Is Origin Bancorp, Inc. (OBK) Overvalued?
We dive into why Origin Bancorp, Inc. (OBK) could be considered overvalued on 2026-08-06, based on AAII’s Value Score and Grade.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
Origin Bancorp, Inc. operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, Alabama, and Mississippi. It provides noninterest and interest-bearing checking accounts, savings deposits, money market accounts, and time deposits; and offers commercial real estate, construction and land development, consumer, residential real estate, commercial and industrial, mortgage warehouse, and residential mortgage loans. The company offers personal and commercial property, and casualty insurance products; and internet banking and voice response information, mobile applications, cash management, business credit cards, overdraft protection, direct deposit, safe deposit boxes, automatic account transfers, peer-to-peer electronic pay solutions, and personal financial management solutions; and mobile and online banking, treasury management, mortgage origination and servicing facilities, commercial and consumer loans, and insurance services. The company was founded in 1991 and is headquartered in Ruston, Louisiana.
Commentary & Analysis
What You Need to Know About Origin Bancorp, Inc.'s Q3 Earnings
Origin Bancorp, Inc.'s fiscal Q3 earnings report was released on Wednesday, July 22. Let's dive in to see if (OBK) missed or beat analyst's expectations.Jenna Brashear
6 Undervalued Banks Stocks for Tuesday, May 26
Discover the top 6 undervalued Banks stocks for Tuesday, May 26 based on AAII’s Stock Grades.Rosalio Madrigal
What You Need to Know About Origin Bancorp, Inc.'s Q2 Earnings
Origin Bancorp, Inc.'s fiscal Q2 earnings report was released on Wednesday, April 22. Let's dive in to see if (OBK) missed or beat analyst's expectations.Jenna Brashear
What You Need to Know About Origin Bancorp, Inc.'s Q1 Earnings
Origin Bancorp, Inc.'s fiscal Q1 earnings report was released on Wednesday, January 28. Let's dive in to see if (OBK) missed or beat analyst's expectations.Jenna Brashear
Financial Summary
| Share Statistics | OBK | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,590.6 | $673.5 | 51% |
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| Shares Out (Mil) | 31.2 | 15.4 | 38% |
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| Institutional Ownership | 91.3% | 84.1% | 60% |
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| Float (Mil) | 28.8 | 21.6 | 35% |
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| Beta | 0.71 | 0.45 | 42% |
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| Avg Daily Volume (000s) | 196 | 44 | 44% |
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| Price Change (52-week) |
48.0% | 90.3% | 84% |
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| Growth | OBK | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 11.7% | 7.7% | 64% |
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| Net Income (5yr) | 15.6% | 11.1% | 65% |
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| EPS (5yr) | 9.1% | 10.0% | 45 |
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| Dividends (5yr) | 9.7% | 3.6% | 73% |
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| Cash Flow (5yr) | (19.2%) | (17.1%) | 35% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 6 | 6 | 6 | |
| Current EPS | $1.058 | $4.098 | $4.428 | |
| Month Ago EPS | $1.058 | $4.088 | $4.366 | |
| # Rev Up | 1 | 2 | 3 | |
| # Rev Down | 2 | 0 | 0 | |
| Three Months Ago EPS | $1.030 | $3.910 | $4.240 | |
| Year/Year Chg | (2.9%) | 70.8% | 91.7% | |
| Financials | OBK | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $377 | $187 | 38% |
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| Net Income (TTM) (Mil) | $100 | $53 | 61% |
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| EPS (TTM) | $3.217 | $2.600 | 79% |
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| Operating Cash Flow (TTM) (Mil) | $196 | $34 | 59% |
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| Net Cash Flow (TTM) (Mil) | $212 | $2 | 85% |
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| Long-Term Debt (Q1) (Mil) | $22 | $94 | 33% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | OBK | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.24 | 1.23 | 33% |
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| P/E | 16.2 | 12.0 | 43% |
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| Dividend Yield | 1.9% | 2.3% | 75% |
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| PEG (5yr hist) | 1.8 | 1.1 | 66% |
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| Ratios | OBK | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 26.4% | 29.2% | 85% |
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| ROA | 1.0% | 1.1% | 46% |
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| ROE | 8.0% | 11.3% | 51% |
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| Liabilities to Assets | 87.5% | 89.7% | 82% |
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| F-Score | 6 | 4 | 67% |
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Passing Stock Screens
As of 10/9/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
P/E Relative Screen
Factors: Value, Earnings Estimates
A screen that looks at the relationship of a stock's price-earnings ratio to that of the industry and market.
| Performance Since Inception: | 13.4% |
| +/- S&P 500: | +5.9 |
