Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Live Oak Bancshares, Inc. before investing.

In this article, we go over a few key elements for understanding Live Oak Bancshares, Inc.’s stock price such as:

• Live Oak Bancshares, Inc.’s current stock price and volume
• Why Live Oak Bancshares, Inc.’s stock price changed recently
• Upgrades and downgrades for LOB from analysts
• LOB’s stock price momentum as measured by its relative strength

About Live Oak Bancshares, Inc. (LOB)

Before we jump into Live Oak Bancshares, Inc.’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments: Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.

Want to learn more about Live Oak Bancshares, Inc.’s stock? Click the button below to subscribe to A+ Investor and get access to everything you need to know about Live Oak Bancshares, Inc..

Live Oak Bancshares, Inc.’s Stock Price as of Market Close

As of November 28, 2025, 11:30 AM, CST, Live Oak Bancshares, Inc.’s stock price was $32.100.

Live Oak Bancshares, Inc. is down 0.22% from its previous closing price of $32.170.

During the last market session, Live Oak Bancshares, Inc.’s stock traded between $31.810 and $32.330. Currently, there are approximately 45.78 million shares outstanding for Live Oak Bancshares, Inc..

Live Oak Bancshares, Inc.’s price-earnings (P/E) ratio is currently at 21.6, which is high compared to the Banks industry median of 11.9. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Live Oak Bancshares, Inc. Stock Price History

Live Oak Bancshares, Inc.’s (LOB) price is currently up 3.08% so far this month.

During the month of November, Live Oak Bancshares, Inc.’s stock price has reached a high of $33.020 and a low of $29.360.

Over the last year, Live Oak Bancshares, Inc. has hit prices as high as $48.840 and as low as $22.680. Year to date, Live Oak Bancshares, Inc.’s stock is down 18.84%.

Sign Up to Receive a Free Special Report Showing How A+ Grades Can Help You Make Smarter Investment Decisions

What Caused Live Oak Bancshares, Inc. Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. As of November 26, 2025, there was 1 analyst who downgraded Live Oak Bancshares, Inc.’s stock and 0 analysts who upgraded over the last month.

Additionally, you'll want to evaluate Live Oak Bancshares, Inc.’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Live Oak Bancshares, Inc.’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Live Oak Bancshares, Inc.’s current valuation based on AAII’s Value Grade is a C, which means it is considered to be Average.

Learn how to evaluate stocks with AAII Grades and Scores with A+ Investor today.

Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Live Oak Bancshares, Inc. (LOB) by visiting AAII Stock Evaluator.

Relative Price Strength of Live Oak Bancshares, Inc.

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of November 26, 2025, Live Oak Bancshares, Inc. has a weighted four-quarter relative price strength of -12.10%, which translates to a Momentum Score of 20 and is considered to be Very Weak.

Want to learn more about how Live Oak Bancshares, Inc. is graded based on AAII’s composite scores for value, growth, quality and earnings estimate revisions? Subscribe to A+ Investor today.

Live Oak Bancshares, Inc. Stock Price: Bottom Line

As of November 28, 2025, Live Oak Bancshares, Inc.’s stock price is $32.100, which is down 0.22% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Live Oak Bancshares, Inc. stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.