Fund Evaluator:

American Century One Choice Agrsv Inv Overview

American Century One Choice Agrsv Inv (AOGIX) is an actively managed Allocation Global Moderately Aggressive Allocation fund. American Century Investments launched the fund in 2004.

The investment seeks the highest total return consistent with its asset mix. The fund invests in other American Century Investments mutual funds (the underlying funds) that represent a variety of asset classes and investment styles. Its asset allocation strategy emphasizes investments in equity securities, but maintains a portion of the fund's assets in fixed-income securities and short-term investments. The fund invests 79% of its assets in underlying funds that invest in stocks, 20% of its assets in underlying funds that invest in bonds, and 1% of its assets in underlying funds that invest in cash equivalents.

About American Century One Choice Agrsv Inv (AOGIX)

There are 4 members of the management team with an average tenure of 14.40 years: Scott Wilson (2006), Richard Weiss (2010), Radu Gabudean (2013), Vidya Rajappa (2018). Management tenure is more important for actively managed funds than passive index funds.

The fund has 2 primary benchmarks: MSCI ACWI IMI NR USD index with a weighting of 100% and Russell 3000 TR USD index with a weighting of 100%. American Century One Choice Agrsv Inv has 22 securities in its portfolio. The top 10 holdings constitute 77.2% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.

American Century One Choice Agrsv Inv is part of the Allocation global asset class and is within the Allocation fund group. American Century One Choice Agrsv Inv has 31.5% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 53.5%. There is 28.3% allocated to foreign stock, and 0.3% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 16.0% (12.8% domestic bond, 3.2% foreign bond and 0.1% convertible bond). American Century One Choice Agrsv Inv has 1.7% of the portfolio in cash.

Assets Under Management

The fund has $895 million in total assets, which is below the $1 billion average for the Global Moderately Aggressive Allocation category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.

AOGIX Performance and Fees

The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The American Century One Choice Agrsv Inv expense ratio is high compared to funds in the Global Moderately Aggressive Allocation category. American Century One Choice Agrsv Inv has an expense ratio of 0.93%, which is 7% lower than its category average, making the fund expense ratio grade a C. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.

High portfolio turnover can translate to higher expenses and lower aftertax returns. American Century One Choice Agrsv Inv has a portfolio turnover rate of 11%, indicating that holds its assets around 0.1 years. By way of comparison, the average portfolio turnover is 32% for the Global Moderately Aggressive Allocation category.

Recently, in the month of July 2026, American Century One Choice Agrsv Inv returned 0.0%, which earned it a grade of C, as the Global Moderately Aggressive Allocation category had an average return of 0.2%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.

American Century One Choice Agrsv Inv has a trailing yield of 2.30%, which is above the 1.98% category average. The fund normally distributes its income annually and its capital gains annually.

It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.

American Century One Choice Agrsv Inv Grades

Year to date, the fund has returned 8.1%, 1.7 percentage points worse than the category, which translates into a grade of F. The fund has returned 14.8% over the past year (grade of F), 12.5% over the past three years (grade of F) and 6.3% per year over the past five years (grade of D) and 9.4% per year over the past 10 years (grade of C).

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