Fund Evaluator:
American Funds EUPAC 529-F-1 (CEUFX)
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Best Performing in Foreign Large Growth Over the Last Year
| 31.7% | Saturna International Z (SIFZX) |
| 31.3% | Saturna International (SSIFX) |
| 29.5% | WCM Focused International Equity Inv (WLIVX) |
| 23.7% | American Fds EUPAC F-3 (FEUPX) |
| 23.5% | William Blair International Ldrs N (WILNX) |
Fund Details
American Funds EUPAC 529-F-1 Overview
American Funds EUPAC 529-F-1 (CEUFX) is an actively managed International Equity Foreign Large Growth fund. Capital Group launched the fund in 2002.
The investment seeks long-term growth of capital. The fund invests primarily in common stocks in Europe and the Pacific Basin that the investment adviser believes have the potential for growth. Growth stocks are stocks that the investment adviser believes have the potential for above-average capital appreciation. It normally will invest at least 80% of its net assets in securities of issuers in Europe and the Pacific Basin. The fund may invest a portion of its assets in common stocks and other securities of companies in emerging markets.
About American Funds EUPAC 529-F-1 (CEUFX)
There are 12 members of the management team with an average tenure of 11.04 years: Sung Lee (2002), Nicholas Grace (2002), Lisa Thompson (2026), Lawrence Kymisis (2014), Tomonori Tani (2018), Lara Pellini (2014), Gerald Manoir (2020), Dawid Justus (2026), Samir Parekh (2024), Arun Swaminathan (2026), Andrew Suzman (2007), Carl Kawaja (2001). Management tenure is more important for actively managed funds than passive index funds.
The fund has 1 primary benchmark: MSCI ACWI Ex USA NR USD index with a weighting of 100%. American Funds EUPAC 529-F-1 has 372 securities in its portfolio. The top 10 holdings constitute 21.1% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is considered to have an ESG focus with its investment selection and management.
American Funds EUPAC 529-F-1 is part of the Equity global asset class and is within the International Equity fund group. American Funds EUPAC 529-F-1 has 90.6% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 3.9%. There is 90.6% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 0.0% (0.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). American Funds EUPAC 529-F-1 has 4.7% of the portfolio in cash.
Assets Under Management
The fund has $16 million in total assets, which is below the $1 billion average for the Foreign Large Growth category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
CEUFX Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The American Funds EUPAC 529-F-1 expense ratio is high compared to funds in the Foreign Large Growth category. American Funds EUPAC 529-F-1 has an expense ratio of 0.91%, which is 12% lower than its category average, making the fund expense ratio grade a C. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. American Funds EUPAC 529-F-1 has a portfolio turnover rate of 50%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 51% for the Foreign Large Growth category.
Recently, in the month of May 2026, American Funds EUPAC 529-F-1 returned 5.8%, which earned it a grade of A, as the Foreign Large Growth category had an average return of 1.5%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.
American Funds EUPAC 529-F-1 has a trailing yield of 2.64%, which is above the 0.95% category average. The fund normally distributes its income semi-annually and its capital gains semi-annually.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
American Funds EUPAC 529-F-1 Grades
Year to date, the fund has returned 11.4%, 1.9 percentage points better than the category, which translates into a grade of B. The fund has returned 28.6% over the past year (grade of A), 17.5% over the past three years (grade of A) and 5.4% per year over the past five years (grade of B) and 9.5% per year over the past 10 years (grade of B).
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CEUFX Trailing NAV Total Returns Data as of 5/31/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| CEUFX Return (NAV) | 5.8% | 3.4% | 28.6% | 17.5% | 5.4% | 9.5% |
| CEUFX Grade | A | F | A | A | B | B |
| +/- Category | 4.3% | -10.8% | 15.6% | 5.1% | 1.5% | 0.6% |
| Foreign Large Growth Avg | 1.5% | 14.2% | 13.0% | 12.4% | 3.9% | 8.9% |
| CEUFX Tax Cost Ratio | na | na | 3.6% | 2.2% | 2.0% | 1.5% |
CEUFX Annual NAV Total ReturnsData as of 5/31/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| CEUFX Return (NAV) | 11.4% | 28.9% | 4.8% | 15.8% | -22.9% | 2.7% | 25.0% | 27.2% | -15.0% | 30.9% | 0.8% |
| CEUFX Grade | B | A | C | C | B | F | B | D | C | C | B |
| +/- Category | 1.9% | 9.0% | -0.4% | -0.9% | 2.3% | -5.4% | -0.4% | -2.0% | -1.5% | -1.1% | 2.5% |
| Foreign Large Growth Avg | 9.5% | 19.9% | 5.3% | 16.7% | -25.2% | 8.1% | 25.4% | 29.2% | -13.6% | 32.0% | -1.6% |
| Risk Measures | |
| Standard Deviation: | 13.9% |
| Total Risk Index: | 1.15 - Above Average |
| Category Risk Index: | 0.92 - Below Average |
| Category Risk Grade: | B (34% Rank) |
| Beta: | 0.96 |
| R-Squared: | 92% |
| Leveraged Fund: | No |
| Inverse Fund: | No |
| Portfolio Characteristics | |
| Equity Investment Style: | Large-Cap Blend |
| Bond Investment Style: | na |
| Yield: | 2.6% |
| Dividend Distribution: | Semi-Annually |
| Cap Gains Distribution: | Semi-Annually |
| Total Assets: | $143199 Mil |
| Fund Total Assets: | $ 0 Mil |
| Share Class Type: | Other |
| Portfolio Turnover: | 50% |
Management Team
| Number of Managers: 12 | |||
| Longest Tenure: 25.1 years | |||
| Average Tenure: 11.0 years | |||
| Managers (Year): Kawaja Carl (2001), Lee Sung (2002), Grace Nicholas (2002), Suzman Andrew (2007), Kymisis Lawrence (2014), Pellini Lara (2014), Tani Tomonori (2018), Manoir Gerald (2020), Parekh Samir (2024), Swaminathan Arun (2026), Justus Dawid (2026), Thompson Lisa (2026) | |||
Portfolio Composition (as of 3/31/26)
| # of Holdings: | 372 |
| % in Top 10 Holdings: | 21.1% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 90.6% |
Portfolio Allocation |
|
| Domestic Stock: | 3.9% |
| Foreign Stock: | 90.6% |
| Preferred Stock: | 0.0% |
| Domestic Bond: | 0.0% |
| Foreign Bond: | 0.0% |
| Convertible Bond: | 0.0% |
| Other: | 0.8% |
| Cash: | 4.7% |
Purchase Information
| Fund Family: | Capital Group |
| Phone Number: | 800-421-4225 |
| Website: | www.americanfunds.com |
| Status: | Open |
| Inception Date: | September 16, 2002 |
| Min. Initial Purchase: | $ 250 |
| Min. Initial IRA Purchase: | $ 25 |
| True No-Load: | Yes |
| Front Load Maximum: | 0.00% |
| Deferred Charge Maximum: | 0.00% |
| Redemption Charge Maximum: | 0.00% |
| 12b-1 Fee: | 0.25% |
Expenses and Fees | |
| Expense Ratio (%): | 0.91% ( Rating : High ) |
| Category Average Expense Ratio (%): | 1.03% |
| Share Class: | American Funds EUPAC A |
| Min. Subsequent Purchase: | $ 50 |
| Min. Subsequent IRA Purchase: | $ 25 |
