It Means to Investors Stock market declines and low interest rates have taken their toll on corporate pension plans. What companies do about it could affect the market.

 

Portfolio Manager Interview »

An Interview With Peter Spano, Portfolio Manager, Preferred International Value

A search for relative value and opportunities in the international markets.

 

Investment Newsletters »

Just How Difficult Is It to Time the Bond Market?

Bond market timers have faced tough challenges in recent years. Have they risen to the occasion?

 

Stock Screens »

Searching for the Upcoming Stock Market Winners

thumbnail for Searching for the Upcoming Stock Market Winners The original rules developed by Marc Reinganum to identify stock market "winners" produced returns that were significantly higher than the market.

 

Portfolio Strategies »

Retirement Planning: Annuities and When They May Make Sense

thumbnail for Retirement Planning: Annuities and When They May Make Sense Low-cost annuities can make sense when compared to taxable investments for bond investors and active stock investors with long investment horizons. They do not make sense for long-term buy-and-hold investors.

 

Mutual Funds »

Taking the Load Off of "Must Have" Fully Loaded Funds

thumbnail for Taking the Load Off of If you are investing larger amounts of money, many mutual funds that are sold with sales charges offer discounts. The size of the discount varies, depending upon the amount of the investment and the breakpoint schedule of the fund.