Close

The AAII Journal

July 2012 Issue

Editor's Note »

Editor's Note

thumbnail for Editor's Note How much can you withdraw from a portfolio and still have your savings last throughout your lifetime? This is an important question because the answer can mean running out of money too soon or not having enough cash flow to meet day-to-day expenses.

 

Financial Planning »

Finding the Right Withdrawal Rate: One Key to Portfolio Sustainability

thumbnail for Finding the Right Withdrawal Rate: One Key to
Portfolio Sustainability A proper withdrawal approach ensures your retirement savings last, and allows you to separate your allocation decisions from your income needs.

 

Financial Statements »

The Cash Flow Statement: Tracing the Sources and Uses of Cash

thumbnail for The Cash Flow Statement: Tracing the Sources and Uses of Cash The cash flow statement links the balance sheet and the income statement, showing how a company generated and spent its cash.

 

Portfolio Strategies »

The Good Investor Rule: Focus on How Not to Lose Money

thumbnail for The Good Investor Rule: Focus on How Not to Lose Money Many investors place on emphasis on making money, but successful investors focus more on how not to lose money.

 

Stock Strategies »

An Insider’s Look at Brokerage Research

Executives pressure analysts to publish positive commentary, but there are warning signs individual investors can identify.

 

Financial Planning »

Behavioral Errors Hurt Your Returns

thumbnail for Behavioral Errors Hurt Your Returns Individual investors hurt their performance by buying and selling too often, picking the wrong securities to trade, and being overconfident.

 

Portfolio Strategies »

The Rationale for Investing in Emerging Markets

thumbnail for The Rationale for Investing in Emerging Markets Emerging market countries account for about 36% of global GDP, are experiencing faster growth and offer diversification benefits.

 

Insurance Products »

A Primer on Insurance Products

Practical commentary on using life insurance, long-term care insurance, disability insurance and annuity products.

 

AAII Model Portfolios »

Despite Uncertainty, Model Shadow Stock Portfolio Still Positive for 2012

thumbnail for Despite Uncertainty, Model Shadow Stock Portfolio Still Positive for 2012 Global and domestic uncertainty hurt returns in May, but even with the pullback, the portfolio is up 9.1% year-to-date.

 

Retired Investor »

Allocating for Final Goals

Allocating for expenditures such as a charitable legacy simply requires budgeting and segregating the amount away from your retirement savings.

 
Departments
thumbnail for July 2012 cover article
Cover Article »

Finding the Right Withdrawal Rate: One Key to Portfolio Sustainability

A proper withdrawal approach ensures your retirement savings last, and allows you to separate your allocation decisions from your income needs.


Topic Archive

Below you can view the complete archives of each AAII Journal topic.