ETF Evaluator:
Goldman Sachs Access US Aggregate Bd ETF ()
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(as of Aug 26)
Best Performing in Intermediate Core Bond Over the Last Year
| 7.3% | Aptus Enhanced Yield ETF (JUCY) |
| 6.6% | SGI Enhanced Core ETF (USDX) |
| 5.9% | Hartford Schroders Tax-Aware Bond ETF (HTAB) |
| 5.1% | Overlay Shares Core Bond ETF (OVB) |
| 4.8% | NEOS Enhanced Income Aggregate Bond ETF (BNDI) |
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Risk
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ETF Details
Goldman Sachs Access US Aggregate Bd ETF Overview
Goldman Sachs Access US Aggregate Bd ETF (GCOR) is a passively managed Taxable Bond Intermediate Core Bond exchange-traded fund (ETF). Goldman Sachs launched the ETF in 2020.
The investment seeks to provide investment results that closely correspond, before fees and expenses, to the performance of the FTSE Goldman Sachs US Broad Bond Market Index.
The fund seeks to achieve its investment objective by investing at least 80% of its assets (exclusive of collateral held from securities lending) in securities included in its underlying index. The index is a rules-based index that is designed to measure the performance of investment grade, U.S. dollar (“USD”)-denominated bonds issued in the United States that meet certain liquidity criteria.
About Goldman Sachs Access US Aggregate Bd ETF (GCOR)
There are 3 members of the management team with an average tenure of 3.83 years: David Westbrook (2020), Simon Dangoor (2025) and Todd Henry (2021). Management tenure is more important for actively managed ETFs than passive index ETFs.
The ETF has 2 primary benchmarks: Bloomberg US Agg Bond TR USD index with a weighting of 100% and FTSE Goldman Sachs US BB Mkt TR USD index with a weighting of 100%. Goldman Sachs Access US Aggregate Bd ETF has 1774 securities in its portfolio. The top 10 holdings constitute 29.5% of the ETF’s assets. The ETF meets the SEC requirement of being classified as a diversified fund. The ETF is not considered to have an ESG focus with its investment selection and management.
Goldman Sachs Access US Aggregate Bd ETF is part of the Fixed Income global asset class and is within the Taxable Bond ETF group. Goldman Sachs Access US Aggregate Bd ETF has 6.9% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 0.0% There is 0.0% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 90.6% (83.7% domestic bond, 6.9% foreign bond and 0.0% convertible bond). Goldman Sachs Access US Aggregate Bd ETF has 9.3% of the portfolio in cash.
Assets Under Management
The fund has $797 million in total assets, which is below the $6 billion average for the Intermediate Core Bond category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
GCOR Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The Goldman Sachs Access US Aggregate Bd ETF expense ratio is low compared to funds in the Intermediate Core Bond category. Goldman Sachs Access US Aggregate Bd ETF has an expense ratio of 0.08%, which is 75% lower than its category average, making the fund expense ratio grade a A. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. Goldman Sachs Access US Aggregate Bd ETF has a portfolio turnover rate of 306%, which indicates that it holds its assets around / 0.0 years. By way of comparison, the average portfolio turnover is 95% for the Intermediate Core Bond category.
Recently, in the month of July 2026, Goldman Sachs Access US Aggregate Bd ETF returned -1.3%, which earned it a grade of C, as the Intermediate Core Bond category had an average return of -1.2%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all ETFs in that category.
Goldman Sachs Access US Aggregate Bd ETF has a trailing yield of 4.23%, which is below the 4.44% category average.
The fund normally distributes its income monthly.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
Goldman Sachs Access US Aggregate Bd ETF Grades
Year to date, the ETF has returned -0.7%, 0.3 percentage points worse than the category, which translates into a grade of D. The fund has returned 2.6% over the past year (grade of D), 3.5% over the past three years (grade of F) and -0.7% per year over the past five years (grade of F).
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GCOR Trailing NAV Total Returns Data as of 7/31/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| GCOR Return (NAV) | -1.3% | -0.8% | 2.6% | 3.5% | -0.7% | na |
| GCOR Return (Price) | -1.3% | -0.9% | 2.7% | 3.5% | -0.7% | na |
| NAV +/- Price Return | 0.000% | 0.072% | -0.050% | 0.002% | -0.030% | na |
| Intermediate Core Bond Avg | -1.2% | -0.7% | 3.0% | 4.0% | -0.3% | 1.5% |
| GCOR Grade (NAV) | C | D | D | F | F | na |
| +/- Category (NAV) | -0.1% | -0.2% | -0.4% | -0.5% | -0.4% | na |
| GCOR Tax-Cost Ratio | na | na | 1.7% | 1.7% | 1.3% | na |
GCOR Annual NAV Total ReturnsData as of 7/31/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| GCOR Return (NAV) | -0.7% | 7.1% | 0.8% | 5.4% | -13.6% | -2.0% | na | na | na | na | na |
| GCOR Return (Price) | -0.6% | 7.2% | 0.5% | 5.8% | -13.8% | -1.9% | na | na | na | na | na |
| NAV +/- Price Ret | -0.070% | 0.013% | -0.376% | 0.080% | 0.017% | -0.051% | na | na | na | na | na |
| Intermediate Core Bond Avg | -0.4% | 7.1% | 1.9% | 6.0% | -13.2% | -1.5% | 7.6% | 9.1% | -0.5% | 3.7% | 3.0% |
| GCOR Grade (NAV) | D | D | F | F | D | D | na | na | na | na | na |
| +/- Category | -0.3% | 0.0% | -1.1% | -0.6% | -0.4% | -0.5% | na | na | na | na | na |
| Risk Measures | |
| Beta: | 1.00 |
| R-Squared: | 100% |
| Standard Deviation: | 5.7% |
| Category Risk Index: | 1.02 |
| Category Risk Rating: | Above Average |
| Total Risk Index: | 0.46 |
| Total Risk Rating: | Low |
| Portfolio Characteristics | |
| Yield: | 4.2% |
| Total Assets: | $ 797 Mil |
| Share Class Assets: | $ 797 Mil |
| Turnover: | 306.0% |
| Expense Ratio: | 0.08% |
| Index Fund: | Yes |
| Index Tracked: | Bloomberg US Agg Bond TR USD |
| Index Weighting: | 100% |
| Leveraged: | No |
| Socially Responsible Fund: | No |
| Capital Gains Distribution Frequency: | |
| Income Distribution Frequency: | Monthly |
Management Team
| Number of Managers: 3 | |||
| Longest Tenure: 5.9 years | |||
| Average Tenure: 3.8 years | |||
| Managers (Year): Westbrook David (2020), Henry Todd (2021), Dangoor Simon (2025) | |||
Portfolio Composition (as of 7/31/26)
| # of Holdings: | 1774 |
| % in Top 10 Holdings: | 29.5% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 6.9% |
Portfolio Allocation |
|
| Domestic Stock: | 0.0% |
| Foreign Stock: | 0.0% |
| Preferred Stock: | 0.0% |
| Domestic Bond: | 83.7% |
| Foreign Bond: | 6.9% |
| Convertible Bond: | 0.0% |
| Other: | 0.0% |
| Cash: | 9.3% |
Purchase Information
| Legal Structure: | Open Ended Investment Company |
| Fund Family: | Goldman Sachs |
| Phone Number: | 800-621-2550 |
| Website: | am.gs.com |
| Inception Date: | September 8, 2020 |
Expenses and Fees
| Expense Ratio (%): | 0.08% (Rating: Low) |
| Category Average Expense Ratio (%): | 0.32% |
