ETF Evaluator:
iShares LifePath Target Date 2070 ETF ()
Follow This ETF
(as of Aug 26)
Best Performing in Target-Date 2070+ Over the Last Year
| 22.4% | iShares LifePath Target Date 2070 ETF (ITDJ) |
| 22.4% | Target-Date 2070+ () |
Risk
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Risk
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ETF Details
iShares LifePath Target Date 2070 ETF Overview
iShares LifePath Target Date 2070 ETF (ITDJ) is an actively managed Allocation Target-Date 2070+ exchange-traded fund (ETF). iShares launched the ETF in 2024.
The investment seeks to provide retirement outcomes through exposure to a broad portfolio of ETFs which adjusts its allocation as it approaches its target date.
The fund will invest, under normal circumstances, at least 80% of its assets in securities or other financial instruments that are components of or have economic characteristics similar to the securities included in its custom model benchmark, the 2070 Target Date Custom Benchmark.
About iShares LifePath Target Date 2070 ETF (ITDJ)
There are 2 members of the management team with an average tenure of 1.72 years: Suzanne Ly (2024) and Christopher Chung (2024). Management tenure is more important for actively managed ETFs than passive index ETFs.
iShares LifePath Target Date 2070 ETF has 8 securities in its portfolio. The top 10 holdings constitute 100.0% of the ETF’s assets. The ETF meets the SEC requirement of being classified as a diversified fund. The ETF is not considered to have an ESG focus with its investment selection and management.
iShares LifePath Target Date 2070 ETF is part of the Allocation global asset class and is within the Allocation ETF group. iShares LifePath Target Date 2070 ETF has 37.2% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 61.5% There is 37.0% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 1.0% (0.8% domestic bond, 0.2% foreign bond and 0.0% convertible bond). iShares LifePath Target Date 2070 ETF has 0.5% of the portfolio in cash.
Assets Under Management
The fund has $14 million in total assets, which is above the $14 million average for the Target-Date 2070+ category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
ITDJ Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The iShares LifePath Target Date 2070 ETF expense ratio is low compared to funds in the Target-Date 2070+ category. iShares LifePath Target Date 2070 ETF has an expense ratio of 0.12%, which is the same as its category average, making the fund expense ratio grade a C. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. iShares LifePath Target Date 2070 ETF has a portfolio turnover rate of 8%, which indicates that it holds its assets around / 0.1 years. By way of comparison, the average portfolio turnover is 8% for the Target-Date 2070+ category.
Recently, in the month of July 2026, iShares LifePath Target Date 2070 ETF returned -0.6%, which earned it a grade of A, as the Target-Date 2070+ category had an average return of -0.6%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all ETFs in that category.
iShares LifePath Target Date 2070 ETF has a trailing yield of 1.26%, which is equal to the 1.26% category average.
The fund normally distributes its income annually and its capital gains annually.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
iShares LifePath Target Date 2070 ETF Grades
Year to date, the ETF has returned 11.4%, 0.0 percentage points equal to the category, which translates into a grade of C. The fund has returned 22.4% over the past year (grade of C).
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ITDJ Trailing NAV Total Returns Data as of 7/31/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| ITDJ Return (NAV) | -0.6% | 3.6% | 22.4% | na | na | na |
| ITDJ Return (Price) | -0.6% | 3.7% | 22.7% | na | na | na |
| NAV +/- Price Return | -0.056% | -0.090% | -0.249% | na | na | na |
| Target-Date 2070+ Avg | -0.6% | 3.6% | 22.4% | na | na | na |
| ITDJ Grade (NAV) | C | C | C | na | na | na |
| +/- Category (NAV) | 0.0% | 0.0% | 0.0% | na | na | na |
| ITDJ Tax-Cost Ratio | na | na | 0.4% | na | na | na |
ITDJ Annual NAV Total ReturnsData as of 7/31/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| ITDJ Return (NAV) | 11.4% | 21.9% | na | na | na | na | na | na | na | na | na |
| ITDJ Return (Price) | 11.5% | 22.0% | na | na | na | na | na | na | na | na | na |
| NAV +/- Price Ret | 0.007% | 0.007% | na | na | na | na | na | na | na | na | na |
| Target-Date 2070+ Avg | 11.4% | 21.9% | na | na | na | na | na | na | na | na | na |
| ITDJ Grade (NAV) | C | C | na | na | na | na | na | na | na | na | na |
| +/- Category | 0.0% | 0.0% | na | na | na | na | na | na | na | na | na |
| Risk Measures | |
| Beta: | na |
| R-Squared: | na |
| Standard Deviation: | na |
| Category Risk Index: | na |
| Category Risk Rating: | |
| Total Risk Index: | na |
| Total Risk Rating: | |
| Portfolio Characteristics | |
| Yield: | 1.3% |
| Total Assets: | $ 15 Mil |
| Share Class Assets: | $ 15 Mil |
| Turnover: | 8.0% |
| Expense Ratio: | 0.12% |
| Index Fund: | No |
| Index Tracked: | N/A |
| Index Weighting: | 100% |
| Leveraged: | No |
| Socially Responsible Fund: | No |
| Capital Gains Distribution Frequency: | Annually |
| Income Distribution Frequency: | Annually |
Management Team
| Number of Managers: 2 | |||
| Longest Tenure: 1.7 years | |||
| Average Tenure: 1.7 years | |||
| Managers (Year): Ly Suzanne (2024), Chung Christopher (2024) | |||
Portfolio Composition (as of 7/31/26)
| # of Holdings: | 8 |
| % in Top 10 Holdings: | 100.0% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 37.2% |
Portfolio Allocation |
|
| Domestic Stock: | 61.5% |
| Foreign Stock: | 37.0% |
| Preferred Stock: | 0.0% |
| Domestic Bond: | 0.8% |
| Foreign Bond: | 0.2% |
| Convertible Bond: | 0.0% |
| Other: | 0.0% |
| Cash: | 0.5% |
Purchase Information
| Legal Structure: | Open Ended Investment Company |
| Fund Family: | iShares |
| Phone Number: | 800-474-2737 |
| Website: | au.ishares.com |
| Inception Date: | November 12, 2024 |
Expenses and Fees
| Expense Ratio (%): | 0.12% (Rating: Low) |
| Category Average Expense Ratio (%): | 0.12% |
