Table 1: Comparison of Mutual Fund and ETF Portfolios

Table 1: Comparison of Mutual Fund and ETF Portfolios
Mutual Fund Portfolio
Portfolio Weighting		Name (Ticker)	Total Return (%)					12 Mo. Yield (%)	Risk-Grade*	Exp Ratio (%)	Tax Eff'y** (%)	Index Tracked
Agg	Con	Name (Ticker)	Year to Date	2006	2005	2004	3-Yr Annualized	12 Mo. Yield (%)	Risk-Grade*	Exp Ratio (%)	Tax Eff'y** (%)	Index Tracked
20%	30%	Fidelity Spartan 500 (FSMKX)	5.07	15.71	4.86	10.73	12.17	1.5	50	0.1	99	S&P 500
20%	10%	Vanguard MidCap (VIMSX)	8.37	13.6	13.93	20.35	18.92	1.2	62	0.22	100	MSCI US Mid Cap 450
20%	10%	Vanguard SmallCap (NAESX)	6.27	15.64	7.36	19.9	15.94	1	75	0.23	100	MSCI US Small Cap 1750
20%	10%	T. Rowe Price Int'l Equity (PIEQX)	8.14	26.33	13.38	19.18	22.23	1.8	68	0.5	98	FTSE Dev ex N. America
10%	0%	Vanguard Emerg Markets (VEIEX)	6.51	29.39	32.05	26.12	32.21	1.5	92	0.42	98	MSCI Emerging Markets
10%	40%	Fidelity Total Bond (FTBFX)	1.97	5.12	2.46	5.47	4.97	4.6	12	0.45	96	Lehman Brothers U.S. Universal
		Aggressive Portfolio	6.42	17.71	11.36	17.19	17.57	1.7	54	0.3	99
		Conservative Portfolio	4.59	12.32	5.91	11.35	11.35	2.7	53	0.31	98
Exchange-Traded Fund Portfolio
Portfolio Weighting		Name (Ticker)	Total Return (%)					12 Mo. Yield (%)	Risk-Grade*	Exp Ratio (%)	Tax Eff'y** (%)	Index Tracked
Agg	Con	Name (Ticker)	Year to Date	2006	2005	2004	3-Yr Annualized	12 Mo. Yield (%)	Risk-Grade*	Exp Ratio (%)	Tax Eff'y** (%)	Index Tracked
20%	30%	iShares S&P 500 (IVV)	5.07	15.69	4.83	10.77	12.15	1.7	50	0.1	99	S&P 500
20%	10%	iShares S&P MidCap 400 (IJH)	8.93	10.15	12.48	16.29	15.61	1.3	71	0.2	100	S&P MidCap 400
20%	10%	iShares S&P SmallCap 600 (IJR)	5.4	14.94	7.5	22.45	15.82	0.7	83	0.2	100	S&P SmallCap 600
20%	10%	iShares MSCI-EAFE (EFA)	8.68	26	13.39	19.75	22.21	1.9	74	0.35	99	MSCI EAFE
10%	0%	iShares MSCI Emerg Markets (EEM)	6.57	30.71	33.78	25.53	33.29	1.3	132	0.75	99	MSCI Emerging Markets
10%	40%	iShares Lehman Agg Bond (AGG)	1.9	4.13	2.16	3.99	4.12	4.7	17	0.2	96	Lehman Bros. Aggregate Bond
		Aggressive Portfolio	6.46	16.84	11.23	16.8	16.9	1.7	63	0.27	99
		Conservative Portfolio	4.58	11.47	5.65	10.68	10.66	2.8	47	0.19	98
One-year average from www.riskgrades.com. *Three-year average from AAII's Quarterly Mutual Fund Update, Morningstar, Inc. (as of 12/31/2006). Source: Asset size, expense ratio, yield and return data from Steele Mutual Fund Expert. Data through 4/30/2007, except where noted.