TABLE 1. Individual Investor's Mutual Fund Portfolio
Fund (Ticker)	Style	Market-CapSize	Annual Return (%)				FundAssets($ Mil)	ExpenseRatio(%)	1-YearRisk-Grade	1-YearRisk-AdjustedReturn(%)
			Year-to-	1-	3-	10-
			Date	Year	Year	Year
Ariel Fund (ARGFX)	Moderate Value	Mid-Cap	28.0	28.0	11.5	13.4	2,268.2	1.10	81	37.2
Fenimore Value Fd (FAMVX)	Moderate Value	Large-Cap	25.0	25.0	11.0	12.5	561.3	1.21	79	33.8
FMI Common Stock (FMIMX)	High Value	Mid-Cap	24.1	24.1	11.5	12.4	307.2	1.25	85	30.5
Mosaic Eq Mid-Cap (GTSGX)	Moderate Value	Large-Cap	28.5	28.5	8.9	10.1	51.8	1.24	88	35.2
Meridian Growth Fund (MERDX)	Moderate Value	Mid-Cap	47.9	47.9	11.7	13.0	709.7	0.95	101	52.7
Royce PA Mutual/Inv (PENNX)	High Value	Micro-Cap	40.3	40.3	14.7	12.6	799.6	0.94	86	51.3
T Rowe Price Cap Apprec (PRWCX)	High Value	Giant-Cap	25.5	25.5	11.6	12.8	2,737.1	0.85	57	46.2
Royce Premier/Inv (RYPRX)	Moderate Value	Small-Cap	38.7	38.7	11.9	12.8	1,619.4	1.17	94	45.3
Babson Shadow Stock (SHSTX)	Very High Value	Micro-Cap	50.0	50.0	17.3	13.0	130.3	1.03	84	65.3
Thompson Plumb (THPGX)	Moderate Value	Giant-Cap	31.9	31.9	7.7	16.4	875.6	1.11	122	29.6
Portfolio Average			34.0	34.0	11.8	12.9	1,006.0	1.09	83	42.7
Vanguard 500 Idx/Inv (VFINX)	Low Value	Giant-Cap	28.5	28.5	-4.2	11.0	71,892.6	0.18	112	28.5
Data as of 12/31/2003        Source: S&P Micropal, RiskGrades.com