Fund Evaluator:

American Century Disciplined Core Eq R5 Overview

American Century Disciplined Core Eq R5 (AEYGX) is an actively managed U.S. Equity Large Blend fund. American Century Investments launched the fund in 2017.

The investment seeks long-term capital growth by investing in common stocks. The fund invests at least 80% of its net assets in equity securities. In selecting stocks for the fund, the portfolio managers use quantitative and qualitative management techniques in a multi-step process. First, the managers rank stocks, primarily large capitalization, publicly traded U.S. companies from most attractive to least attractive based on an objective set of measures. The portfolio managers then review the output of the quantitative model and also consider other factors to build a portfolio that they believe will provide a balance between risk and return.

About American Century Disciplined Core Eq R5 (AEYGX)

There are 3 members of the management team with an average tenure of 2.51 years: Yulin Long (2023), Stephen Quance (2023), Mattia Bacciardi (2025). Management tenure is more important for actively managed funds than passive index funds.

The fund has 1 primary benchmark: S&P 500 (TR) (1970) index with a weighting of 100%. American Century Disciplined Core Eq R5 has 182 securities in its portfolio. The top 10 holdings constitute 35.7% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.

American Century Disciplined Core Eq R5 is part of the Equity global asset class and is within the U.S. Equity fund group. American Century Disciplined Core Eq R5 has 0.8% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 98.8%. There is 0.8% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 0.0% (0.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). American Century Disciplined Core Eq R5 has 0.4% of the portfolio in cash.

Assets Under Management

The fund has $3 million in total assets, which is below the $6 billion average for the Large Blend category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.

AEYGX Performance and Fees

The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The American Century Disciplined Core Eq R5 expense ratio is average compared to funds in the Large Blend category. American Century Disciplined Core Eq R5 has an expense ratio of 0.45%, which is 45% lower than its category average, making the fund expense ratio grade a B. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.

High portfolio turnover can translate to higher expenses and lower aftertax returns. American Century Disciplined Core Eq R5 has a portfolio turnover rate of 73%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 48% for the Large Blend category.

Recently, in the month of July 2026, American Century Disciplined Core Eq R5 returned 1.1%, which earned it a grade of B, as the Large Blend category had an average return of 0.4%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.

American Century Disciplined Core Eq R5 has a trailing yield of 0.62%, which is above the 0.56% category average. The fund normally distributes its income quarterly and its capital gains annually.

It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.

American Century Disciplined Core Eq R5 Grades

Year to date, the fund has returned 9.6%, 0.3 percentage points better than the category, which translates into a grade of C. The fund has returned 22.1% over the past year (grade of A), 19.7% over the past three years (grade of A) and 10.8% per year over the past five years (grade of C) and 13.2% per year over the past 10 years (grade of D).

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