ETF Evaluator:
Inspire 500 ETF ()
Follow This ETF
(as of Aug 26)
Best Performing in Large Blend Over the Last Year
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| 31.8% | Astoria US Equal Weight Quality KingsETF (ROE) |
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Risk
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ETF Details
Inspire 500 ETF Overview
Inspire 500 ETF (PTL) is a passively managed U.S. Equity Large Blend exchange-traded fund (ETF). Inspire launched the ETF in 2024.
The investment seeks to replicate investment results that generally correspond, before fees and expenses, to the performance of the Inspire 500 Index.
The advisor generally invests at least 80% of its total assets in the component securities of the index. The fund’s index provider selects domestic large capitalization equity securities using the Adviser’s Inspire Impact Score™, a proprietary selection methodology that is designed to assign a score to a particular security based on the security’s alignment with biblical values and the positive impact that company has on its customers, communities, workplace and the world.
About Inspire 500 ETF (PTL)
There are 2 members of the management team with an average tenure of 2.35 years: Darrell Jayroe (2024) and Tim Schwarzenberger (2024). Management tenure is more important for actively managed ETFs than passive index ETFs.
The ETF has 2 primary benchmarks: S&P 500 (TR) (1970) index with a weighting of 100% and Inspire 500 TR USD index with a weighting of 100%. Inspire 500 ETF has 471 securities in its portfolio. The top 10 holdings constitute 28.9% of the ETF’s assets. The ETF meets the SEC requirement of being classified as a diversified fund. The ETF is not considered to have an ESG focus with its investment selection and management.
Inspire 500 ETF is part of the Equity global asset class and is within the U.S. Equity ETF group. Inspire 500 ETF has 0.6% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 99.1% There is 0.6% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 0.0% (0.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). Inspire 500 ETF has 0.3% of the portfolio in cash.
Assets Under Management
The fund has $869 million in total assets, which is below the $13 billion average for the Large Blend category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
PTL Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The Inspire 500 ETF expense ratio is low compared to funds in the Large Blend category. Inspire 500 ETF has an expense ratio of 0.09%, which is 78% lower than its category average, making the fund expense ratio grade a A. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. Inspire 500 ETF has a portfolio turnover rate of 30%, which indicates that it holds its assets around / 0.0 years. By way of comparison, the average portfolio turnover is 158% for the Large Blend category.
Recently, in the month of July 2026, Inspire 500 ETF returned -2.8%, which earned it a grade of F, as the Large Blend category had an average return of -0.8%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all ETFs in that category.
Inspire 500 ETF has a trailing yield of 1.16%, which is equal to the 1.16% category average.
The fund normally distributes its income quarterly and its capital gains annually.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
Inspire 500 ETF Grades
Year to date, the ETF has returned 13.2%, 3.7 percentage points better than the category, which translates into a grade of A. The fund has returned 19.0% over the past year (grade of C).
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PTL Trailing NAV Total Returns Data as of 7/31/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| PTL Return (NAV) | -2.8% | 0.4% | 19.0% | na | na | na |
| PTL Return (Price) | -2.7% | 0.4% | 19.1% | na | na | na |
| NAV +/- Price Return | -0.148% | -0.034% | -0.076% | na | na | na |
| Large Blend Avg | -0.8% | 3.7% | 17.5% | 17.4% | 11.2% | 13.6% |
| PTL Grade (NAV) | F | F | C | na | na | na |
| +/- Category (NAV) | -2.0% | -3.3% | 1.5% | na | na | na |
| PTL Tax-Cost Ratio | na | na | 0.5% | na | na | na |
PTL Annual NAV Total ReturnsData as of 7/31/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| PTL Return (NAV) | 13.2% | 17.6% | na | na | na | na | na | na | na | na | na |
| PTL Return (Price) | 12.9% | 17.9% | na | na | na | na | na | na | na | na | na |
| NAV +/- Price Ret | -0.022% | 0.020% | na | na | na | na | na | na | na | na | na |
| Large Blend Avg | 9.5% | 15.3% | 21.9% | 22.9% | -17.1% | 26.9% | 18.3% | 29.6% | -5.1% | 21.5% | 11.4% |
| PTL Grade (NAV) | A | B | na | na | na | na | na | na | na | na | na |
| +/- Category | 3.7% | 2.2% | na | na | na | na | na | na | na | na | na |
| Risk Measures | |
| Beta: | na |
| R-Squared: | na |
| Standard Deviation: | na |
| Category Risk Index: | na |
| Category Risk Rating: | |
| Total Risk Index: | na |
| Total Risk Rating: | |
| Portfolio Characteristics | |
| Yield: | 1.2% |
| Total Assets: | $ 869 Mil |
| Share Class Assets: | $ 869 Mil |
| Turnover: | 30.0% |
| Expense Ratio: | 0.09% |
| Index Fund: | Yes |
| Index Tracked: | S&P 500 (TR) (1970) |
| Index Weighting: | 100% |
| Leveraged: | No |
| Socially Responsible Fund: | No |
| Capital Gains Distribution Frequency: | Annually |
| Income Distribution Frequency: | Quarterly |
Management Team
| Number of Managers: 2 | |||
| Longest Tenure: 2.4 years | |||
| Average Tenure: 2.4 years | |||
| Managers (Year): Jayroe Darrell (2024), Schwarzenberger Tim (2024) | |||
Portfolio Composition (as of 7/31/26)
| # of Holdings: | 471 |
| % in Top 10 Holdings: | 28.9% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 0.6% |
Portfolio Allocation |
|
| Domestic Stock: | 99.1% |
| Foreign Stock: | 0.6% |
| Preferred Stock: | 0.0% |
| Domestic Bond: | 0.0% |
| Foreign Bond: | 0.0% |
| Convertible Bond: | 0.0% |
| Other: | 0.0% |
| Cash: | 0.3% |
Purchase Information
| Legal Structure: | Open Ended Investment Company |
| Fund Family: | Inspire |
| Phone Number: | 877-658-9473 |
| Website: | |
| Inception Date: | March 25, 2024 |
Expenses and Fees
| Expense Ratio (%): | 0.09% (Rating: Low) |
| Category Average Expense Ratio (%): | 0.41% |
