The AAII Journal

July 2016 Issue

Editor's Note »

Editor's Note

thumbnail for Editor's Note A conversation led to getting Ed Altman to discuss his Z-Score model with me. Altman's method of gauging the probability of a company going bankrupt plus a discussion of "sensible risk" rules from Karen Firestone are a few of the highlights of this issue.

 

Features »

Using the Z-Score to Assess the Risk of Bankruptcy

thumbnail for Using the Z-Score to Assess the Risk of Bankruptcy The Z-Score predicts the likelihood of bankruptcy or financial distress. A discussion with its creator reveals how to use the model and new variations on it.

 

Portfolio Strategies »

A Manager’s Insights on Risk and Investing

thumbnail for A Manager’s Insights on Risk and Investing Right-sizing risk, right-timing risk, relying on knowledge and experience and applying appropriate skepticism can lead to better decisions.

 

Behavioral Finance »

Avoiding the Mistakes Made by Ineffective Investors

thumbnail for Avoiding the Mistakes Made by Ineffective Investors Among the ways investors often hurt themselves are chasing after IPOs, reaching for yield and not understanding what they are buying.

 

Stock Strategies »

Going From Stock Screen to a Real Portfolio

When investing based on a screen, have preset rules regarding diversification, choosing stocks, selling and tax management.

 

Financial Planning »

IRA Rollover Chart: Rules Regarding Rollovers and Conversions

thumbnail for IRA Rollover Chart: Rules Regarding Rollovers and Conversions A helpful chart showing what types of retirement accounts can be rolled over or converted into another type of retirement account.

 

Financial Planning »

Life After a Loss: 6 Smart Steps for Coping With Widowhood

thumbnail for Life After a Loss: 6 Smart Steps for Coping With Widowhood Guidance on which steps should be taken within few months of a spouse’s passing and which steps can and should be postponed.

 

Investor Professor »

Health Savings Accounts

thumbnail for Health Savings Accounts HSAs allow for dollars to be set aside tax-free to pay for future medical expenses.

 

AAII Model Portfolios »

Model Shadow Stock Portfolio: The Limitations of a Real Portfolio

thumbnail for Model Shadow Stock Portfolio: The Limitations of a Real Portfolio A key difference between strategies and real portfolios is not being able to buy all passing stocks due to limited investment dollars.

 
Departments
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Cover Articles »

Using the Z-Score to Assess the Risk of Bankruptcy

The Z-Score predicts the likelihood of bankruptcy or financial distress. A discussion with its creator reveals how to use the model and new variations on it.


Topic Archive

Below you can view the complete archives of each AAII Journal topic.