Best of the AAII Journal

My favorite articles are listed below. In hand-picking the commentaries for this list, I sought out a mix of articles that covered various aspects of investing strategies and portfolio management.

Beginning Investor

The Tax Consequences of Investing

- July 2014 by Charles Rotblut

Some investment actions cost you money; others reduce out-of-pocket expenditures.
 

BEHAVIORAL FINANCE

Avoiding the Mistakes Made by Ineffective Investors

- July 2016 by Spencer Jakab

Among the ways investors often hurt themselves are chasing after IPOs, reaching for yield and not understanding what they are buying.
 

BONDS

What You Need to Know About Bond Yields to Determine Your Returns

- October 2016 by Hildy Richelson and Stan Richelson

Current yield is simplistic to calculate, but other measures of yield can help you make better investment decisions.
 

FINANCIAL PLANNING

Life After a Loss: 6 Smart Steps for Coping With Widowhood

- July 2016 by Karen Altfest

Guidance on which steps should be taken within few months of a spouse’s passing and which steps can and should be postponed.
 

FINANCIAL STATEMENTS ANALYSIS

16 Financial Ratios for Analyzing a Company’s Strengths and Weaknesses

- September 2012 by Joe Lan

These 16 ratios enable investors to compare the fiscal strength, profitability and efficiency of two or more companies.
 

FIRST CUT

Graham Stocks With a Low Price Relative to Net Current Assets

- June 2016 by John Bajkowski

Applying Ben Graham’s philosophy, 25 profitable companies with cheap valuations made The First Cut.
 

INVESTOR PROFESSOR

Health Savings Accounts

- July 2016 by Charles Rotblut

HSAs allow for dollars to be set aside tax-free to pay for future medical expenses.
 

MUTUAL FUNDS & EXCHANGE-TRADED FUNDS

The Individual Investor’s Guide to Exchange-Traded Funds 2016

- August 2016 by AAII Staff

Detailed return information and data on 473 exchange-traded products, including an overview of the current trends in the ETF industry.
 

PORTFOLIO STRATEGIES

Why a New Allocation Approach Is Needed

- June 2016 by James Cloonan

The traditional way of allocating portfolios costs investors significant wealth and fails to consider how risk actually occurs in the real world.
 

RETIRED INVESTOR

Keep Taxes From Cracking Your Nest Egg

- May 2016 by Stephen Horan

Selectively choosing which accounts to withdraw from can minimize taxes throughout all your retirement years
 

STOCK STRATEGIES

Why Value Beats Growth: A Brief Explanation

- September 2016 by Peter Berezin

Value stocks perform better because the markets are not perfectly efficient and investors overpay for growth.