Is Webster Financial Corporation (WBS) Overvalued?
We dive into why Webster Financial Corporation (WBS) could be considered overvalued on 2026-07-22, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
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COMPANY SUMMARY
Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States. It operates through three segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. The company offers checking, savings, and money market accounts; time deposits; individual retirement account retirement savings; certificates of deposit; mortgages; home equity loans and lines of credit; business lines of credit; overdrafts; and term, commercial mortgages, student, PPA, SBA, and personal loans. It also provides commercial lending; financial planning, life and long-term insurance, personal retirement, and portfolio management solutions; employee retirement plans; credit cards; payroll services; automated clearing house payables and wires; bill pay, remote deposit capture, merchant, and lockbox services; treasury management and investment services; private banking services; wealth management services; and online and mobile banking services. Webster Financial Corporation was founded in 1870 and is headquartered in Stamford, Connecticut.
Commentary & Analysis
What You Need to Know About Webster Financial Corporation's Q3 Earnings
Webster Financial Corporation's fiscal Q3 earnings report was released on Tuesday, July 21. Let's dive in to see if (WBS) missed or beat analyst's expectations.Michael Rose
What You Need to Know About Webster Financial Corporation's Q2 Earnings
Webster Financial Corporation's fiscal Q2 earnings report was released on Tuesday, April 28. Let's dive in to see if (WBS) missed or beat analyst's expectations.Jenna Brashear
What You Need to Know About Webster Financial Corporation's Q1 Earnings
Webster Financial Corporation's fiscal Q1 earnings report was released on Friday, January 23. Let's dive in to see if (WBS) missed or beat analyst's expectations.Tudor Pop
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Financial Summary
| Share Statistics | WBS | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $12,633.7 | $758.7 | 80% |
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| Shares Out (Mil) | 160.2 | 15.5 | 72% |
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| Institutional Ownership | 99.2% | 83.2% | 86% |
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| Float (Mil) | 160.7 | 21.8 | 70% |
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| Beta | 1.00 | 0.42 | 61% |
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| Avg Daily Volume (000s) | 8,627 | 43 | 96% |
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| Price Change (52-week) |
35.6% | 96.3% | 72% |
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| Growth | WBS | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 20.8% | 7.6% | 82% |
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| Net Income (5yr) | 35.4% | 11.1% | 88% |
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| EPS (5yr) | 20.2% | 10.1% | 69 |
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| Dividends (5yr) | 0.0% | 3.6% | 86% |
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| Cash Flow (5yr) | 107.0% | (17.1%) | 99% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 7 | 8 | 12 | |
| Current EPS | $1.611 | $6.461 | $7.171 | |
| Month Ago EPS | $1.689 | $6.607 | $7.338 | |
| # Rev Up | 0 | 0 | 1 | |
| # Rev Down | 1 | 3 | 2 | |
| Three Months Ago EPS | $1.681 | $6.562 | $7.328 | |
| Year/Year Chg | 3.3% | 9.5% | 18.9% | |
| Financials | WBS | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $2,769 | $195 | 65% |
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| Net Income (TTM) (Mil) | $1,020 | $55 | 86% |
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| EPS (TTM) | $6.160 | $2.600 | 89% |
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| Operating Cash Flow (TTM) (Mil) | $1,367 | $35 | 84% |
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| Net Cash Flow (TTM) (Mil) | ($272) | $2 | 8% |
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| Long-Term Debt (Q1) (Mil) | $959 | $102 | 66% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | WBS | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.33 | 1.27 | 33% |
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| P/E | 12.7 | 12.7 | 28% |
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| Dividend Yield | 2.1% | 2.2% | 77% |
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| PEG (5yr hist) | 0.6 | 1.1 | 31% |
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| Ratios | WBS | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 36.8% | 29.1% | 93% |
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| ROA | 1.2% | 1.1% | 49% |
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| ROE | 11.0% | 11.3% | 60% |
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| Liabilities to Assets | 88.6% | 89.7% | 83% |
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| F-Score | 6 | 4 | 67% |
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Passing Stock Screens
As of 8/18/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.6 |
