Fund Evaluator:

Beacon Planned Return Strategy Instl Overview

Beacon Planned Return Strategy Instl (BPRLX) is an actively managed Nontraditional Equity Equity Hedged fund. Beacon Investment Advisory launched the fund in 2017.

The investment seeks to deliver capital preservation and capital appreciation. The fund seeks to capture most of the returns generated by U.S. equity markets in rising markets, and to protect against the market losses in declining markets. Its investment strategy aims to provide a cushion against certain losses in the U.S. equity markets. The fund seeks to accomplish its goal of mitigating downside risk in the equity markets by hedging the portfolio through the purchase of put options. Each put option helps to protect against losses in the U.S. equity indices. The fund is non-diversified.

About Beacon Planned Return Strategy Instl (BPRLX)

There are 2 members of the management team with an average tenure of 8.92 years: John Longo (2017), Christopher Shagawat (2017). Management tenure is more important for actively managed funds than passive index funds.

The fund has 1 primary benchmark: CBOE S&P 500 BuyWrite BXM TR USD index with a weighting of 100%. Beacon Planned Return Strategy Instl has 98 securities in its portfolio. The top 10 holdings constitute 76.2% of the fund’s assets. The fund meets the SEC requirement of being classified as a nondiversified fund. The fund is not considered to have an ESG focus with its investment selection and management.

Beacon Planned Return Strategy Instl is part of the Equity global asset class and is within the Nontraditional Equity fund group. Beacon Planned Return Strategy Instl has 0.0% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 62.4%. There is 0.0% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 25.0% (25.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). Beacon Planned Return Strategy Instl has 12.6% of the portfolio in cash.

Assets Under Management

The fund has $314 million in total assets, which is below the $433 million average for the Equity Hedged category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.

BPRLX Performance and Fees

The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The Beacon Planned Return Strategy Instl expense ratio is high compared to funds in the Equity Hedged category. Beacon Planned Return Strategy Instl has an expense ratio of 1.23%, which is 11% lower than its category average, making the fund expense ratio grade a C. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.

High portfolio turnover can translate to higher expenses and lower aftertax returns. A portfolio turnover rate cannot be currently calculated for Beacon Planned Return Strategy Instl. By way of comparison, the average portfolio turnover is 71% for the Equity Hedged category.

Recently, in the month of August 2026, Beacon Planned Return Strategy Instl returned 1.2%, which earned it a grade of D, as the Equity Hedged category had an average return of 1.4%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.

Beacon Planned Return Strategy Instl has a trailing yield of 0.00%, which is below the 0.95% category average. The fund normally distributes its income annually and its capital gains annually.

It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.

Beacon Planned Return Strategy Instl Grades

Year to date, the fund has returned 7.3%, 0.4 percentage points better than the category, which translates into a grade of C. The fund has returned 10.9% over the past year (grade of C), 11.1% over the past three years (grade of C) and 8.2% per year over the past five years (grade of A).

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