Fund Evaluator:
Timber Point Global Allocations Instl (CGHIX)
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Best Performing in Tactical Allocation Over the Last Year
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Fund Details
Timber Point Global Allocations Instl Overview
Timber Point Global Allocations Instl (CGHIX) is an actively managed Allocation Tactical Allocation fund. Crow Point launched the fund in 2013.
The investment seeks superior risk adjusted total returns by investing across a wide variety of global assets. The advisor intends to achieve its investment objective by utilizing an asset allocation strategy to invest in a global portfolio of uncorrelated assets that can include exposure, through underlying vehicles, to common stocks and other investments. The fund invests primarily in common stocks of all issuers, ETFs and mutual funds, closed-end funds, and private funds such as hedge funds, private equity funds, and fund-of-funds.
About Timber Point Global Allocations Instl (CGHIX)
There are 1 members of the management team with an average tenure of 6.39 years: David Cleary (2020). Management tenure is more important for actively managed funds than passive index funds.
The fund has 3 primary benchmarks: S&P 500 (TR) (1970) index with a weighting of 100%, Bloomberg US Agg Bond TR USD index with a weighting of 50% and MSCI ACWI NR USD index with a weighting of 50%. Timber Point Global Allocations Instl has 40 securities in its portfolio. The top 10 holdings constitute 54.8% of the fund’s assets. The fund meets the SEC requirement of being classified as a diversified fund. The fund is not considered to have an ESG focus with its investment selection and management.
Timber Point Global Allocations Instl is part of the Allocation global asset class and is within the Allocation fund group. Timber Point Global Allocations Instl has 8.7% of its portfolio invested in foreign issues. The overall assets allocated to domestic stock is 70.9%. There is 8.7% allocated to foreign stock, and 0.0% is allocated to preferred stocks. The bond allocation as a percentage of total assets is 5.0% (5.0% domestic bond, 0.0% foreign bond and 0.0% convertible bond). Timber Point Global Allocations Instl has 14.9% of the portfolio in cash.
Assets Under Management
The fund has $32 million in total assets, which is below the $224 million average for the Tactical Allocation category. Normally, lower assets under management translates to higher average expense ratios, and greater total assets are desired. However, for some investment categories, such as small-cap investing, it may be difficult for the manager to fully employ the desired active strategy if assets grow too large or too quickly.
CGHIX Performance and Fees
The expense ratio measures how much of a fund’s assets are used for administrative expenses and operating expenses, including adviser fees and fees for the transfer agent and custodial services. The Timber Point Global Allocations Instl expense ratio is high compared to funds in the Tactical Allocation category. Timber Point Global Allocations Instl has an expense ratio of 2.18%, which is 24% higher than its category average, making the fund expense ratio grade a D. While it is difficult to predict returns, it is known that high annual expense ratios reduce your rate of return, and excessive fees are difficult to overcome. Active management normally comes with higher expense ratios than passive index management. Certain investment categories such as small company and foreign also normally have higher expense ratios. It is best to compare fund expense ratios against the category averages for meaningful assessments.
High portfolio turnover can translate to higher expenses and lower aftertax returns. Timber Point Global Allocations Instl has a portfolio turnover rate of 198%, indicating that holds its assets around 0.0 years. By way of comparison, the average portfolio turnover is 207% for the Tactical Allocation category.
Recently, in the month of August 2026, Timber Point Global Allocations Instl returned 5.2%, which earned it a grade of A, as the Tactical Allocation category had an average return of 2.1%. The letter grades of A, B, C, D and F are based upon relative rankings within the investment category. A grade of A, for example, would indicate that the return is in the highest 20% for that time period compared to all funds in that category.
Timber Point Global Allocations Instl has a trailing yield of 0.22%, which is below the 2.80% category average. The fund normally distributes its income annually and its capital gains annually.
It’s natural to seek the best-performing investments, but you must consider the relationship between risk and return and the impact of costs and taxes on your realized returns.
Timber Point Global Allocations Instl Grades
Year to date, the fund has returned 11.2%, 0.6 percentage points better than the category, which translates into a grade of B. The fund has returned 14.2% over the past year (grade of C), 12.8% over the past three years (grade of B) and 2.9% per year over the past five years (grade of F) and 4.7% per year over the past 10 years (grade of D).
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CGHIX Trailing NAV Total Returns Data as of 8/31/26
| Last Month |
Last Quarter |
Ann'l. 1Yr |
Ann'l. 3Yr |
Ann'l. 5Yr |
Ann'l. 10Yr |
|
| CGHIX Return (NAV) | 5.2% | 3.6% | 14.2% | 12.8% | 2.9% | 4.7% |
| CGHIX Grade | A | A | C | B | F | D |
| +/- Category | 3.1% | 2.8% | -1.9% | 0.6% | -2.6% | -1.9% |
| Tactical Allocation Avg | 2.1% | 0.8% | 16.1% | 12.2% | 5.5% | 6.5% |
| CGHIX Tax Cost Ratio | na | na | 0.1% | 0.2% | 0.2% | 0.3% |
CGHIX Annual NAV Total ReturnsData as of 8/31/26
| 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| CGHIX Return (NAV) | 11.2% | 12.0% | 9.1% | 9.9% | -23.0% | 5.0% | 7.6% | 15.9% | -6.8% | 11.4% | 2.5% |
| CGHIX Grade | B | C | C | C | F | F | C | B | D | D | D |
| +/- Category | 0.6% | -0.8% | 0.1% | -0.9% | -10.0% | -7.6% | -2.6% | 2.3% | -0.5% | -1.8% | -3.2% |
| Tactical Allocation Avg | 10.7% | 12.7% | 9.0% | 10.8% | -13.0% | 12.7% | 10.2% | 13.5% | -6.2% | 13.2% | 5.6% |
| Risk Measures | |
| Standard Deviation: | 13.1% |
| Total Risk Index: | 1.07 - Above Average |
| Category Risk Index: | 1.29 - High |
| Category Risk Grade: | F (88% Rank) |
| Beta: | 1.25 |
| R-Squared: | 78% |
| Leveraged Fund: | No |
| Inverse Fund: | No |
| Portfolio Characteristics | |
| Equity Investment Style: | Mid-Cap Blend |
| Bond Investment Style: | na Moderate Sensitivity |
| Yield: | 0.2% |
| Dividend Distribution: | Annually |
| Cap Gains Distribution: | Annually |
| Total Assets: | $32 Mil |
| Fund Total Assets: | $ 32 Mil |
| Share Class Type: | Inst |
| Portfolio Turnover: | 198% |
Management Team
| Number of Managers: 1 | |||
| Longest Tenure: 6.4 years | |||
| Average Tenure: 6.4 years | |||
| Managers (Year): Cleary David (2020) | |||
Portfolio Composition (as of 3/31/26)
| # of Holdings: | 40 |
| % in Top 10 Holdings: | 54.8% |
| Fund is Non-Diversified: | No |
| % in Foreign Issues: | 8.7% |
Portfolio Allocation |
|
| Domestic Stock: | 70.9% |
| Foreign Stock: | 8.7% |
| Preferred Stock: | 0.0% |
| Domestic Bond: | 5.0% |
| Foreign Bond: | 0.0% |
| Convertible Bond: | 0.0% |
| Other: | 0.5% |
| Cash: | 14.9% |
Purchase Information
| Fund Family: | Crow Point |
| Phone Number: | 877-244-6235 |
| Website: |
| Status: | Open |
| Inception Date: | April 10, 2013 |
| Min. Initial Purchase: | $1,000 |
| Min. Initial IRA Purchase: | $ 0 |
| True No-Load: | Yes |
| Front Load Maximum: | 0.00% |
| Deferred Charge Maximum: | 0.00% |
| Redemption Charge Maximum: | 0.00% |
| 12b-1 Fee: | 0.00% |
Expenses and Fees | |
| Expense Ratio (%): | 2.18% ( Rating : High ) |
| Category Average Expense Ratio (%): | 1.76% |
| Share Class: | Timber Point Global Allocations Instl |
| Min. Subsequent Purchase: | $ 0 |
| Min. Subsequent IRA Purchase: | $ 0 |
