The AAII Journal

September 2011 Issue

Editor's Note »

Editor's Note

thumbnail for Editor's Note Retirement planning articles are commonly focused on sustaining assets throughout one's lifetime. But what if you were planning to spend it all? In other words, forget the kids and your financial legacy; live by the motto of "you can't take it with you." How much would you withdraw each year?

 

Financial Planning »

Retirement Spending on Planet Vulcan: Longevity Risk and Withdrawal Rates

thumbnail for Retirement Spending on Planet Vulcan: Longevity Risk and
Withdrawal Rates The optimal amount to withdraw depends on survival probabilities, pension income, legacy goals and the willingness to risk outliving one’s assets.

 

Financial Planning »

Aging and Investing: The Risk of Cognitive Impairment

thumbnail for Aging and Investing: The Risk of Cognitive Impairment Cognitive impairment afflicts approximately half of all 80-year-olds. However, there are steps investors can take to protect themselves financially.

 

Stock Strategies »

A Cautionary Note About Robert Shiller’s CAPE

Stocks may be less expensive than the CAPE (cyclically adjusted price-earnings ratio) suggests because of the length of the average business cycle and troublesome historical comparisons.

 

Stock Strategies »

Historical Performance and Future Stock Market Return Uncertainties

The long-term large-cap return of nearly 10% is inflated by the low valuations that existed in 1926, requiring investors to adjust their future expectations.

 

Exchange-Traded Funds »

The Top ETFs Over Three Years Represent an Eclectic Group

Precious metals, retailers, health care companies and mid-cap growth ETFs all ranked among the best performers over the past three years.

 

Portfolio Strategies »

Balanced Fund Managers Discuss Portfolio Income

thumbnail for Balanced Fund Managers Discuss Portfolio Income Two T. Rowe Price portfolio managers explain what to consider when trying to strike a balance between bonds and dividend-paying stocks.

 
Departments
thumbnail for September 2011 cover article
Cover Article »

Retirement Spending on Planet Vulcan: Longevity Risk and Withdrawal Rates

The optimal amount to withdraw depends on survival probabilities, pension income, legacy goals and the willingness to risk outliving one’s assets.


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