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Christine Fahlund

author Image Christine S. Fahlund, Ph.D. and CFP, is a senior financial planner and vice president of T. Rowe Price Group, an investment management firm based in Baltimore, Maryland.


Articles by this Author

Email: christine_fahlund@troweprice.com

Biography:
Christine Fahlund, a senior financial planner and vice president of T. Rowe Price Investment Services, joined the firm in 1995. With her more than 25 years' experience in financial planning, Fahlund brings a wealth of knowledge to the firm and the industry. Often quoted in national publications—The Wall Street Journal, The New York Times, Money Magazine and Kiplinger's—Fahlund also has appeared on CBS News, CNBC, National Public Radio, Morningstar.com, SmartMoney.com and Marketwatch.com, among others. Christine's specialties are retirement accumulation strategies, retirement distribution and estate planning. She also provides technical financial planning content and analysis, and helps develop new retirement planning strategies for individual investors. Recently, she has been instrumental in the design and development of the Social Security Benefit Evaluator tool available on the T. Rowe Price website. After earning a B.A. in biochemistry from Mount Holyoke College, Fahlund received a doctorate in biochemistry from the Universityof Massachusetts’ Five College Ph.D. Program.

Articles by this Author


  1. Insurance Products »

    Long-Term Care of Your Personal Finances

    Long-term care covers the costs of assistance with daily living activities and can protect your financial stability. Pay attention to a policy’s condition triggers and elimination periods.

    January 2014 | Journal

  2. Retired Investor »

    The Advantages of Charitable Trusts

    Charitable trusts allow you to donate assets, while providing lifetime income for yourself or someone else. They can also reduce estate taxes on appreciated assets.

    October 2013 | Journal

  3. Financial Planning »

    Delaying Retirement, But Not Your Retirement Dreams

    Investors can practice retirement by continuing to work but diverting dollars meant for new retirement savings to pursuing retirement dreams now.

    July 2011 | Journal

  4. Portfolio Strategies »

    Retirement Plans: Evaluating the New Roth IRA Conversion Opportunity

    Starting in 2010, investors have the option of converting all or part of their traditional IRA into a Roth IRA regardless of how much they earn. Whether you are years away or approaching retirement, you may find it worthwhile to consider a conversion--either for yourself or to potentially leave tax-free assets to heirs.

    November 2009 | Journal

  5. Portfolio Strategies »

    Bear Market Start May Offer a Strong Finish for Young Investors

    Would you rather start investing for retirement during a bull market or a bear market? While some young investors may be warily viewing stocks right now, in the past such downturns have presented investors with rare opportunities to benefit from healthy future returns. A new study by T. Rowe Price.

    July 2009 | Journal

  6. Retirement Income: Repairing the Damage to Assure the Flow image

    Portfolio Strategies »

    Retirement Income: Repairing the Damage to Assure the Flow

    If you are living off your retirement savings and have suffered a severe portfolio loss, what is your best course of action to ensure your savings can be sustained? A new T. Rowe Price retirement income study compared various withdrawal strategies.

    February 2009 | Journal

  7. Portfolio Strategies »

    Optimizing Your Retirement Income: What Works Best and Why

    Only a small minority of Baby Boomers are accumulating enough savings to provide for their income needs. But those approaching retirement can improve their financial security in retirement, depending on their flexibility and their approach to four big decisions that are under their control.

    August 2008 | Journal

  8. Portfolio Strategies »

    Invest or Delay? Strategies for Taking Social Security Benefits

    Individuals who are eligible for Social Security face a complicated question: Are you better off delaying the start of your benefits so you can receive higher benefits, or are you better off receiving earlier but lower benefits? An analysis of various strategies for taking benefits.

    February 2007 | Journal

  9. Portfolio Strategies »

    Should You Consider a Roth IRA Conversion in 2010?

    The new tax act passed earlier this year opens the Roth IRA conversion door to more investors starting in 2010. Even investors with relatively high annual incomes who are approaching retirement or recently retired may find it worthwhile to convert at least a part of their IRAs to a Roth IRA. A look at when it is most advantageous.

    August 2006 | Journal

  10. Financial Planning »

    Juggling Competing Goals: College vs. Retirement Funding

    What's more important, your retirement or your child's college education? While financial planners generally suggest retirement should receive priority, most parents also want to plan for their children's higher education. A look at how to balance the two goals.

    April 2006 | Journal