Fund (Ticker) Annual Total Return (%) Bull*
Return
(%)		 Bear*
Return
(%)		 Tax-
Efficiency
Rating
(%)		 Risk Index Total
Assets
($ Mil)		 No.of
Holdings		 Expense
Ratio
(%)
5 Yr Cat+/- 2004 2003 2002 2001 2000 Cat Total
Large-Cap Stock
Yacktman (YACKX) 17.1 18.8 9.9 33.0 11.4 19.4 13.4 54.1 56.9 0.95 1.00 1.06 347 42 0.94
Oakmark Select I (OAKLX) 14.4 16.1 9.7 29.0 -12.4 26.0 25.8 44.2 25.0 0.98 0.98 1.04 5,596 24 1.00
Mairs & Power Growth (MPGFX) 13.0 14.7 17.9 26.3 -8.1 6.4 26.4 54.3 18.7 0.96 0.79 0.84 1,934 39 0.75
Amer Century Value Inv (TWVLX)+ 11.4 13.1 14.3 29.0 -12.6 12.8 18.2 57.3 11.7 0.96 0.91 0.96 2,322 91 1.00
Century Shares (CENSX) 10.5 12.2 12.5 25.0 -12.5 -2.5 37.4 48.3 10.4 0.91 0.80 0.84 349 50 1.17
Large-Cap Stock Average -1.7 0.0 10.0 28.0 -21.3 -11.9 -3.6 46.8 -35.3 0.97 1.00 1.06 3,541 198 0.99
Mid-Cap Stock
Delafield (DEFIX) 18.7 14.5 20.8 40.0 -7.4 32.1 13.9 78.0 33.6 0.96 1.11 1.26 336 56 1.32
RS Contrarian Value (RSCOX) 17.1 12.9 29.3 65.9 1.3 -8.2 10.3 107.1 9.6 1.00 0.84 0.94 534 39 1.54
Janus Mid Cap Value Inv (JMCVX) 17.0 12.8 18.3 39.3 -13.0 20.5 27.3 70.3 18.1 0.96 0.93 1.05 3,278 137 0.94
Ariel (ARGFX) 16.8 12.6 21.9 28.0 -5.1 14.2 28.7 69.4 34.1 0.96 0.81 0.91 3,950 46 1.07
T Rowe Price Mid-Cap Value (TRMCX) 16.8 12.6 20.5 39.0 -7.3 14.3 22.7 77.8 18.0 0.95 0.98 1.11 4,246 129 0.91
Mid-Cap Stock Average 4.2 0.0 14.9 35.5 -18.7 -5.8 6.4 62.1 -23.5 0.96 1.00 1.13 1,630 165 1.17
Small-Cap Stock
CGM Focus (CGMFX) 28.4 20.3 12.3 66.4 -17.7 47.6 53.9 103.2 74.5 0.96 1.42 1.79 956 27 1.18
Perritt Micro Cap Opportun (PRCGX) 22.4 14.3 17.1 63.4 0.4 34.4 6.2 98.9 5.5 0.93 1.00 1.26 230 145 1.44
Royce Opportunity Inv (RYPNX) 18.8 10.7 17.5 72.8 -17.0 17.3 19.8 114.4 -8.2 0.96 1.34 1.69 1,622 284 1.15
Berwyn (BERWX) 17.7 9.6 22.8 50.0 -6.8 28.9 2.1 92.2 24.6 0.94 0.94 1.19 112 38 1.41
Royce Micro-Cap Inv (RYOTX) 17.0 8.9 15.7 52.6 -13.4 23.1 16.7 90.7 3.3 0.95 1.12 1.41 469 172 1.48
Small-Cap Stock Average 8.1 0.0 15.9 45.5 -19.1 5.3 5.4 78.9 -18.4 0.96 1.00 1.26 1,482 270 1.22
Sector Stock
CGM Realty (CGMRX) 29.2 7.3 35.2 89.7 3.5 5.1 29.1 152.0 40.5 0.92 1.68 1.67 698 19 1.02
FBR Small Cap Financial (FBRSX) 26.0 13.1 16.0 41.0 18.6 23.8 32.4 63.1 112.3 0.96 0.72 0.75 666 60 1.57
US Global Inv Global Resour (PSPFX) 24.0 9.7 30.4 99.5 17.7 -13.5 10.6 141.3 19.9 0.98 1.56 2.04 266 213 1.54
USAA Precious Metals & Min?s (USAGX) 23.3 5.6 -10.7 71.4 67.6 30.9 -14.9 61.5 106.4 0.97 0.99 2.48 349 56 1.26
RS Global Natural Resources (RSNRX) 23.1 8.8 34.4 42.1 17.0 0.6 25.8 84.3 48.2 0.99 0.86 1.13 600 47 1.69
Real Estate Average 21.9 0.0 31.2 39.4 4.7 10.2 26.4 83.3 41.2 0.92 1.00 0.99 1,101 107 1.04
Gold Average 17.7 0.0 -5.6 59.7 63.9 19.1 -21.3 57.7 73.8 0.98 1.00 2.50 388 70 1.42
Energy/Resources Average 14.3 0.0 33.3 32.0 -3.6 -13.4 36.7 73.2 0.3 0.98 1.00 1.31 871 73 1.23
Financial/Banking Average 12.9 0.0 12.4 33.6 -6.2 -1.8 34.2 57.7 21.3 0.96 1.00 1.05 473 64 1.19
Health Average 7.2 0.0 14.5 30.2 -24.3 -11.4 43.0 53.0 -10.6 0.98 1.00 0.96 2,273 68 1.14
Utilities Average -1.1 0.0 21.5 21.8 -25.5 -19.8 8.8 60.1 -43.7 0.95 1.00 1.22 269 49 1.15
Telecommunications Average -8.5 0.0 25.2 52.0 -38.0 -25.2 -29.0 95.2 -68.0 0.95 1.00 2.26 525 89 1.34
Technology Average -16.1 0.0 1.6 59.3 -44.2 -34.5 -27.5 62.9 -77.6 0.96 1.00 2.29 601 72 1.41
Global Stock
Vanguard Global Equity (VHGEX) 9.5 7.9 20.0 44.5 -5.6 -3.7 -0.1 79.3 -11.1 0.95 1.08 1.10 1,143 318 1.05
Tweedy Browne Global Value (TBGVX) 7.1 5.5 20.0 24.9 -12.1 -4.6 12.3 62.2 -16.6 0.95 0.85 0.87 5,932 407 1.39
USAA Cornerstone Strategy (USCRX) 4.3 2.7 11.5 23.7 -8.2 -4.7 2.7 43.9 -15.7 0.95 0.69 0.71 1,448 350 1.19
UMB Scout Worldwide (UMBWX) 1.5 -0.1 18.0 33.1 -15.8 -11.0 -8.1 64.1 -35.2 0.98 0.94 0.96 878 71 1.10
USAA World Growth (USAWX) -1.4 -3.0 18.3 27.7 -15.9 -17.5 -11.2 61.9 -44.8 0.98 0.94 0.96 315 104 1.32
Global Stock Average 1.6 0.0 14.5 33.0 -14.9 -9.9 -5.5 61.2 -31.2 0.96 1.00 1.02 1,473 228 1.26
Foreign Stock
Preferred International Value (PFIFX)+ 5.0 6.0 19.6 39.0 -7.6 -12.8 -4.7 78.1 -23.6 0.92 0.96 1.06 690 48 1.02
Bernstein Tax Mgd Intl Value (SNIVX) 4.4 5.4 17.5 38.8 -8.5 -12.5 -4.8 68.7 -25.1 0.96 1.06 1.18 5,020 112 1.24
T Rowe Price Intl Growth & Inc (TRIGX) 3.6 4.6 23.1 39.4 -11.6 -17.5 -4.3 82.5 -32.4 0.97 0.94 1.04 487 237 1.25
Vanguard International Value (VTRIX) 3.2 4.2 19.7 41.9 -13.3 -14.0 -7.4 81.8 -31.6 0.96 1.02 1.13 2,463 173 0.62
Fidelity International Discov? (FIGRX) 1.7 2.7 19.0 43.3 -9.8 -17.4 -14.0 82.2 -40.8 0.96 0.97 1.08 2,352 257 1.11
Foreign Stock Average -1.0 0.0 18.9 40.9 -15.1 -19.4 -14.0 79.1 -46.1 0.96 1.00 1.11 1,788 191 1.15
Regional/Country Stock
Fidelity Canada (FICDX) 12.8 12.3 23.9 51.9 -4.2 -9.6 12.2 79.7 -9.8 0.98 0.80 1.04 564 100 1.37
Matthews China (MCHFX) 12.3 11.8 3.8 65.0 -7.5 20.9 -6.6 63.9 6.1 0.96 0.97 1.26 388 56 1.52
T Rowe Price Latin America (PRLAX) 9.6 9.1 38.3 57.9 -18.1 -0.2 -11.2 138.1 -38.8 0.98 1.30 1.69 273 41 1.55
Matthews Pacific Tiger (MAPTX) 8.6 8.1 23.3 60.1 -6.4 7.9 -24.0 103.7 -33.2 0.96 0.98 1.27 764 51 1.50
Fidelity Latin America (FLATX) 7.5 7.0 41.1 65.7 -20.8 -6.0 -17.4 151.1 -45.3 0.97 1.39 1.81 423 59 1.31
Regional/Country Stock Average 0.5 0.0 19.2 50.0 -10.4 -10.2 -23.5 85.8 -43.1 0.97 1.00 1.30 772 111 1.42
Emerging Stock
Vanguard Emerg Mkts Stock Idx (VEIEX) 5.3 2.5 26.1 57.6 -7.4 -2.8 -27.5 106.4 -35.7 0.96 1.03 1.28 2,895 609 0.53
SSgA Emerging Markets (SSEMX) 5.1 2.3 24.6 53.9 -5.0 0.4 -29.9 98.5 -36.2 0.98 0.99 1.23 846 289 1.25
T Rowe Price Emerg Mkts Stock (PRMSX) 5.0 2.2 26.9 52.3 -4.9 -5.6 -26.3 102.9 -42.2 0.99 1.01 1.26 684 177 1.43
USAA Emerging Markets (USEMX) 3.3 0.5 26.1 53.0 -5.0 -5.7 -31.9 101.0 -42.0 0.99 0.97 1.21 123 159 1.92
Fidelity Emerging Markets (FEMKX) 2.1 -0.7 22.9 48.8 -6.9 -2.4 -32.9 91.4 -42.7 0.98 1.02 1.27 689 123 1.36
Emerging Stock Average 2.8 0.0 23.4 54.0 -8.3 -5.1 -30.1 97.7 -43.4 0.99 1.00 1.25 688 210 1.53
Balanced Stock/Bond
T Rowe Price Capital Apprec (PRWCX) 14.4 10.9 15.2 25.4 0.5 10.2 22.1 48.4 31.0 0.94 1.08 0.67 4,693 126 0.83
Oakmark Equity & Income I (OAKBX) 13.4 9.9 10.3 23.2 -2.1 18.0 19.8 38.9 29.8 0.96 1.02 0.64 7,994 89 0.92
Greenspring (GRSPX) 11.3 7.8 8.6 31.3 -5.9 10.2 15.6 40.6 22.7 0.92 1.23 0.77 131 63 1.14
Permanent (PRPFX) 11.1 7.6 12.0 20.4 14.3 3.8 5.8 33.7 22.9 0.97 0.89 0.55 231 103 1.58
Berwyn Income (BERIX) 10.6 7.1 7.9 16.2 9.3 14.1 6.0 24.0 33.3 0.89 0.58 0.36 198 100 0.67
Balanced Stock/Bond Average 3.5 0.0 9.2 20.7 -8.8 -2.5 2.3 35.0 -12.0 0.94 1.00 0.62 2,439 337 0.61
Corporate Bond
Vanguard Long Term Invst Gr (VWESX) 9.9 3.3 8.9 6.2 13.2 9.5 11.7 12.2 39.2 0.90 2.31 0.69 4,068 199 0.28
T Rowe Price Corporate Inc (PRPIX) 8.3 1.7 7.0 13.0 4.2 9.7 7.9 17.1 26.0 0.89 1.36 0.40 199 242 0.75
Vanguard Interm Term Invst Gr (VFICX) 8.2 1.6 4.7 6.2 10.2 9.4 10.7 9.3 33.3 0.90 1.19 0.35 3,106 480 0.20
Scudder Fixed Income Invest (MFISX) 7.7 1.1 4.8 4.3 8.9 9.0 11.7 7.8 31.3 0.91 1.00 0.30 105 226 0.66
USAA Income (USAIX) 7.7 1.1 4.5 4.9 8.6 7.5 13.3 7.8 30.4 0.90 1.07 0.32 1,740 226 0.52
Corporate Bond Average 6.6 0.0 4.1 6.2 5.5 7.7 9.5 8.8 24.5 0.91 1.00 0.30 1,221 235 0.70
Corporate High-Yield Bond
Scudder High Inc Plus Invest (MGHVX) 6.8 1.8 11.9 25.5 -0.1 8.5 -8.7 35.7 1.2 0.83 1.15 0.49 64 369 0.72
Northern High Yield Fixed Inc (NHFIX) 6.2 1.2 8.5 23.5 1.3 7.0 -6.8 30.8 5.8 0.85 1.03 0.44 919 190 0.90
Fidelity Capital & Income (FAGIX) 6.1 1.1 12.5 39.1 -0.4 -4.6 -9.4 46.9 -9.7 0.87 1.98 0.84 4,799 414 0.78
Payden High Income R (PYHRX) 6.1 1.1 8.2 18.6 2.1 4.6 -1.7 25.0 9.7 0.87 0.97 0.41 508 172 0.55
Vanguard High Yield Corp Inv (VWEHX) 5.7 0.7 8.5 17.2 1.7 2.9 -0.8 23.6 8.4 0.86 0.92 0.39 7,270 353 0.23
Corporate High-Yield Bond Average 5.0 0.0 9.3 21.1 0.0 3.2 -6.7 28.9 0.1 0.86 1.00 0.43 1,325 230 0.82
Mortgage-Backed Bond
Fidelity Mortgage Securities (FMSFX) 7.1 1.2 4.4 3.5 9.1 7.6 11.2 7.2 29.5 0.91 1.00 0.19 1,567 692 0.60
Vanguard GNMA (VFIIX) 7.0 1.1 4.1 2.4 9.6 7.9 11.2 5.6 30.1 0.90 1.22 0.23 18,798 10 0.20
T Rowe Price GNMA (PRGMX) 6.7 0.8 3.8 2.3 9.0 7.6 10.9 5.2 28.9 0.91 1.04 0.20 1,344 2,726 0.69
Managers Interm Dur US Govt (MGIDX) 6.7 0.8 3.9 3.4 8.6 8.1 9.5 6.3 29.9 0.93 1.00 0.19 165 128 0.88
USAA GNMA (USGNX) 6.7 0.8 3.4 2.0 9.2 7.1 12.1 4.7 29.4 0.90 1.04 0.20 609 92 0.47
Mortgage-Backed Bond Average 5.9 0.0 3.1 2.1 7.4 7.2 9.8 4.6 25.8 0.92 1.00 0.19 2,152 693 0.63
Government: Short-Term Bond
Amer Century Target Mat 2005 (BTFIX) 6.6 1.8 0.6 1.1 10.1 8.5 13.2 1.0 32.9 0.91 1.50 0.21 307 93 0.59
Vanguard Short Term Federal (VSGBX) 5.7 0.9 1.4 1.9 7.6 8.6 9.1 2.7 26.7 0.92 1.10 0.16 2,462 94 0.22
Vanguard Short Term Treasury (VFISX) 5.5 0.7 1.0 2.3 8.0 7.8 8.8 2.7 25.9 0.93 1.15 0.16 1,898 52 0.26
Payden US Government R (PYUSX) 5.5 0.7 1.4 1.1 8.1 8.5 8.8 2.0 27.3 0.93 1.45 0.21 53 29 0.55
Sit US Government Securities (SNGVX) 5.5 0.7 3.3 1.1 5.7 8.5 9.1 4.0 24.0 0.92 1.00 0.14 264 761 0.80
Gov?: Short-Term Bond Average 4.8 0.0 1.1 1.3 6.2 7.2 8.4 1.9 22.9 0.93 1.00 0.14 519 106 0.62
Government: Intermediate-Term Bond
Amer Century Target Mat 2010 (BTTNX) 9.9 2.9 4.0 2.1 18.2 4.2 22.5 3.6 46.4 0.90 2.02 0.63 210 44 0.59
Vanguard Interm Term Tsy Inv (VFITX) 8.1 1.1 3.4 2.3 14.1 7.5 14.0 4.5 38.1 0.91 1.32 0.41 2,155 52 0.26
Fidelity Spartan Govt Inc (SPGVX) 7.4 0.4 4.0 2.3 11.5 6.9 12.7 5.1 32.6 0.92 1.23 0.38 855 106 0.50
Strong Government Sec (STVSX) 7.2 0.2 3.2 2.8 10.4 8.7 11.3 4.6 32.5 0.91 1.05 0.33 1,184 258 1.00
Fidelity Government Income (FGOVX) 7.1 0.1 3.6 1.9 10.9 6.7 12.6 4.2 31.6 0.92 1.18 0.37 4,381 132 0.63
Gov?: Interm-Term Bond Average 7.0 0.0 3.2 2.5 10.9 6.9 12.6 4.3 32.1 0.92 1.00 0.31 726 80 0.64
Government: Long-Term Bond
Amer Century Target Mat 2025 (BTTRX) 12.8 4.5 16.4 0.8 20.4 -2.6 32.6 12.7 36.2 0.85 1.42 1.34 87 36 0.59
Amer Century Target Mat 2020 (BTTTX) 12.4 4.1 12.4 2.3 21.4 -1.5 30.6 10.5 41.8 0.85 1.23 1.16 173 36 0.59
Amer Century Target Mat 2015 (BTFTX) 11.6 3.3 9.1 3.1 21.2 0.6 26.6 8.5 45.6 0.90 1.00 0.94 158 33 0.59
Wasatch Hoisington US Treas (WHOSX) 10.3 2.0 10.2 1.2 16.8 2.8 21.9 8.5 36.9 0.91 1.02 0.96 48 13 0.75
Vanguard Long Term Treas Inv (VUSTX) 9.9 1.6 7.1 2.6 16.6 4.3 19.7 7.2 39.0 0.91 0.77 0.72 1,416 22 0.26
Gov't: Long-Term Bond Average 8.3 0.0 7.4 2.6 14.1 1.8 19.4 7.2 30.9 0.91 1.00 0.94 1,080 82 0.66
General Bond
Vanguard Long Term Bond Idx (VBLTX) 10.4 4.0 8.4 5.5 14.3 8.0 16.4 11.1 39.6 0.90 2.48 0.70 1,240 447 0.20
Managers Bond (MGFIX) 9.1 2.7 5.1 10.7 10.9 9.6 9.4 13.9 29.6 0.90 1.55 0.44 245 132 0.99
Vanguard Interm Term Bd Idx (VBIIX) 8.7 2.3 5.2 5.6 10.8 9.2 12.7 9.0 36.0 0.90 1.60 0.45 3,393 645 0.20
Dodge & Cox Income (DODIX) 8.2 1.8 3.6 5.9 10.7 10.3 10.7 8.3 34.2 0.91 0.83 0.23 7,624 276 0.45
Preferred Fixed Income (PFXIX) 7.9 1.5 5.9 6.8 9.4 7.2 10.5 10.9 30.0 0.92 1.15 0.33 358 368 0.71
General Bond Average 6.4 0.0 3.2 4.0 7.6 7.6 9.5 6.0 26.5 0.92 1.00 0.28 1,513 465 0.60
National Muni: Short-Term Bond
Strong Short Term Muni Bd (STSMX) 4.5 1.1 3.2 4.0 5.0 5.1 5.0 6.3 15.9 1.00 1.15 0.11 484 288 0.60
Vanguard Limited Term TE (VMLTX) 4.4 1.0 1.5 2.7 6.3 5.5 6.3 3.5 19.1 1.00 1.77 0.16 3,506 672 0.17
USAA Tx Ex Short Term (USSTX) 4.1 0.7 1.5 2.9 5.0 5.1 6.0 3.6 16.8 1.00 1.31 0.12 1,336 263 0.56
Vanguard Short Term TE (VWSTX) 3.1 -0.3 1.1 1.6 3.4 4.7 4.9 2.2 13.2 1.00 0.69 0.06 2,198 470 0.17
Nat? Muni: Short-Term Bond Avg 3.4 0.0 1.3 2.3 4.0 4.6 5.0 3.1 14.2 1.00 1.00 0.09 1,176 364 0.54
National Muni: Intermediate-Term Bond
Fidelity Spartan Intm Muni Inc (FLTMX) 6.5 0.8 3.7 5.2 9.0 5.4 9.2 7.8 24.5 0.99 0.98 0.31 1,788 606 0.43
Northern Intermediate Tax Ex (NOITX) 6.5 0.8 3.1 4.6 9.1 7.8 8.0 6.6 26.8 0.99 1.00 0.32 588 170 0.85
USAA Tx Ex Intermediate Term (USATX) 6.4 0.7 4.2 5.1 7.6 5.5 9.8 8.3 23.4 1.00 0.87 0.28 2,641 499 0.51
Amer Century Tax Free Bond (TWTIX) 6.1 0.4 2.6 4.0 9.1 5.2 9.8 5.8 24.9 1.00 1.00 0.32 585 282 0.51
T Rowe Price Summit Mu Intm (PRSMX) 6.0 0.3 3.0 4.4 8.6 5.6 8.7 6.6 23.8 1.00 0.96 0.30 163 179 0.50
Nat? Muni: Interm-Term Bond Avg 5.7 0.0 2.7 4.0 8.5 4.8 8.9 5.9 22.8 1.00 1.00 0.32 834 227 0.59
National Muni: Long-Term Bond
Pioneer Municipal Bond Inv (PBIMX) 8.1 1.2 5.5 5.9 10.3 5.0 14.1 10.1 29.1 0.99 1.12 0.40 509 94 0.61
USAA Tx Ex Long Term (USTEX) 7.7 0.8 5.6 7.0 9.7 4.3 12.1 11.4 26.6 1.00 1.00 0.36 2,246 263 0.56
Fidelity Spartan Muni Inc (FHIGX) 7.5 0.6 4.7 5.5 10.4 5.0 12.3 9.3 27.6 0.99 1.06 0.38 4,591 800 0.47
Vanguard Long Term TE (VWLTX) 7.4 0.5 4.1 5.2 10.1 4.6 13.4 8.6 27.4 1.00 1.16 0.42 1,106 221 0.17
Vanguard Insrd Long Term TE (VILPX) 7.4 0.5 3.9 5.7 10.0 4.3 13.6 8.7 27.0 1.00 1.08 0.39 1,854 296 0.17
Nat'l Muni: Long-Term Bond Avg 6.9 0.0 4.5 5.1 9.0 4.2 12.2 8.8 24.8 1.00 1.00 0.36 894 246 0.59
National Muni: High-Yield Bond
Amer Century High Yield Muni (ABHYX) 7.2 0.9 6.3 6.3 9.8 6.5 7.2 11.7 25.3 1.00 0.92 0.23 59 93 0.64
Vanguard High Yield TE (VWAHX) 6.9 0.6 4.9 6.3 7.3 5.3 10.7 10.8 22.8 1.00 1.19 0.30 2,718 366 0.17
Northern High Yield Muni (NHYMX) 6.6 0.3 6.5 6.4 7.3 6.3 6.3 12.0 21.3 1.00 1.03 0.26 116 118 0.85
T Rowe Price Tx Fr Inc Tr Hi Yd (PRFHX) 6.5 0.2 6.6 7.1 6.3 4.6 8.1 12.9 19.2 1.00 0.89 0.23 1,206 383 0.71
Nat? Muni: High-Yield Bond Avg 6.3 0.0 5.5 6.2 7.2 5.2 7.5 11.0 20.6 1.00 1.00 0.26 725 254 0.64
International Bond
Fidelity New Markets Income (FNMIX) 15.7 6.2 12.5 31.5 13.7 7.9 14.3 39.9 36.1 0.85 1.65 0.77 1,014 130 0.97
T Rowe Price Emerg Mkts Bd (PREMX) 14.8 5.3 14.8 26.0 9.5 9.3 15.2 38.8 32.4 0.86 1.53 0.72 266 95 1.10
Loomis Sayles Bond Retail (LSBRX) 11.5 2.0 11.0 28.8 13.1 2.2 4.0 35.5 22.1 0.88 1.11 0.52 320 284 1.00
Amer Century Intl Bond Inv (BEGBX) 10.2 0.7 13.1 19.9 23.5 -1.6 -1.2 30.4 27.3 0.95 1.42 0.67 853 48 0.84
Fidelity Strategic Income (FSICX) 9.6 0.1 9.4 18.7 9.8 6.5 4.0 25.9 24.5 0.89 0.76 0.35 2,967 630 0.80
International Bond Average 9.5 0.0 9.1 16.9 13.1 4.6 4.7 23.5 26.1 0.91 1.00 0.47 817 151 0.95
+ Closed to new investors

* Bull market is defined as 3/1/03 through 12/31/04. Bear market is defined as 4/1/00 through 2/28/03.

Source: AAII's Individual Investor's Guide to the Top Mutual Funds, 24th edition, 2005; and S&P Micropal.