ETF Evaluator:
Timothy Plan Free Cash Flow ETF ()
Follow This ETF
(as of Aug 26)
Best Performing in Large Blend Over the Last Year
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Risk
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Risk
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ETF Details
Timothy Plan Free Cash Flow ETF Overview
Timothy Plan Free Cash Flow ETF (TPFC) is a passively managed U.S. Equity Large Blend exchange-traded fund (ETF). Timothy Plan launched the ETF in 2026.
The investment seeks to provide investment results that closely correspond, before fees and expenses, to the performance of the Victory Free Cash Flow BRI Index.
Under normal circumstances, the fund seeks to achieve its investment objective by investing at least 80% of its assets in securities in the index. VettaFi LLC (the “index provider”) constructs the index in accordance with a rules-based methodology that selects 50 companies from the Victory U.S. Large/Mid Cap Volatility Weighted BRI Index (the “parent index”).
About Timothy Plan Free Cash Flow ETF (TPFC)
There are 2 members of the management team with an average tenure of 0.24 years: Mannik Dhillon (2026) and Lance Humphrey (2026). Management tenure is more important for actively managed ETFs than passive index ETFs.
The ETF has 1 primary benchmark: Victory Free Cash Flow BRI TR USD index with a weighting of 100%. Timothy Plan Free Cash Flow ETF has 50 securities in its portfolio. The top 10 holdings constitute 40.7% of the ETF’s assets. The ETF meets the SEC requirement of being classified as a diversified fund. The ETF is not considered to have an ESG focus with its investment selection and management.
Timothy Plan Free Cash Flow ETF is part of the Equity global asset class and is within the U.S. Equity ETF group. Timothy Plan Free Cash Flow ETF has 4.0% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 96.0% There is 4.0% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 0.0% (0.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). Timothy Plan Free Cash Flow ETF has 0.0% of the portfolio in cash.
Assets Under Management
The fund has $41 million in total assets, which is below the $13 billion average for the Large Blend category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
TPFC Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The Timothy Plan Free Cash Flow ETF expense ratio is average compared to funds in the Large Blend category. Timothy Plan Free Cash Flow ETF has an expense ratio of 0.59%, which is 42% higher than its category average, making the fund expense ratio grade a D. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. Timothy Plan Free Cash Flow ETF has a portfolio turnover rate of 0%, which indicates that it holds its assets around /years. By way of comparison, the average portfolio turnover is 158% for the Large Blend category.
Recently, in the month of July 2026, Timothy Plan Free Cash Flow ETF returned 7.1%, which earned it a grade of A, as the Large Blend category had an average return of -0.8%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all ETFs in that category.
Timothy Plan Free Cash Flow ETF has a trailing yield of 0.00%, which is below the 1.16% category average.
The fund normally distributes its income monthly and its capital gains annually.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
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TPFC Trailing NAV Total Returns Data as of 7/31/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| TPFC Return (NAV) | 7.1% | na | na | na | na | na |
| TPFC Return (Price) | 7.3% | na | na | na | na | na |
| NAV +/- Price Return | -0.219% | na | na | na | na | na |
| Large Blend Avg | -0.8% | 3.7% | 17.5% | 17.4% | 11.2% | 13.6% |
| TPFC Grade (NAV) | A | na | na | na | na | na |
| +/- Category (NAV) | 7.9% | na | na | na | na | na |
| TPFC Tax-Cost Ratio | na | na | na | na | na | na |
TPFC Annual NAV Total ReturnsData as of 7/31/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| TPFC Return (NAV) | na | na | na | na | na | na | na | na | na | na | na |
| TPFC Return (Price) | na | na | na | na | na | na | na | na | na | na | na |
| NAV +/- Price Ret | na | na | na | na | na | na | na | na | na | na | na |
| Large Blend Avg | 9.5% | 15.3% | 21.9% | 22.9% | -17.1% | 26.9% | 18.3% | 29.6% | -5.1% | 21.5% | 11.4% |
| TPFC Grade (NAV) | na | na | na | na | na | na | na | na | na | na | na |
| +/- Category | na | na | na | na | na | na | na | na | na | na | na |
| Risk Measures | |
| Beta: | na |
| R-Squared: | na |
| Standard Deviation: | na |
| Category Risk Index: | na |
| Category Risk Rating: | |
| Total Risk Index: | na |
| Total Risk Rating: | |
| Portfolio Characteristics | |
| Yield: | -- |
| Total Assets: | $ 42 Mil |
| Share Class Assets: | $ 42 Mil |
| Turnover: | na |
| Expense Ratio: | 0.59% |
| Index Fund: | Yes |
| Index Tracked: | Victory Free Cash Flow BRI TR USD |
| Index Weighting: | 100% |
| Leveraged: | No |
| Socially Responsible Fund: | No |
| Capital Gains Distribution Frequency: | Annually |
| Income Distribution Frequency: | Monthly |
Management Team
| Number of Managers: 2 | |||
| Longest Tenure: 0.2 years | |||
| Average Tenure: 0.2 years | |||
| Managers (Year): Dhillon Mannik (2026), Humphrey Lance (2026) | |||
Portfolio Composition (as of 7/31/26)
| # of Holdings: | 50 |
| % in Top 10 Holdings: | 40.7% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 4.0% |
Portfolio Allocation |
|
| Domestic Stock: | 96.0% |
| Foreign Stock: | 4.0% |
| Preferred Stock: | 0.0% |
| Domestic Bond: | 0.0% |
| Foreign Bond: | 0.0% |
| Convertible Bond: | 0.0% |
| Other: | 0.0% |
| Cash: | 0.0% |
Purchase Information
| Legal Structure: | Open Ended Investment Company |
| Fund Family: | Timothy Plan |
| Phone Number: | 800-846-7526 |
| Website: | www.timothyplan.com |
| Inception Date: | May 5, 2026 |
Expenses and Fees
| Expense Ratio (%): | 0.59% (Rating: Avg) |
| Category Average Expense Ratio (%): | 0.41% |
