Why Affinity Bancshares, Inc.’s (AFBI) Stock Is Up 13.75%
As of Tuesday, March 31, Affinity Bancshares, Inc.’s AFBI share price has surged by 13.75%, which has investors questioning if this is right time to sell.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank, National Association that provides various banking products and services in the United States. The company offers deposit products, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts, as well as Kasasa (rewards) deposit program for checking accounts with interest rates or cash-back rewards. It also provides commercial and industrial, commercial real estate, residential mortgage, construction and land, consumer, balloon, and adjustable-rate loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. Further, it operates FitnessBank, a virtual bank which accepts deposits and provides higher interest rates based on customers meeting certain fitness goals. The company was founded in 1928 and is headquartered in Covington, Georgia.
Commentary & Analysis
Why Affinity Bancshares, Inc.’s (AFBI) Stock Is Up 13.50%
As of Tuesday, March 31, Affinity Bancshares, Inc.’s AFBI share price has surged by 13.50%, which has investors questioning if this is right time to sell.Omar Beirat
Why Affinity Bancshares, Inc.’s (AFBI) Stock Is Up 5.31%
As of Monday, July 28, Affinity Bancshares, Inc.’s AFBI share price has surged by 5.31%, which has investors questioning if this is right time to sell.Jenna Brashear
Why Affinity Bancshares, Inc.’s (AFBI) Stock Is Down 10.36%
As of Thursday, March 13, Affinity Bancshares, Inc.’s AFBI share price has dipped by 10.36%, which has investors questioning if this is right time to buy.Tudor Pop
3 Undervalued Banks Stocks for Tuesday, January 31
Discover the top 3 undervalued Banks stocks for Tuesday, January 31 based on AAII’s Stock Grades.Jenna Brashear
Financial Summary
| Share Statistics | AFBI | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $140.2 | $716.9 | 24% |
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| Shares Out (Mil) | 6.3 | 15.7 | 16% |
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| Institutional Ownership | 56.5% | 83.0% | 38% |
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| Float (Mil) | 4.3 | 21.2 | 11% |
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| Beta | 0.17 | 0.48 | 11% |
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| Avg Daily Volume (000s) | 25 | 53 | 22% |
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| Price Change (52-week) |
23.2% | 96.7% | 64% |
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| Growth | AFBI | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 5.4% | 7.6% | 38% |
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| Net Income (5yr) | 21.8% | 11.1% | 76% |
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| EPS (5yr) | 25.9% | 10.1% | 76 |
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| Dividends (5yr) | 0.0% | 3.6% | 0% |
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| Cash Flow (5yr) | (35.1%) | (17.0%) | 15% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | AFBI | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $33 | $190 | 17% |
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| Net Income (TTM) (Mil) | $9 | $51 | 45% |
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| EPS (TTM) | $1.417 | $2.500 | 66% |
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| Operating Cash Flow (TTM) (Mil) | $14 | $34 | 39% |
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| Net Cash Flow (TTM) (Mil) | $15 | $1 | 60% |
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| Long-Term Debt (Q1) (Mil) | $44 | $100 | 38% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | AFBI | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.08 | 1.27 | 25% |
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| P/E | 16.8 | 12.9 | 41% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | 0.6 | 1.1 | 31% |
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| Ratios | AFBI | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 26.3% | 28.9% | 85% |
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| ROA | 1.0% | 1.0% | 46% |
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| ROE | 7.0% | 11.1% | 49% |
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| Liabilities to Assets | 86.0% | 89.8% | 80% |
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| F-Score | 6 | 4 | 69% |
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Affinity Bancshares, Inc. did not pass any screens on 7/31/2026.
